Giles County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Giles County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Giles County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Giles County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Giles County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Giles County, TN with that of other cities in and around Giles County.

Giles County Cornersville Minor Hill Lawrenceburg Lester Elkton
Average Insurance Rates $1,425 $1,393 $1,390 $1,393 $1,411 $1,447

Giles County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Giles County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Giles County $1,962 $1,657
Pulaski $1,463 $1,235
Lynnville $1,079 $912
Elkton $1,542 $1,302
Minor Hill $1,408 $1,189
Cornersville $1,353 $1,143
Lester $1,919 $1,621
Lawrenceburg $2,118 $1,789

Giles County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Giles County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,624
20 Years $1,831
30 Years $1,410
40 Years $1,357
50 Years $1,257
60 Years $1,274
70 Years $1,483

Giles County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Giles County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,480 $371
3 Vehicles $3,719 $556
4 Vehicles $4,959 $741

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$556

Savings on 4 Vehicles bundle:$741


Giles County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Giles County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Giles County $1,425 $2,553
Pulaski $1,402 $2,512
Lynnville $1,394 $2,497
Elkton $1,447 $2,592
Minor Hill $1,390 $2,490
Cornersville $1,393 $2,495
Lester $1,411 $2,502
Lawrenceburg $1,393 $2,495

Giles County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,396
Good (670-739) $1,485
Average (580-669) $1,937
Poor (300-579) $2,324

Giles County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Blair State Farm 414 W College St, Pulaski, 38478-3714 931-363-2433
Tommy Harrison State Farm 304 W Jefferson St, Pulaski, 38478-2709 931-363-1406
Landers Insurance Agency Erie 1412 Trotwood Avenue, Ste. 16, Columbia, 38401 None
Winterburn & Associates Insurance Llc Erie 116 S 1st Street, Pulaski, 38478 None
Chris Nielsen State Farm 5332 Main St, Spring Hill, 37174-2445 931-486-1600
Amanda O Neal Allstate 3046 Columbia Ave Ste 206, Franklin, 37064 (615) 376-7770

Giles County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,488
Driver's Failure In Showing Documents +$138 $1,563
Driving With An Expired Registration +$147 $1,572
Driving At A Considerably Slow Pace +$309 $1,734
Using A Cellphone While Driving +$326 $1,751
Running A Red Light +$332 $1,757
Speeding +$349 $1,774
Driving A Vehicle Without The Required Permission +$443 $1,868
Driving With An Expired/Suspended License +$960 $2,385

Giles County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,368
Active Disabling Device $1,368
Tracking Device $1,340
Passive Disabling Device $1,325