Gervais Auto Insurance Rates, Quotes, Agents & Reviews in OR

Gervais, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gervais, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gervais, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Gervais, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gervais, OR with that of other cities in and around Gervais.

Gervais Brooks Mount Angel Hubbard Labish Village Woodburn
Average Insurance Rates $1,391 $1,995 $1,437 $1,432 $1,397 $1,177

Gervais, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gervais, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gervais $1,354 $1,144
Woodburn $2,030 $1,715
Brooks $2,055 $1,736
Mount Angel $1,618 $1,367
St. Paul $1,508 $1,274
Labish Village $1,534 $1,295
Donald $946 $799
Hubbard $1,326 $1,120

Gervais, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gervais, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,514
20 Years $1,787
30 Years $1,377
40 Years $1,325
50 Years $1,227
60 Years $1,244
70 Years $1,448

Gervais, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gervais, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,448 $334
3 Vehicles $3,672 $501
4 Vehicles $4,896 $668

Savings on 2 Vehicles bundle:$334

Savings on 3 Vehicles bundle:$501

Savings on 4 Vehicles bundle:$668

Gervais, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gervais, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Gervais $1,391 $2,081
Woodburn $1,177 $1,761
Brooks $1,995 $2,984
Mount Angel $1,437 $2,150
St. Paul $1,527 $2,284
Labish Village $1,397 $2,090
Donald $1,402 $2,097
Hubbard $1,432 $2,142

Gervais, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,362
Good (670-739) $1,449
Average (580-669) $1,891
Poor (300-579) $2,269

Gervais, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeff Halbert Allstate 4861 Lancaster Dr NE Ste C, Salem, 97305 (503) 390-8532
Don Suklis State Farm 113 McNary Estates Dr N Ste A, Keizer, 97303-7488 503-390-1069
George Goesch State Farm 5095 River Rd N, Keizer, 97303-5309 503-393-2132
Matt Olsen State Farm 231 NW 2nd Ave, Canby, 97013-3623 503-263-3777
Town & Country Insurance-Silverton Travelers 304 D ST, SILVERTON, 97381 503-873-6700
Rohillco Insurance Services Llc Liberty Mutual Independent 5 MT JEFFERSON TER, LAKE OSWEGO, 97035 503-636-0495
Santiago Insurance Agy, Inc. None 1402B Se Cesar Chavez Blvd, Portland, 97214 None

Gervais, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,452
Driver's Failure In Showing Documents +$135 $1,526
Driving With An Expired Registration +$143 $1,534
Driving At A Considerably Slow Pace +$302 $1,693
Using A Cellphone While Driving +$319 $1,710
Running A Red Light +$324 $1,715
Speeding +$341 $1,732
Driving A Vehicle Without The Required Permission +$433 $1,824
Driving With An Expired/Suspended License +$938 $2,329

Gervais, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,335
Active Disabling Device $1,335
Tracking Device $1,308
Passive Disabling Device $1,294