Grand Isle Auto Insurance Rates, Quotes, Agents & Reviews in VT

Grand Isle, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Grand Isle, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Grand Isle, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Grand Isle, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Grand Isle, VT with that of other cities in and around Grand Isle.

Grand Isle Parc South Hero Grand Isle County Georgia Cumberland Head
Average Insurance Rates $1,141 $1,974 $1,166 $1,126 $1,124 $1,675

Grand Isle, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Grand Isle, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Grand Isle $1,523 $1,287
Cumberland Head $1,472 $1,243
Grand Isle County $1,205 $1,018
South Hero $1,579 $1,334
Plattsburgh $1,346 $1,137
Parc $2,033 $1,717
Georgia $2,079 $1,756
Milton $1,402 $1,184

Grand Isle, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Grand Isle, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,702
20 Years $1,466
30 Years $1,129
40 Years $1,086
50 Years $1,006
60 Years $1,020
70 Years $1,187

Grand Isle, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Grand Isle, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,985 $297
3 Vehicles $2,978 $445
4 Vehicles $3,971 $593

Savings on 2 Vehicles bundle:$297

Savings on 3 Vehicles bundle:$445

Savings on 4 Vehicles bundle:$593


Grand Isle, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grand Isle, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Grand Isle $1,141 $2,358
Cumberland Head $1,675 $2,527
Grand Isle County $1,126 $2,327
South Hero $1,166 $2,409
Plattsburgh $1,670 $2,519
Parc $1,974 $2,978
Georgia $1,124 $2,323
Milton $1,108 $2,290

Grand Isle, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $979
Excellent (740-799) $1,117
Good (670-739) $1,189
Average (580-669) $1,551
Poor (300-579) $1,861

Grand Isle, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Barsalow Insurance Agency Travelers 546 Route 7 South , Milton, 5468 None
Kinney Ins Agy Allstate 302 Route 2 PO Box 187, South Hero, 5486 (802) 372-8804
Jack Lindley Iii State Farm 431 Pine St Ste 102, Burlington, 05401-4726 802-658-2034
Alan Ashe Insurance Agency None Po Box 8537 Essex, essex junction, 5451 None
Smith Bell & Thompson Inc Travelers 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600

Grand Isle, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,191
Driver's Failure In Showing Documents +$111 $1,252
Driving With An Expired Registration +$118 $1,259
Driving At A Considerably Slow Pace +$248 $1,389
Using A Cellphone While Driving +$261 $1,402
Running A Red Light +$266 $1,407
Speeding +$280 $1,421
Driving A Vehicle Without The Required Permission +$355 $1,496
Driving With An Expired/Suspended License +$769 $1,910

Grand Isle, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,095
Active Disabling Device $1,095
Tracking Device $1,073
Passive Disabling Device $1,061