Georgiana Auto Insurance Rates, Quotes, Agents & Reviews in AL

Georgiana, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Georgiana, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Georgiana, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Georgiana, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Georgiana, AL with that of other cities in and around Georgiana.

Georgiana Butler County Forest Home Lyeffion McKenzie Georgiana-McKenzie
Average Insurance Rates $1,383 $1,412 $1,410 $1,402 $1,380 $1,385

Georgiana, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Georgiana, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Georgiana $1,497 $1,264
Georgiana-McKenzie $1,524 $1,288
Chapman $1,448 $1,223
McKenzie $1,351 $1,141
Butler County $1,454 $1,228
Shreve $1,447 $1,222
Forest Home $2,175 $1,837
Lyeffion $1,225 $1,034

Georgiana, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Georgiana, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,488
20 Years $1,777
30 Years $1,369
40 Years $1,317
50 Years $1,220
60 Years $1,236
70 Years $1,439

Georgiana, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Georgiana, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,434 $332
3 Vehicles $3,651 $498
4 Vehicles $4,868 $664

Savings on 2 Vehicles bundle:$332

Savings on 3 Vehicles bundle:$498

Savings on 4 Vehicles bundle:$664


Georgiana, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Georgiana, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Georgiana $1,383 $2,452
Georgiana-McKenzie $1,385 $2,456
Chapman $1,406 $2,493
McKenzie $1,380 $2,447
Butler County $1,412 $2,504
Shreve $1,394 $2,472
Forest Home $1,410 $2,500
Lyeffion $1,402 $2,486

Georgiana, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,187
Excellent (740-799) $1,354
Good (670-739) $1,441
Average (580-669) $1,880
Poor (300-579) $2,256

Georgiana, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brian Moss State Farm 631 Willow Ln Ste M, Greenville, 36037-8028 334-371-7676
Dockery & Associates Inc Nationwide 509 E Commerce St Ste 2, Greenville, 36037 (334) 382-3700
Jeremy Anderson State Farm 115 Rural St, Evergreen, 36401-2833 251-578-1798
Horton Insurance Travelers PO BOX 2190, EAST BREWTON, 36427 251-867-5565
Dale May State Farm 201 Greenville Byp, Greenville, 36037-3771 334-371-8000
Wendy Folmar State Farm 709 Douglas Ave, Brewton, 36426-1707 251-867-4518

Georgiana, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,444
Driver's Failure In Showing Documents +$134 $1,517
Driving With An Expired Registration +$142 $1,525
Driving At A Considerably Slow Pace +$300 $1,683
Using A Cellphone While Driving +$317 $1,700
Running A Red Light +$322 $1,705
Speeding +$339 $1,722
Driving A Vehicle Without The Required Permission +$430 $1,813
Driving With An Expired/Suspended License +$932 $2,315

Georgiana, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,328
Active Disabling Device $1,328
Tracking Device $1,300
Passive Disabling Device $1,286