Grand Prairie, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Grand Prairie, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Save Up to $99 on a Single Anti-theft Device in Grand Prairie, TX
The average cost of auto insurance in Grand Prairie, TX, is $1,416. This is much lower than the cost of auto insurance in neighboring places such as Duncanville, Cedar Hill, Cockrel Hill, Dalworthington Gardens, and Pantego. The cost of auto insurance in Grand Prairie depends on numerous factors ranging from the make and model of the car to the driver’s age.
Anti-Theft Discounts:
Car insurers across Texas offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms.
Equipping one’s vehicles with the latest anti-theft devices will help increase savings. A passive disabling device helps in saving the most on auto insurance in Grand Prairie, at $99. Other devices that can help improve savings are tracking devices and active disabling devices. The former helps in saving up to $85, while the latter helps in saving up to $99.
Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years, while State Farm offers discounts for drivers who go three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
For example, post-DUI, the cost of auto insurance in Grand Prairie, can mount up to $2,204, from $1,416.The cost of auto insurance for teenagers post-DUI is much higher. Other driving violations can prove to be very expensive as well. Driving with an expired license can lead to an increase of $954 and can increase by $347 if the driver is caught speeding.
Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle. The cost of insuring two vehicles under a multi-car insurance policy in Grand Prairie is $2,436, while the cost of insuring four vehicles under this policy is $4,871. Car owners here can save anywhere between $396 and $793 on car insurance, depending on the number of cars.
Bundling is another standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts.
Factors that can influence the cost of car insurance in Grand Prairie, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Grand Prairie, TX Auto Insurance Rates
- Grand Prairie, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Grand Prairie, TX
- Multi Vehicle Insurance Savings in Grand Prairie, TX
- How Credit Score Affects Car Insurance Rates in Grand Prairie, TX
- How DUI Affects Auto Insurance Premiums in Grand Prairie, TX
- Top Auto Insurance Agents Near Grand Prairie, TX
- How Driving Violations Affect Auto Insurance Rates in Grand Prairie, TX
- Grand Prairie, TX Auto Insurance Discounts on Anti Theft Feature
- Grand Prairie, TX Auto Insurance Company Reviews
Grand Prairie, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Grand Prairie, TX with that of other cities in and around Grand Prairie.
| Grand Prairie | Duncanville | Cedar Hill | Cockrell Hill | Dalworthington Gardens | Pantego | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,416 | $1,512 | $1,502 | $1,859 | $2,268 | $1,998 |
Grand Prairie, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Grand Prairie, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Grand Prairie | $936 | $791 |
| Arlington | $1,540 | $1,301 |
| Duncanville | $1,260 | $1,064 |
| Cedar Hill | $938 | $793 |
| Dalworthington Gardens | $1,037 | $876 |
| Pantego | $1,438 | $1,215 |
| Southwest Dallas | $1,276 | $1,078 |
| Cockrell Hill | $1,118 | $944 |
Grand Prairie, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Grand Prairie, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,595 |
| 20 Years | $1,819 |
| 30 Years | $1,401 |
| 40 Years | $1,348 |
| 50 Years | $1,249 |
| 60 Years | $1,266 |
| 70 Years | $1,474 |
Grand Prairie, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Grand Prairie, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,436 | $396 |
| 3 Vehicles | $3,653 | $595 |
| 4 Vehicles | $4,871 | $793 |
Savings on 2 Vehicles bundle:$396
Savings on 3 Vehicles bundle:$595
Savings on 4 Vehicles bundle:$793
Grand Prairie, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grand Prairie, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Grand Prairie | $1,416 | $2,204 |
| Arlington | $1,357 | $2,113 |
| Duncanville | $1,512 | $2,354 |
| Cedar Hill | $1,502 | $2,338 |
| Dalworthington Gardens | $2,268 | $3,531 |
| Pantego | $1,998 | $3,110 |
| Southwest Dallas | $1,908 | $2,970 |
| Cockrell Hill | $1,859 | $2,894 |
