Grand Junction, CO Auto Insurance Rates
Grand Junction, CO residents can save $390 by comparing multiple quotes & reading reviews & research on Grand Junction car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $685 | $982 | $1288 |
Latest Auto Insurance Reviews in Grand Junction, Colorado
Usaa
I would recommend this company if you were looking for the cheapest rate around and really excellent customer service, that seems to come across with a smile.
I would recommend this company if you were looking for the cheapest rate around and really excellent customer service, that seems to come across with a smile.
State Farm
My insurance company offers multi policy discounts. I really like that. It is always nice to save money. I know others do the same but I have never had an issue.
My insurance company offers multi policy discounts. I really like that. It is always nice to save money. I know others do the same but I have never had an issue.
Progressive
I am extremely happy with the customer service that Progressive has. They are friendly, polite, efficient, and I have absolutely no complaints whatsoever regarding their customer service.
I am extremely happy with the customer service that Progressive has. They are friendly, polite, efficient, and I have absolutely no complaints whatsoever regarding their customer service.
American Family Insurance
My policy is the same as most policies in the usa and I have standard policy covered on my vehicle. I think it's a bit too much though.
My policy is the same as most policies in the usa and I have standard policy covered on my vehicle. I think it's a bit too much though.
Allstate
good strong name and reputable company. I feel confident and assured having my insurance with them. I am in good hands.
good strong name and reputable company. I feel confident and assured having my insurance with them. I am in good hands.
Travelers
There's nothing I haven't liked. We have called them on the beach when we have locked our keys in the car and they have come to help us at our most dire times. 5/5.
There's nothing I haven't liked. We have called them on the beach when we have locked our keys in the car and they have come to help us at our most dire times. 5/5.
Horace Mann
A combination of multi-vehicle, multi-line discounts as well as coordination of certain coverages designed to help indemnify other assets.
A combination of multi-vehicle, multi-line discounts as well as coordination of certain coverages designed to help indemnify other assets.
Progressive
I feel as if the premium is a lot lower than most other companies. I feel like I get a much better loyalty credit than I would get with any other company offering the same plan.
I feel as if the premium is a lot lower than most other companies. I feel like I get a much better loyalty credit than I would get with any other company offering the same plan.
Hartford, Grand Junction, CO
$46/1 month
Car Insurance Policy Holder
- Single 47 Years old Female licensed 4 years ago with Own Subaru Outback 3.6R Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Grand Junction, CO
$66/1 month
Car Insurance Policy Holder
- Divorced 28 Years old Male licensed 8 years ago with Financed Chevrolet Malibu LT used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Grand Junction, CO
$53/1 month
Car Insurance Policy Holder
- Single 45 Years old Female licensed 24 years ago with Financed Mazda, Mazda5, 4 Door Wagon used for Business with estimated annual mileage of 12,001 - 15,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Safeco Insurance, Grand Junction, CO
$2411/12 months
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Ford, Mustang Boss 302, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Grand Junction, CO
$996/12 months
Car Insurance Policy Holder
- Single 22 Years old Female licensed 4 years ago with Own Infiniti, M Series M56x AWD, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
- Vocational & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
- 100 K Property Damage
- 300 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
American Family Insurance, Grand Junction, CO
$718/12 months
Car Insurance Policy Holder
- Divorced 29 Years old Female licensed 8 years ago with Financed GMC, Sierra 2500HD SLT, 2WD 4 Door Crew Cab 167WB Trbo Dsl used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, Grand Junction, CO
$882/12 months
Car Insurance Policy Holder
- Single 46 Years old Male licensed 23 years ago with Financed Kia, Sorento EX, 2WD 4 Door Utility used for Business with estimated annual mileage of 20,001+.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Grand Junction, CO
$907/12 months
Car Insurance Policy Holder
- Divorced 38 Years old Female licensed 5 years ago with Leased Ford, Explorer XLT, 4 Door Utility 4WD used for Business with estimated annual mileage of 3,001 - 5,000.
