Gilbert, AZ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Gilbert, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Gilbert, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Gilbert, AZ Auto Insurance Rates
- Gilbert, AZ Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Gilbert, AZ
- Multi Vehicle Insurance Savings in Gilbert, AZ
- How Credit Score Affects Car Insurance Rates in Gilbert, AZ
- How DUI Affects Auto Insurance Premiums in Gilbert, AZ
- Top Auto Insurance Agents Near Gilbert, AZ
- How Driving Violations Affect Auto Insurance Rates in Gilbert, AZ
- Gilbert, AZ Auto Insurance Discounts on Anti Theft Feature
- Gilbert, AZ Auto Insurance Company Reviews
Gilbert, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Gilbert, AZ with that of other cities in and around Gilbert.
| Gilbert | Chandler | Sun Lakes | Goodyear Village | Lower Santan Village | Stotonic Village | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,059 | $1,044 | $1,388 | $1,280 | $1,754 | $1,712 |
Gilbert, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Gilbert, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Gilbert | $1,483 | $1,253 |
| Chandler | $1,017 | $859 |
| Mesa | $1,303 | $1,101 |
| Queen Creek | $1,698 | $1,435 |
| Sun Lakes | $1,064 | $899 |
| Goodyear Village | $1,240 | $1,047 |
| Stotonic Village | $1,763 | $1,489 |
| Lower Santan Village | $1,807 | $1,526 |
Gilbert, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Gilbert, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,436 |
| 20 Years | $1,361 |
| 30 Years | $1,048 |
| 40 Years | $1,008 |
| 50 Years | $934 |
| 60 Years | $947 |
| 70 Years | $1,102 |
Gilbert, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Gilbert, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,800 | $318 |
| 3 Vehicles | $2,700 | $477 |
| 4 Vehicles | $3,601 | $635 |
Savings on 2 Vehicles bundle:$318
Savings on 3 Vehicles bundle:$477
Savings on 4 Vehicles bundle:$635
Gilbert, AZ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gilbert, AZ.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Gilbert | $1,059 | $2,099 |
| Chandler | $1,044 | $2,069 |
| Mesa | $1,095 | $2,171 |
| Queen Creek | $1,427 | $2,829 |
| Sun Lakes | $1,388 | $2,751 |
| Goodyear Village | $1,280 | $2,537 |
| Stotonic Village | $1,712 | $3,394 |
| Lower Santan Village | $1,754 | $3,477 |
Gilbert, AZ Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $909 |
| Excellent (740-799) | $1,037 |
| Good (670-739) | $1,103 |
| Average (580-669) | $1,440 |
| Poor (300-579) | $1,727 |
Gilbert, AZ Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| The Adams Agency | Travelers | 3851 E MAIN ST, MESA, 85205 | 480-924-2600 |
| Brewer - Lloyd Insurance Group | Travelers | 1819 E Southern Ave Ste D10, Mesa, 85204 | None |
| Troy Mauser | Allstate | 633 E Ray Rd Ste 102, Gilbert, 85296 | (480) 503-2656 |
| D & B Insurance | Travelers | 1550 E UNIVERSITY STE G, MESA, 85203 | 480-898-9440 |
| Marc Toth | Farmers | 4110 N Goldwater Blvd Ste 205, Scottsdale, 85251 | (480) 391-6405 |
| Sheri Tobin-Mcelrath | Farmers | 3200 N Hayden Rd Ste 200, Scottsdale, 85251 | (480) 994-1946 |
| Oscar Gonzalez Mba | Farmers | 1855 E Southern Ave Ste 101, MESA, 85204 | (480) 635-0112 |
| Southwest Ins Agts | Allstate | 1350 E Southern Ave, Mesa, 85204 | (877) 742-2468 |
| Johnson Insurance Services Llc | Travelers | 1001 W Southern Ave Ste 101, Mesa, 85210 | None |
| Gabe Cudd | Farmers | 2200 E Williams Field Rd Ste 200, Gilbert, 85295 | (480) 635-8788 |
| Veros Insurance Group, Llc | None | 2855 E Brown Rd Ste 2, Mesa, 85213 | None |
Gilbert, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,106 |
| Driver's Failure In Showing Documents | +$103 | $1,162 |
| Driving With An Expired Registration | +$109 | $1,168 |
| Driving At A Considerably Slow Pace | +$230 | $1,289 |
| Using A Cellphone While Driving | +$243 | $1,302 |
| Running A Red Light | +$247 | $1,306 |
| Speeding | +$259 | $1,318 |
| Driving A Vehicle Without The Required Permission | +$329 | $1,388 |
| Driving With An Expired/Suspended License | +$714 | $1,773 |
Gilbert, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,017 |
| Active Disabling Device | $1,017 |
| Tracking Device | $995 |
| Passive Disabling Device | $985 |
Latest Auto Insurance Reviews in Gilbert, AZ | Back to Top
GeicoOverall, Geico is a fine company for car insurance and I would recommend for someone to get a policy through them. They have some issues but more or less are good.
UsaaI believe all insurance companies will let you work with your deductible, to come up with premium rates that will work for the client. If not the should.
NationwideMy premium is not that expensive compared to some other quotes. My premium is also a bit higher because I opted for some higher things on the coverage.
ProgressiveI am happy with the premium and deductible amounts thus far, again I would need to look more deeply into the specifics and have more claim experience to say for sure.
Cincinnati InsuranceThey offer what most insurance companies offer. One thing they did not offer was a multi discount on auto insurance if I had a car in a different state such as Florida. Other than that they have a great selection of insurance.
Cincinnati InsuranceThey offer what most insurance companies offer. One thing they did not offer was a multi discount on auto insurance if I had a car in a different state such as Florida. Other than that they have a great selection of insurance.
UsaaI feel like the premium is more than other insurance companies charge. They say we get money back but it is often very minimal at the end of the year.
Geicogeico offers similar or nearly identical plans as the other companies. You can set the amounts to a variety of options. Policy offering, they are comparable.
ProgressiveThere isn't anything I dislike about the company. They have a pretty decent price for some great coverages. They had a rate increase but all the carriers did.
Aarp Auto InsuranceI think the only downfall to the auto insurance company is that their home office is in Texas. This makes it difficult when we had to report an accident and the damages.
UsaaThey honestly have the best customer service of any company that I have ever interacted with. That is why I have never shopped around for other insurance.
UsaaI dont have a complete comparisno, but they offer free road side assistance, complete coverage ,and cheap rates