Geneva County Auto Insurance Rates, Quotes, Agents & Reviews in AL

Geneva County, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Geneva County, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Geneva County, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Geneva County, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Geneva County, AL with that of other cities in and around Geneva County.

Geneva County Eunola Bellwood-Coffee Springs Clayhatchee Geneva Coffee Springs
Average Insurance Rates $1,411 $1,953 $1,445 $1,425 $1,418 $1,409

Geneva County, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Geneva County, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Geneva County $1,621 $1,369
Eunola $2,012 $1,699
Hartford $1,483 $1,253
Bellwood-Coffee Springs $1,438 $1,215
Geneva $1,278 $1,080
Black $1,461 $1,234
Coffee Springs $1,595 $1,348
Clayhatchee $1,476 $1,247

Geneva County, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Geneva County, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,578
20 Years $1,813
30 Years $1,396
40 Years $1,344
50 Years $1,244
60 Years $1,262
70 Years $1,468

Geneva County, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Geneva County, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,427 $395
3 Vehicles $3,640 $593
4 Vehicles $4,854 $790

Savings on 2 Vehicles bundle:$395

Savings on 3 Vehicles bundle:$593

Savings on 4 Vehicles bundle:$790


Geneva County, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Geneva County, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Geneva County $1,411 $2,502
Eunola $1,953 $3,463
Hartford $1,433 $2,541
Bellwood-Coffee Springs $1,445 $2,562
Geneva $1,418 $2,514
Black $1,391 $2,466
Coffee Springs $1,409 $2,498
Clayhatchee $1,425 $2,527

Geneva County, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,382
Good (670-739) $1,470
Average (580-669) $1,918
Poor (300-579) $2,302

Geneva County, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Melanie Garner State Farm 112 S Commerce St, Geneva, 36340-2211 334-684-3627
Mary Grimes Farmers 1208 Rucker Blvd Ste B, Enterprise, 36330 (334) 347-2544
Brad Snellgrove Allstate 702 S Main St, Enterprise, 36330 (334) 475-4448
Etheridge Insurance Agency None Po Box 909, Geneva, 36340 None
Luke Stevens Allstate 2238 Westgate Pkwy, Dothan, 36303 (334) 792-9495
Sconyers In Ag Inc Allstate 106 Commerce St., Geneva, 36340 (334) 684-2022
Insurance Solutions Allstate 1332 S Brundidge St, Troy, 36081 None

Geneva County, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,473
Driver's Failure In Showing Documents +$137 $1,548
Driving With An Expired Registration +$145 $1,556
Driving At A Considerably Slow Pace +$306 $1,717
Using A Cellphone While Driving +$323 $1,734
Running A Red Light +$329 $1,740
Speeding +$346 $1,757
Driving A Vehicle Without The Required Permission +$439 $1,850
Driving With An Expired/Suspended License +$951 $2,362

Geneva County, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,355
Active Disabling Device $1,355
Tracking Device $1,326
Passive Disabling Device $1,312