Grand Isle County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Grand Isle County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Grand Isle County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Grand Isle County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Grand Isle County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Grand Isle County, VT with that of other cities in and around Grand Isle County.

Grand Isle County North Hero Cumberland Head Isle La Motte Georgia Grand Isle
Average Insurance Rates $1,126 $1,137 $1,675 $1,090 $1,124 $1,141

Grand Isle County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Grand Isle County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Grand Isle County $1,205 $1,018
North Hero $1,414 $1,195
Isle La Motte $1,350 $1,141
Grand Isle $1,523 $1,287
Cumberland Head $1,472 $1,243
Chazy $1,708 $1,442
Beekmantown $1,089 $920
Georgia $2,079 $1,756

Grand Isle County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Grand Isle County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,654
20 Years $1,447
30 Years $1,114
40 Years $1,072
50 Years $993
60 Years $1,007
70 Years $1,172

Grand Isle County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Grand Isle County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,914 $338
3 Vehicles $2,871 $507
4 Vehicles $3,828 $676

Savings on 2 Vehicles bundle:$338

Savings on 3 Vehicles bundle:$507

Savings on 4 Vehicles bundle:$676


Grand Isle County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grand Isle County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Grand Isle County $1,126 $2,327
North Hero $1,137 $2,350
Isle La Motte $1,090 $2,252
Grand Isle $1,141 $2,358
Cumberland Head $1,675 $2,527
Chazy $1,658 $2,501
Beekmantown $1,662 $2,507
Georgia $1,124 $2,323

Grand Isle County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $966
Excellent (740-799) $1,103
Good (670-739) $1,173
Average (580-669) $1,531
Poor (300-579) $1,837

Grand Isle County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tom Woodward State Farm 4401 W Memorial Rd Ste 115, Oklahoma City, 73134-1722 405-755-5958
David Raleigh Allstate 2 Champlain Commons Ste 5, Saint Albans, 5478 (802) 527-1241
Jared Jabaut Agency Nationwide 268 N Main St, Saint Albans, 5478 (802) 524-9100
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Kent Booraem State Farm 85 Prim Road, Colchester, 05446-1389 802-862-5880
Kent Booraem State Farm 85 Prim Road, Colchester, 05446-1389 802-862-5880

Grand Isle County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,176
Driver's Failure In Showing Documents +$109 $1,235
Driving With An Expired Registration +$116 $1,242
Driving At A Considerably Slow Pace +$244 $1,370
Using A Cellphone While Driving +$258 $1,384
Running A Red Light +$262 $1,388
Speeding +$276 $1,402
Driving A Vehicle Without The Required Permission +$350 $1,476
Driving With An Expired/Suspended License +$759 $1,885

Grand Isle County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,081
Active Disabling Device $1,081
Tracking Device $1,058
Passive Disabling Device $1,047