Goodwater Auto Insurance Rates, Quotes, Agents & Reviews in AL

Goodwater, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Goodwater, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Goodwater, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Goodwater, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Goodwater, AL with that of other cities in and around Goodwater.

Goodwater Millerville-Hollins Hackneyville Alexander City Kellyton Millerville
Average Insurance Rates $1,396 $1,371 $1,448 $1,425 $1,429 $1,340

Goodwater, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Goodwater, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Goodwater $1,900 $1,605
Goodwater-Kellyton $1,575 $1,330
Kellyton $1,363 $1,151
Hollins $1,420 $1,200
Hackneyville $1,420 $1,200
Millerville-Hollins $1,483 $1,253
Alexander City $1,314 $1,110
Millerville $2,577 $2,177

Goodwater, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Goodwater, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,530
20 Years $1,794
30 Years $1,382
40 Years $1,329
50 Years $1,231
60 Years $1,248
70 Years $1,453

Goodwater, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Goodwater, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,457 $335
3 Vehicles $3,685 $503
4 Vehicles $4,914 $670

Savings on 2 Vehicles bundle:$335

Savings on 3 Vehicles bundle:$503

Savings on 4 Vehicles bundle:$670


Goodwater, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Goodwater, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Goodwater $1,396 $2,475
Goodwater-Kellyton $1,400 $2,482
Kellyton $1,429 $2,534
Hollins $1,366 $2,422
Hackneyville $1,448 $2,567
Millerville-Hollins $1,371 $2,431
Alexander City $1,425 $2,527
Millerville $1,340 $2,376

Goodwater, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,198
Excellent (740-799) $1,367
Good (670-739) $1,455
Average (580-669) $1,898
Poor (300-579) $2,277

Goodwater, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fidishun Insurance & Financial Inc Erie 505 Floral Vale Blvd Yardley, Lower Makefield Township, 19067 None
Sheila Curtis State Farm 420 W Fort Williams St, Sylacauga, 35150-2436 256-249-8188
Mandy Pilgreen State Farm 1960 Braddock Dr Ste 104, Hoover, 35226-3605 205-823-7700
James Anthony Allstate 48 Chesser Crane Rd Ste F, Chelsea, 35043 (205) 678-2660
Charles Hartsfield Liberty Mutual 100 Corporate Parkway Suite 225, Birmingham, 35242 1-205-995-9883
Mwa Insurance Holding Company Inc.-Dba-Insurance Liberty Mutual Independent 1114 W Fort Williams St, SYLACAUGA, 35150 (256) 245-6540
Edward Harris Farmers 4256 Cahaba Heights Ct, Vestavia, 35243 (205) 490-6000
Mcmillan Insurance Services Travelers 2477 VALLEY DALE RD STE B2, BIRMINGHAM, 35244 205-988-5501
Alex Aycock State Farm 8028 Parkway Dr, Leeds, 35094-2209 205-699-8227
Jimmy Stewart State Farm 270 Olde Towne Road, Vestavia Hills, 35216-3757 205-823-6441

Goodwater, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,457
Driver's Failure In Showing Documents +$135 $1,531
Driving With An Expired Registration +$144 $1,540
Driving At A Considerably Slow Pace +$303 $1,699
Using A Cellphone While Driving +$320 $1,716
Running A Red Light +$325 $1,721
Speeding +$342 $1,738
Driving A Vehicle Without The Required Permission +$434 $1,830
Driving With An Expired/Suspended License +$941 $2,337

Goodwater, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,340
Active Disabling Device $1,340
Tracking Device $1,312
Passive Disabling Device $1,298