Glendale, AZ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Glendale, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors affecting Best Car Insurance Rates in Glendale, AZ
Auto insurance in Glendale, AZ, is required by law for all drivers. It protects against financial losses resulting from accidents or other vehicle incidents. Auto insurance policies typically include liability coverage, which covers damages and injuries caused by the policyholder, as well as collision and comprehensive coverage, which covers damages to the policyholder's own vehicle.
The average cost of auto insurance in Glendale, AZ, is $1,271. Drivers can compare rates and coverage options from various providers to find the best policy for their needs and budget. Auto owners must shop around and compare quotes to ensure they get the best value for their auto insurance in Glendale, AZ. Zimlon has explored the causes for Glendale, Arizona's increase in auto insurance premiums. Compare these variables to get the best offer and discounts on vehicle insurance in Glendale, Arizona.
Credit History
In Glendale, AZ, car insurance rates may be based on the driver's credit history. Drivers with good credit may have lower car insurance rates, as they are seen as less likely to file claims. Conversely, drivers with poor credit may have higher car insurance rates, which may be a higher risk for insurance companies. Drivers need to maintain a good credit score to receive lower car insurance rates in Glendale, AZ potentially. For instance, Glendale, Arizona, requires car owners with excellent credit (740-799) to pay $1,245, while those with poor credit must pay $2,073.
Age of the Driver
Car insurance rates are generally higher for younger drivers. Teenage drivers (ages 16-19): Due to their lack of experience and a higher likelihood of accidents, teenage drivers may have higher car insurance rates in Glendale, AZ. Drivers in their 20s: As drivers gain more experience and establish a driving record, car insurance rates may decrease. For example, teenage drivers in Glendale, Arizona, pay $4,124 for car insurance, whereas 30 year older drivers in that city pay $1,258.
Driving Habits
Car insurance rates in Glendale, Arizona, may vary based on the individual's driving history. Individuals with a clean driving record, with no accidents or traffic violations, may be eligible for lower rates than individuals with a history of accidents or traffic violations. Insurance companies may use an individual's driving history to assess their overall risk as a driver. Drivers with a history of accidents or traffic violations may be considered high-risk and may be subject to higher rates. For instance, running a red light in Glendale, Arizona, or operating a vehicle while your license is suspended can raise your insurance prices by +$296 and +$857, respectively.
Factors that can influence the cost of car insurance in Glendale, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Glendale, AZ Auto Insurance Rates
- Glendale, AZ Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Glendale, AZ
- Multi Vehicle Insurance Savings in Glendale, AZ
- How Credit Score Affects Car Insurance Rates in Glendale, AZ
- How DUI Affects Auto Insurance Premiums in Glendale, AZ
- Top Auto Insurance Agents Near Glendale, AZ
- How Driving Violations Affect Auto Insurance Rates in Glendale, AZ
- Glendale, AZ Auto Insurance Discounts on Anti Theft Feature
- Glendale, AZ Auto Insurance Company Reviews
Glendale, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Glendale, AZ with that of other cities in and around Glendale.
| Glendale | Phoenix | Tolleson | Maricopa Colony | Litchfield Park | Youngtown | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,271 | $1,296 | $1,323 | $1,283 | $1,396 | $1,302 |
Glendale, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Glendale, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Glendale | $1,125 | $950 |
| Tolleson | $1,666 | $1,407 |
| Youngtown | $1,710 | $1,444 |
| Sun City | $1,968 | $1,663 |
| El Mirage | $928 | $784 |
| Phoenix | $1,175 | $993 |
| Litchfield Park | $1,793 | $1,515 |
| Maricopa Colony | $1,373 | $1,160 |
Glendale, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Glendale, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,124 |
| 20 Years | $1,633 |
| 30 Years | $1,258 |
| 40 Years | $1,210 |
| 50 Years | $1,121 |
| 60 Years | $1,136 |
| 70 Years | $1,323 |
Glendale, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Glendale, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,161 | $381 |
| 3 Vehicles | $3,241 | $572 |
| 4 Vehicles | $4,321 | $763 |
Savings on 2 Vehicles bundle:$381
Savings on 3 Vehicles bundle:$572
Savings on 4 Vehicles bundle:$763
Glendale, AZ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Glendale, AZ.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Glendale | $1,271 | $2,519 |
| Tolleson | $1,323 | $2,623 |
| Youngtown | $1,302 | $2,581 |
| Sun City | $1,301 | $2,579 |
| El Mirage | $1,070 | $2,121 |
| Phoenix | $1,296 | $2,569 |
| Litchfield Park | $1,396 | $2,767 |
| Maricopa Colony | $1,283 | $2,543 |
