Gibsonia Auto Insurance Rates, Quotes, Agents & Reviews in PA

Gibsonia, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gibsonia, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gibsonia, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gibsonia, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gibsonia, PA with that of other cities in and around Gibsonia.

Gibsonia Valencia Bairdford McCandless Allison Park Bakerstown
Average Insurance Rates $1,452 $1,428 $1,356 $1,492 $1,481 $1,593

Gibsonia, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gibsonia, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gibsonia $1,455 $1,229
Bakerstown $1,916 $1,618
Hampton $1,369 $1,156
Valencia $1,319 $1,114
Pine $2,310 $1,951
Allison Park $1,326 $1,120
Bairdford $1,168 $987
McCandless $1,176 $994

Gibsonia, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gibsonia, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,711
20 Years $1,866
30 Years $1,437
40 Years $1,383
50 Years $1,280
60 Years $1,298
70 Years $1,511

Gibsonia, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gibsonia, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,497 $407
3 Vehicles $3,746 $610
4 Vehicles $4,995 $813

Savings on 2 Vehicles bundle:$407

Savings on 3 Vehicles bundle:$610

Savings on 4 Vehicles bundle:$813


Gibsonia, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gibsonia, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Gibsonia $1,452 $2,286
Bakerstown $1,593 $2,508
Hampton $1,490 $2,345
Valencia $1,428 $2,248
Pine $1,620 $2,550
Allison Park $1,481 $2,331
Bairdford $1,356 $2,135
McCandless $1,492 $2,349

Gibsonia, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,246
Excellent (740-799) $1,422
Good (670-739) $1,513
Average (580-669) $1,974
Poor (300-579) $2,368

Gibsonia, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Vince Pascoe State Farm 1501 Mount Royal Blvd Ste 101, Glenshaw, 15116-2275 412-486-1216
Affolder & Associates Inc Liberty Mutual Independent 8700 Perry Hwy , Pittsburgh, 15237 None
Anthony Passarelli Farmers 2009 Mackenzie Way Ste 320, Cranberry Twp, 16066 (412) 200-6339
Robin James-Walton State Farm 4780 McKnight Rd, Pittsburgh, 15237-3426 412-366-8430
Barbara Stiggers Farmers 2009 Mackenzie Way Ste 320, Cranberry Twp, 16066 (412) 200-6339
Jacoby & Associates Agency Llc None 1000 Main Street Pittsburgh, Sharpsburg, 15215 (412) 536-7862
Doug Bentrem State Farm 8130 Perry Hwy, Pittsburgh, 15237-5250 412-367-0500
Jeffrey James Dougherty Nationwide 9066 Perry HWY, Pittsburgh, 15237-5397 (412) 228-5805

Gibsonia, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,516
Driver's Failure In Showing Documents +$141 $1,593
Driving With An Expired Registration +$150 $1,602
Driving At A Considerably Slow Pace +$315 $1,767
Using A Cellphone While Driving +$333 $1,785
Running A Red Light +$338 $1,790
Speeding +$356 $1,808
Driving A Vehicle Without The Required Permission +$452 $1,904
Driving With An Expired/Suspended License +$979 $2,431

Gibsonia, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,394
Active Disabling Device $1,394
Tracking Device $1,365
Passive Disabling Device $1,350