- High School & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 250 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Grand Junction, CO
$739/12 months
Car Insurance Policy Holder
- Divorced 46 Years old Male licensed 7 years ago with Financed Buick, Regal, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Grand Junction Car Insurance Rate Comparisons
Grand Junction, CO's average car insurance of $982 differs from Delta, CO (+$33), Fruita, CO (-$5), Redlands, CO (-$2) and Colorado (+$289)
| Grand Junction | Delta, CO | Fruita, CO | Redlands, CO | Colorado | |
| Median Insurance Rates | $982 | +$33 | -$5 | -$2 | +$289 |
Grand Junction Car Insurance Savings By Neighborhood & Street Area
| Grand Junction Driver Street Residence & Car Locations | Car Details in Grand Junction | Grand Junction Driver Demographics | Grand Junction Auto Insurance Estimates | Recent Grand Junction Insurance Savings |
|---|---|---|---|---|
| Johnsons Corner | ||||
| N 15th Ct | 2003 Cadillac Seville SLS | 27 year woman | $1124 | $435 |
| Fernwood Ct | 2002 Buick Rendezvous CXL | 79 year male senior | $1051 | $981 |
| Highland Park | ||||
| Vin Rose Way | 2006 Chrysler 300 C | 40 year married woman | $778 | $371 |
| Shanne St | 2007 Ford Fusion V6 SEL | 18 year female teenager | $2858 | $416 |
| Rosevale | ||||
| High Pointe Cir | 2010 Mazda 3 S | 43 year married man | $1260 | $726 |
| Lake Rd | 2010 Nissan Rogue S | 69 year senior | $1150 | $351 |
| Rhone | ||||
| Magnus Ct | 2012 Hyundai Sonata GLS | 42 year man | $1422 | $909 |
| Madeira Ct | 2009 Acura TSX Base | 67 year female senior | $1188 | $871 |
| Durham | ||||
| Peach St | 2013 Honda Civic LX | 19 year male teenager | $2854 | $541 |
| W Gunnison Ave | 2010 Toyota Prius V | 16 year teenager | $2900 | $862 |
Grand Junction Post DUI Car Insurance Rates
| Grand Junction | Loma | Orchard Mesa | Delta County | Colorado | |
| Median Post DUI Insurance Rate | $1826 | +$1336 | +$926 | +$926 | +$538 |
| Male Teenager Post DUI Insurance Rate | $6117 | +$4475 | +$3104 | +$3104 | +$1801 |
| Female Teenager Post DUI Insurance Rate | $5898 | +$4315 | +$2992 | +$2992 | +$1737 |
The Post DUI insurance in Grand Junction, CO's is $1826 compared to Loma (+$1336), Orchard Mesa (+$926), Delta County (+$926) and Colorado (+$538)
In Grand Junction, a male teenager with Post DUI pays $219 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Grand Junction, CO would pay $5388 on auto insurance while a female teenager POST DUI would pay $5194.
Grand Junction Car Insurance by Segment
Grand Junction Teenagers Car Insurance Rates Comparison
6036 Grand Junction Teenagers (7% of total population), 52% Male & 48% Female.
| Grand Junction | Moab, UT | De Beque | Fruita | Colorado | |
| All Teenagers | $3240 | +$264 | +$1083 | -$16 | +$954 |
| Male Teenager | $3289 | +$268 | +$1099 | -$17 | +$968 |
| Female Teenager | $3171 | +$259 | +$1060 | -$16 | +$934 |
Grand Junction teenagers pay $3240 in insurance in contrast with Moab, UT (+$264), De Beque (+$1083), Fruita (-$16) and Colorado (+$954). The difference between Male & Female teenagers in Grand Junction is $118
Example
- 2011 Kia Sorento LX Male Teenager Insurance Rate $2847
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3158
Grand Junction Men & Women Car Insurance
85642 Grand Junction Adults (100% of total population), 49% Men & 51% Women.
| Grand Junction | Orchard Mesa | Fruita | Loma | Colorado | |
| All Women | $932 | +$474 | -$4 | +$683 | +$275 |
| Married Women | $883 | +$449 | -$4 | +$647 | +$260 |
| All Men | $1502 | +$762 | -$8 | +$1099 | +$442 |
| Married Men | $1394 | +$707 | -$7 | +$1020 | +$410 |
The typical insurance rate of $1502 that Grand Junction Men pay varies from Orchard Mesa (+$762), Fruita (-$8), Loma (+$1099) and Colorado (+$442). In Grand Junction, married men pay $511 more than married women.
Example
- 2012 Jeep Wrangler Sport Married Men Insurance Rate $1333
- 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1361
Grand Junction Senior Car Insurance
18596 Grand Junction Seniors (21% of total population), 43% Senior Men & 57% Senior Women.
| Grand Junction | Delta County | Orchard City | De Beque | Colorado | |
| All Seniors | $1217 | +$618 | +$791 | +$407 | +$359 |
| Senior Men | $1227 | +$623 | +$798 | +$410 | +$361 |
| Senior Women | $1207 | +$613 | +$785 | +$404 | +$356 |
Grand Junction seniors pay $1217 in insurance compared to Delta County (+$618), Orchard City (+$791), De Beque (+$407) and Colorado (+$359). In Grand Junction, senior men pay $20 more than senior women.
Grand Junction Car Insurance Discounts for Multiple Vehicles
Grand Junction Population with 1 Vehicle 10958 (31% of Grand Junction population), 2 Vehicles 13501 (38% of the Grand Junction population) and 3 vehicles 5871 (17% of the population)
| Grand Junction | Collbran | De Beque | West Garfield | Colorado | |
| 2 Vehicles | $1866 | +$205 | +$623 | +$490 | +$549 |
| 3 Vehicles | $2848 | +$313 | +$951 | +$748 | +$838 |
| 4 Vehicles | $3830 | +$421 | +$1279 | +$1006 | +$1127 |
Grand Junction Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Subaru, Forester 2.5X Limited | $400 | $1030 | $1430 | $950 | $1350 | $80 |
| Ford, Expedition EL XLT | $1000 | $960 | $1460 | $890 | $1890 | $-430 |
| Infiniti, G37 X | $200 | $1130 | $1330 | $1070 | $1270 | $60 |
| GMC, Yukon Denali | $500 | $1040 | $1540 | $960 | $1460 | $80 |
| Honda, Accord LX | $700 | $1050 | $1550 | $980 | $1680 | $-130 |