Glendale, AZ Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,090 |
| Excellent (740-799) | $1,245 |
| Good (670-739) | $1,324 |
| Average (580-669) | $1,728 |
| Poor (300-579) | $2,073 |
Glendale, AZ Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Justin Crain | State Farm | 3430 W Bethany Home Rd Ste 109, Phoenix, 85017-1957 | 602-242-4141 |
| Norina Arvizu-Koch | State Farm | 627 E Indian Schl Rd, Phoenix, 85012-1845 | 602-993-5300 |
| Jerry Johnson | State Farm | 13801 N 49th Ave, Glendale, 85306-4922 | 602-938-1896 |
| Randy Morris | Allstate | 7200 W Bell Rd Ste G101, Glendale, 85308 | (602) 282-8381 |
| Union Life & Casualty Insurance Agency | None | 5225 N Central Ave Ste 110, Phoenix, 85012 | None |
| Trent Neville | Farmers | 5115 N Dysart Rd Ste 101, Litchfield Park, 85340 | (623) 937-9030 |
| Andrew Wosmek | Allstate | 1568 E Bethany Home Rd, Phoenix, 85014 | (602) 889-1505 |
| A A A Arizona Inc | Travelers | 2375 E Camelback Rd, Ste 500, Phoenix, 85016 | None |
| Brown & Brown Insurance | Liberty Mutual Independent | 2800 N CENTRAL AVENUE SUITE 1600, PHOENIX, 85004 | 800-223-7840 |
| Az Ins Consultants Llc | Travelers | 16165 N 83RD AVE STE 120, PEORIA, 85382 | 602-332-0420 |
Glendale, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$56 | $1,327 |
| Driver's Failure In Showing Documents | +$123 | $1,394 |
| Driving With An Expired Registration | +$131 | $1,402 |
| Driving At A Considerably Slow Pace | +$276 | $1,547 |
| Using A Cellphone While Driving | +$291 | $1,562 |
| Running A Red Light | +$296 | $1,567 |
| Speeding | +$311 | $1,582 |
| Driving A Vehicle Without The Required Permission | +$395 | $1,666 |
| Driving With An Expired/Suspended License | +$857 | $2,128 |
Glendale, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,220 |
| Active Disabling Device | $1,220 |
| Tracking Device | $1,195 |
| Passive Disabling Device | $1,182 |
Latest Auto Insurance Reviews in Glendale, AZ | Back to Top
ProgressiveThe deductible is same as with my old insurance company but the premium is around $400 cheaper compared with my old and other insurance company.
GeicoGeico had a deductible lower than the other companies with more coverage. I could not find another company that would come close to what Geico offered and they have good service.
ProgressiveI had a plug in for the dash for 6 months to record driving habits. I think that slightly brought down my insurance cost.
Progressivethey have great customer service and you can find your own rates anytime online without talking to an agent.
Farmer's InsuranceThey always have a real person answer the phone, during business hours. Always return phone calls promptly,and answer any questions and concerns.
AaaThe premiums on my auto policy are very competitive. I have 4 insured drivers, two under the age of 21 and the pricing provided for me is better than the quotes I received from other vendors.
AaaThe premiums on my auto policy are very competitive. I have 4 insured drivers, two under the age of 21 and the pricing provided for me is better than the quotes I received from other vendors.
GeicoI don't have any complaints about the company. Just like any other insurance consumer I'd want lower rates. I guess one thing I could ask for is that if I'm leasing a vehicle for less than 40 months that the new car discount holds until then instead of dropping after 24 months. Most of my vehicles are 3 year leases and the insurance jump from losing at discount for the remaining year does hurt a little.
GeicoCustomer service has been great when I've had questions, they're always friendly, polite, and seem knowledgeable about their companies policies and their ability to serve me as a customer.
State FarmI have my own agent and have had him for the whole time that I have been with this insurance company. He answers any questions that I might have and is always looking out for my best interest, plus he lives in my neighborhood, so I get to see him outside of the insurance company as well, and we are friends.
UsaaOne thing that I do dislike is that I do not have my own assigned agent but rather have to call a call center to get assigned one depending on my needs. I think I would like having a real person that I could count on.
UsaaUSAA is great!! There customer service is phenomenal!! They have accident forgiveness and provided a dividend (refund) every year to customers.
Aarp Auto InsuranceThey have been a long standing company with a good reputation. I have been with them since I was 16. They are quick to respond with any issues.
GeicoI think the premiums are high when I compared it to other companies. I have an umbrella policy and renters insurance bundled with it so I am not sure switching would be a good idea
ProgressiveI really like the company overall because of their mobile app, their premiums and their ability to alter the due date if needed. I like that they take the payments out of my account monthly instead of having to pay quarterly or every 6 months.
AllstateSince it has brick and mortar offices, it is very easy to file a claim or ask questions about coverage.