Goldstream Auto Insurance Rates, Quotes, Agents & Reviews in AK

Goldstream, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Goldstream, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Goldstream, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Goldstream, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Goldstream, AK with that of other cities in and around Goldstream.

Goldstream Farmers Loop Ester Fox South Van Horn Fairbanks
Average Insurance Rates $1,497 $1,298 $1,173 $1,890 $1,066 $1,147

Goldstream, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Goldstream, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Goldstream $1,861 $1,572
Ester $2,178 $1,840
College $1,506 $1,272
Farmers Loop $1,418 $1,198
Chena Ridge $1,515 $1,280
Fox $1,947 $1,644
South Van Horn $1,391 $1,175
Fairbanks $1,602 $1,353

Goldstream, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Goldstream, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,858
20 Years $1,923
30 Years $1,482
40 Years $1,425
50 Years $1,320
60 Years $1,338
70 Years $1,558

Goldstream, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Goldstream, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,605 $389
3 Vehicles $3,907 $584
4 Vehicles $5,210 $778

Savings on 2 Vehicles bundle:$389

Savings on 3 Vehicles bundle:$584

Savings on 4 Vehicles bundle:$778

Goldstream, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Goldstream, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Goldstream $1,497 $2,337
Ester $1,173 $1,831
College $1,499 $2,340
Farmers Loop $1,298 $2,026
Chena Ridge $1,255 $1,959
Fox $1,890 $2,950
South Van Horn $1,066 $1,664
Fairbanks $1,147 $1,790

Goldstream, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,284
Excellent (740-799) $1,466
Good (670-739) $1,560
Average (580-669) $2,035
Poor (300-579) $2,442

Goldstream, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Matherly Allstate 3425 Airport Way, Fairbanks, 99709 (907) 479-9090
Matthew Raymond State Farm 3875 Geist Rd Ste C, Fairbanks, 99709-3564 907-452-6015
Kris Yoder State Farm 3637 Airport Way Ste 109, Fairbanks, 99709-4782 907-328-9022
Max Roberts Allstate 3677 College Rd Ste 7, Fairbanks, 99709 (907) 457-1600
Hale & Associates Liberty Mutual Independent 100 CUSHMAN ST STE 200, FAIRBANKS, 99701 (907) 456-6671
Dunlap Agency None 1305 21St Ave., Ste 203 Fairbanks, Fort Wainright, 99701 None
Kenneth A Murray Ins Inc Liberty Mutual Independent 300 BARNETTE ST, FAIRBANKS, 99701 (907) 456-6646
Katherine Hood Allstate 2957A Santa Patricia Ct, North Pole, 99705 (907) 488-7033
Tammy Randolph State Farm 450 S Santa Claus Ln, North Pole, 99705-7818 907-488-7082
Alaska Usa Insurance Brokers, Llc - Fairbanks None 1292 Sadler Way Ste 200 Fairbanks, Fort Wainright, 99701 None

Goldstream, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,563
Driver's Failure In Showing Documents +$145 $1,642
Driving With An Expired Registration +$154 $1,651
Driving At A Considerably Slow Pace +$325 $1,822
Using A Cellphone While Driving +$343 $1,840
Running A Red Light +$349 $1,846
Speeding +$367 $1,864
Driving A Vehicle Without The Required Permission +$466 $1,963
Driving With An Expired/Suspended License +$1,009 $2,506

Goldstream, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,437
Active Disabling Device $1,437
Tracking Device $1,407
Passive Disabling Device $1,392