Goose Creek, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Goose Creek, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Goose Creek, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Goose Creek, SC Auto Insurance Rates
- Goose Creek, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Goose Creek, SC
- Multi Vehicle Insurance Savings in Goose Creek, SC
- How Credit Score Affects Car Insurance Rates in Goose Creek, SC
- How DUI Affects Auto Insurance Premiums in Goose Creek, SC
- Top Auto Insurance Agents Near Goose Creek, SC
- How Driving Violations Affect Auto Insurance Rates in Goose Creek, SC
- Goose Creek, SC Auto Insurance Discounts on Anti Theft Feature
- Goose Creek, SC Auto Insurance Company Reviews
Goose Creek, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Goose Creek, SC with that of other cities in and around Goose Creek.
| Goose Creek | Lincolnville | Hanahan | Sangaree | Ladson | North Charleston | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $945 | $1,426 | $1,512 | $1,442 | $1,446 | $1,117 |
Goose Creek, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Goose Creek, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Goose Creek | $1,525 | $1,288 |
| Hanahan | $1,159 | $979 |
| Goose Creek-Hanahan | $1,298 | $1,096 |
| Ladson | $1,516 | $1,281 |
| North Charleston | $1,188 | $1,003 |
| Sangaree | $1,669 | $1,409 |
| Wando | $1,935 | $1,635 |
| Lincolnville | $1,252 | $1,058 |
Goose Creek, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Goose Creek, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,066 |
| 20 Years | $1,214 |
| 30 Years | $935 |
| 40 Years | $900 |
| 50 Years | $833 |
| 60 Years | $845 |
| 70 Years | $983 |
Goose Creek, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Goose Creek, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,644 | $246 |
| 3 Vehicles | $2,466 | $369 |
| 4 Vehicles | $3,289 | $491 |
Savings on 2 Vehicles bundle:$246
Savings on 3 Vehicles bundle:$369
Savings on 4 Vehicles bundle:$491
Goose Creek, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Goose Creek, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Goose Creek | $945 | $1,428 |
| Hanahan | $1,512 | $2,285 |
| Goose Creek-Hanahan | $1,471 | $2,223 |
| Ladson | $1,446 | $2,185 |
| North Charleston | $1,117 | $1,688 |
| Sangaree | $1,442 | $2,179 |
| Wando | $1,689 | $2,552 |
| Lincolnville | $1,426 | $2,155 |
Goose Creek, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $811 |
| Excellent (740-799) | $926 |
| Good (670-739) | $985 |
| Average (580-669) | $1,285 |
| Poor (300-579) | $1,541 |
Goose Creek, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Rowell Insurance Agency | Travelers | 3955 RIVERS AVE, CHARLESTON, 29405 | 843-747-5291 |
| Corvino Insurance Agency Inc | Travelers | 810 TRAVELERS BLVD F-1, SUMMERVILLE, 29485 | 843-873-6776 |
| Bill Baker | Allstate | 4892 Ashley Phosphate Rd Ste B, Charleston, 29418 | (843) 569-0680 |
| Jim Rooney | State Farm | 627 Old Trolley Rd Ste A, Summerville, 29485-5673 | 843-873-3915 |
| Mark Williamson | Allstate | 909 N Main St, Summerville, 29483 | (843) 875-9907 |
| Mark Williamson | Allstate | 909 N Main St, Summerville, 29483 | (843) 875-9907 |
| J. B. H. Enterprises Inc. | Nationwide | 9229 University Blvd Ste A, N Charleston, 29406-9150 | (843) 797-7285 |
| Iii-Metts Insurance Agency Inc-Trolley Rd | Travelers | 705-C OLD TROLLEY RD, SUMMERVILLE, 29485 | 843-832-9990 |
| Mckenna Agency Inc | Nationwide | 2151 Ashley Phosphate Rd STE B, North Charleston, 29406-4158 | (843) 797-8041 |
| Bill Blanton | State Farm | 429 Red Bank Rd, Goose Creek, 29445-4505 | 843-797-7520 |
Goose Creek, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $987 |
| Driver's Failure In Showing Documents | +$92 | $1,037 |
| Driving With An Expired Registration | +$97 | $1,042 |
| Driving At A Considerably Slow Pace | +$205 | $1,150 |
| Using A Cellphone While Driving | +$216 | $1,161 |
| Running A Red Light | +$220 | $1,165 |
| Speeding | +$232 | $1,177 |
| Driving A Vehicle Without The Required Permission | +$294 | $1,239 |
| Driving With An Expired/Suspended License | +$637 | $1,582 |
Goose Creek, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $907 |
| Active Disabling Device | $907 |
| Tracking Device | $888 |
| Passive Disabling Device | $879 |
Latest Auto Insurance Reviews in Goose Creek, SC | Back to Top
State FarmI used to be able to go to my local insurance office and have them help me with my claim.I had to call a number to file my claim. Very disappointed.
State FarmThey seem to have the same prices and offerings of other companies. They may have less accident forgiveneness, but i have yet to be in an accident so this isn't an issue.
NationwideI would definitely recommend this insurance company to anyone. They have great customer services and very good policies and deductibles and they work very quickly.
ProgressiveI like progressive they have low premiums and good service. Easy to compare and sign up for too.