Georgia Auto Insurance Rates, Quotes, Agents & Reviews in VT

Georgia, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Georgia, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Georgia, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Georgia, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Georgia, VT with that of other cities in and around Georgia.

Georgia Westford Milton St. Albans North Hero Grand Isle County
Average Insurance Rates $1,124 $1,131 $1,108 $1,075 $1,137 $1,126

Georgia, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Georgia, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Georgia $2,079 $1,756
Milton $1,402 $1,184
St. Albans $1,523 $1,287
Fairfax $1,379 $1,165
Grand Isle $1,523 $1,287
North Hero $1,414 $1,195
Westford $2,089 $1,764
Grand Isle County $1,205 $1,018

Georgia, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Georgia, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,647
20 Years $1,444
30 Years $1,112
40 Years $1,070
50 Years $991
60 Years $1,005
70 Years $1,170

Georgia, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Georgia, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,978 $270
3 Vehicles $2,967 $405
4 Vehicles $3,956 $540

Savings on 2 Vehicles bundle:$270

Savings on 3 Vehicles bundle:$405

Savings on 4 Vehicles bundle:$540


Georgia, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Georgia, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Georgia $1,124 $2,323
Milton $1,108 $2,290
St. Albans $1,075 $2,221
Fairfax $1,111 $2,296
Grand Isle $1,141 $2,358
North Hero $1,137 $2,350
Westford $1,131 $2,337
Grand Isle County $1,126 $2,327

Georgia, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $964
Excellent (740-799) $1,101
Good (670-739) $1,171
Average (580-669) $1,528
Poor (300-579) $1,833

Georgia, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
All Insurance Resource Inc Travelers 8717 Belair Rd., Nottingham, 21236 None
Julie Collins State Farm 84 Fairfield Street, St Albans, 05478-1728 802-524-0200
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Cheeseman Insurance Inc Liberty Mutual Independent 30 MAIN ST, MILTON, 5468 (802) 893-4521
Hackett Valine & Macdonald Inc Liberty Mutual Independent 62 N MAIN ST, ST ALBANS, 5478 802-524-4400
Jessica Novak Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778

Georgia, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,173
Driver's Failure In Showing Documents +$109 $1,233
Driving With An Expired Registration +$116 $1,240
Driving At A Considerably Slow Pace +$244 $1,368
Using A Cellphone While Driving +$257 $1,381
Running A Red Light +$262 $1,386
Speeding +$275 $1,399
Driving A Vehicle Without The Required Permission +$350 $1,474
Driving With An Expired/Suspended License +$758 $1,882

Georgia, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,079
Active Disabling Device $1,079
Tracking Device $1,057
Passive Disabling Device $1,045