Gilbert Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Gilbert, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gilbert, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gilbert, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gilbert, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gilbert, AZ with that of other cities in and around Gilbert.

Gilbert Chandler Sun Lakes Goodyear Village Lower Santan Village Stotonic Village
Average Insurance Rates $1,059 $1,044 $1,388 $1,280 $1,754 $1,712

Gilbert, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gilbert, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gilbert $1,483 $1,253
Chandler $1,017 $859
Mesa $1,303 $1,101
Queen Creek $1,698 $1,435
Sun Lakes $1,064 $899
Goodyear Village $1,240 $1,047
Stotonic Village $1,763 $1,489
Lower Santan Village $1,807 $1,526

Gilbert, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gilbert, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,436
20 Years $1,361
30 Years $1,048
40 Years $1,008
50 Years $934
60 Years $947
70 Years $1,102

Gilbert, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gilbert, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,800 $318
3 Vehicles $2,700 $477
4 Vehicles $3,601 $635

Savings on 2 Vehicles bundle:$318

Savings on 3 Vehicles bundle:$477

Savings on 4 Vehicles bundle:$635


Gilbert, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gilbert, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Gilbert $1,059 $2,099
Chandler $1,044 $2,069
Mesa $1,095 $2,171
Queen Creek $1,427 $2,829
Sun Lakes $1,388 $2,751
Goodyear Village $1,280 $2,537
Stotonic Village $1,712 $3,394
Lower Santan Village $1,754 $3,477

Gilbert, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $909
Excellent (740-799) $1,037
Good (670-739) $1,103
Average (580-669) $1,440
Poor (300-579) $1,727

Gilbert, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Adams Agency Travelers 3851 E MAIN ST, MESA, 85205 480-924-2600
Brewer - Lloyd Insurance Group Travelers 1819 E Southern Ave Ste D10, Mesa, 85204 None
Troy Mauser Allstate 633 E Ray Rd Ste 102, Gilbert, 85296 (480) 503-2656
D & B Insurance Travelers 1550 E UNIVERSITY STE G, MESA, 85203 480-898-9440
Marc Toth Farmers 4110 N Goldwater Blvd Ste 205, Scottsdale, 85251 (480) 391-6405
Sheri Tobin-Mcelrath Farmers 3200 N Hayden Rd Ste 200, Scottsdale, 85251 (480) 994-1946
Oscar Gonzalez Mba Farmers 1855 E Southern Ave Ste 101, MESA, 85204 (480) 635-0112
Southwest Ins Agts Allstate 1350 E Southern Ave, Mesa, 85204 (877) 742-2468
Johnson Insurance Services Llc Travelers 1001 W Southern Ave Ste 101, Mesa, 85210 None
Gabe Cudd Farmers 2200 E Williams Field Rd Ste 200, Gilbert, 85295 (480) 635-8788
Veros Insurance Group, Llc None 2855 E Brown Rd Ste 2, Mesa, 85213 None

Gilbert, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,106
Driver's Failure In Showing Documents +$103 $1,162
Driving With An Expired Registration +$109 $1,168
Driving At A Considerably Slow Pace +$230 $1,289
Using A Cellphone While Driving +$243 $1,302
Running A Red Light +$247 $1,306
Speeding +$259 $1,318
Driving A Vehicle Without The Required Permission +$329 $1,388
Driving With An Expired/Suspended License +$714 $1,773

Gilbert, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,017
Active Disabling Device $1,017
Tracking Device $995
Passive Disabling Device $985

Latest Auto Insurance Reviews in Gilbert, AZ | Back to Top

Geico
Overall, Geico is a fine company for car insurance and I would recommend for someone to get a policy through them. They have some issues but more or less are good.
Usaa
I believe all insurance companies will let you work with your deductible, to come up with premium rates that will work for the client. If not the should.
Nationwide
My premium is not that expensive compared to some other quotes. My premium is also a bit higher because I opted for some higher things on the coverage.
Progressive
I am happy with the premium and deductible amounts thus far, again I would need to look more deeply into the specifics and have more claim experience to say for sure.
Cincinnati Insurance
They offer what most insurance companies offer. One thing they did not offer was a multi discount on auto insurance if I had a car in a different state such as Florida. Other than that they have a great selection of insurance.
Cincinnati Insurance
They offer what most insurance companies offer. One thing they did not offer was a multi discount on auto insurance if I had a car in a different state such as Florida. Other than that they have a great selection of insurance.
Usaa
I feel like the premium is more than other insurance companies charge. They say we get money back but it is often very minimal at the end of the year.
Geico
geico offers similar or nearly identical plans as the other companies. You can set the amounts to a variety of options. Policy offering, they are comparable.
Progressive
There isn't anything I dislike about the company. They have a pretty decent price for some great coverages. They had a rate increase but all the carriers did.
Aarp Auto Insurance
I think the only downfall to the auto insurance company is that their home office is in Texas. This makes it difficult when we had to report an accident and the damages.
Usaa
They honestly have the best customer service of any company that I have ever interacted with. That is why I have never shopped around for other insurance.
Usaa
I dont have a complete comparisno, but they offer free road side assistance, complete coverage ,and cheap rates