Golden Beach Auto Insurance Rates, Quotes, Agents & Reviews in MD

Golden Beach, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Golden Beach, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Golden Beach, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Golden Beach, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Golden Beach, MD with that of other cities in and around Golden Beach.

Golden Beach Charlotte Hall Hughesville Prince Frederick Mechanicsville Aquasco
Average Insurance Rates $1,382 $1,362 $1,426 $1,387 $1,407 $1,392

Golden Beach, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Golden Beach, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Golden Beach $1,373 $1,160
Benedict $1,284 $1,085
Charlotte Hall $1,456 $1,230
Mechanicsville $1,629 $1,376
Hughesville $1,601 $1,352
Eagle Harbor $1,409 $1,190
Aquasco $1,421 $1,201
Prince Frederick $1,414 $1,195

Golden Beach, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Golden Beach, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,484
20 Years $1,776
30 Years $1,368
40 Years $1,316
50 Years $1,219
60 Years $1,236
70 Years $1,438

Golden Beach, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Golden Beach, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,405 $359
3 Vehicles $3,607 $539
4 Vehicles $4,809 $719

Savings on 2 Vehicles bundle:$359

Savings on 3 Vehicles bundle:$539

Savings on 4 Vehicles bundle:$719


Golden Beach, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Golden Beach, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Golden Beach $1,382 $2,203
Benedict $1,387 $2,211
Charlotte Hall $1,362 $2,172
Mechanicsville $1,407 $2,243
Hughesville $1,426 $2,274
Eagle Harbor $1,356 $2,162
Aquasco $1,392 $2,219
Prince Frederick $1,387 $2,211

Golden Beach, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,186
Excellent (740-799) $1,353
Good (670-739) $1,440
Average (580-669) $1,879
Poor (300-579) $2,254

Golden Beach, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Waugh & Associates Allstate 3141 Old Washington Rd, Waldorf, 20602 (301) 870-4861
First Insurance Group Of Maryland Inc Travelers 601 POST OFFICE RD SUITE 1C, WALDORF, 20602 301-843-9555
Nick Rogers State Farm 7627 Leonardtown Rd Ste 104A, Hughesville, 20637-3017 301-274-5151
Woody Hoyle State Farm 102 Paul Mellon Ct Ste 105, Waldorf, 20602-2795 301-645-2221
Duke May Allstate 30122 Three Notch Rd, Charlotte Hall, 20622 (301) 884-7122
Maryland Insurance Solutions Llc Travelers 8440 OLD LEONARDTOWN RD SUITE 101, HUGHESVILLE, 20637 301-274-2480
Smith Insurance Services Inc Travelers 3235 SOLOMONS ISLAND RD, HUNTINGTOWN, 20639 410-535-0416
Beidle Insurance Agency Inc Nationwide 428 Crain Hwy NW, Glen Burnie, 21061-3047 (410) 768-8166
Brock Insurance Services Inc. Erie 6412 Bells Mill Road, Bethesda, 20817 None
[ K e, n, D '
Niko Di Giulio State Farm 17902 Georgia Ave Ste 220, Olney, 20832-2279 301-924-4252
Lowe-Tillson Ins & Assoc Inc Liberty Mutual Independent 2403 RESEARCH BLVD STE 350, ROCKVILLE, 20850 301-258-7773

Golden Beach, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,443
Driver's Failure In Showing Documents +$134 $1,516
Driving With An Expired Registration +$142 $1,524
Driving At A Considerably Slow Pace +$300 $1,682
Using A Cellphone While Driving +$316 $1,698
Running A Red Light +$322 $1,704
Speeding +$339 $1,721
Driving A Vehicle Without The Required Permission +$430 $1,812
Driving With An Expired/Suspended License +$931 $2,313

Golden Beach, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,327
Active Disabling Device $1,327
Tracking Device $1,299
Passive Disabling Device $1,285