Grand Prairie, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,215 |
| Excellent (740-799) | $1,387 |
| Good (670-739) | $1,475 |
| Average (580-669) | $1,925 |
| Poor (300-579) | $2,310 |
Grand Prairie, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Yvette Holguin | Allstate | 5800 S Collins St Ste 124, Arlington, 76018 | (817) 609-8051 |
| Philip Szurek | Farmers | 2614 W Arkansas Ln, Arlington, 76016 | (817) 303-3880 |
| Kerri Miene | State Farm | 210 South O Connor Road, Irving, 75060-2948 | 972-253-1966 |
| Tin Le | Farmers | 4508 Matlock Rd Ste 120, Arlington, 76018 | (817) 468-1415 |
| Marcelo M Campon Agency Llc | Nationwide | 310 W Second St, Irving, 75060-2913 | (972) 251-2882 |
| Jerry Albano | Farmers | 1400 W Mayfield Rd Ste 320, Arlington, 76015 | (817) 557-3344 |
| Bill Toney | Allstate | 3917 W Camp Wisdom Rd Ste 104, Dallas, 75237 | (972) 572-7600 |
| Jess Rogers | Farmers | 3900 Arlington Highlands Blvd Ste 269, Arlington, 76018 | (817) 465-5777 |
| Vogue Insurance Agency | None | 1201 N. Watson Rd., Arlington, 76006 | None |
| Bibby, Brilling & Associates, Llp | None | 5031 Mckinney Ave, Dallas, 75205 | (972) 232-6632 |
| Sun West Insurance Agency | None | 600 Six Flags Dr., Ste. 102, Arlington, 76011 | None |
| Yolanda Mcrae | Farmers | 3901 Arlington Highlands Blvd Ste 222, Arlington, 76018 | (972) 230-5666 |
Grand Prairie, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$62 | $1,478 |
| Driver's Failure In Showing Documents | +$137 | $1,553 |
| Driving With An Expired Registration | +$146 | $1,562 |
| Driving At A Considerably Slow Pace | +$307 | $1,723 |
| Using A Cellphone While Driving | +$324 | $1,740 |
| Running A Red Light | +$330 | $1,746 |
| Speeding | +$347 | $1,763 |
| Driving A Vehicle Without The Required Permission | +$440 | $1,856 |
| Driving With An Expired/Suspended License | +$954 | $2,370 |
Grand Prairie, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,359 |
| Active Disabling Device | $1,359 |
| Tracking Device | $1,331 |
| Passive Disabling Device | $1,317 |
Latest Auto Insurance Reviews in Grand Prairie, TX | Back to Top
GeicoOne thing Geico has that other insurance companies don't have, is a warranty for new automobiles. It is much cheaper to purchase it with Geico than it is to purchase it with the auto companies.
GeicoThe customer service is very well. My vehicle once got shot, and I had to make the claim over the App. A customer service rep called me immediately to help me with my claim.
AllstateIn very broad terms, expect to pay about $35 per month for every $100,000 of home value, though it depends on your city and state.
AllstateI would not hesitate to recommend Allstate to any of my friends or family members who are in the market for auto insurance. They are a dependable, responsive, customer-friendly company.
ProgressiveI don't really know how many other options we would have for insurance for our car, I think the only other options I remember having were the policy limits and deductibles.
GeicoThey offer me exactly what I need for our vehicles. You can pick and choose whatever you want and don't actually need to talk to an agent to choose and purchase your insurance, which is nice.
GeicoThey offer me exactly what I need for our vehicles. You can pick and choose whatever you want and don't actually need to talk to an agent to choose and purchase your insurance, which is nice.
GeicoMy company's policy is comparable to my old auto insurance and for a cheaper price. They were extremely helpful when my car was totaled in a recent storm that hit our area.
GeicoThe premium is reasonable given the coverage. The premium matches the prices given by other companies pretty much. I get what I need.
Alcott InsuranceI dislike that online chat cannot really assist you too much. So say a payment cannot go through and you get chat online . They will ask you a million questions and then tell you to call customer service. I feel if they cannot help you just tell you
AllstateTravelers is open 24 hours if I have questions. I can pay my bill at anytime through automated
The HartfordMy company has an 800 number with 24 hour access and a local office. I am very satisfied with their customer service, support and ease of contact.
GeicoI really like the customer support that Geico has offered. Any time I need to call them, the representatives have been very kind and helpful, as well as encouraging. I have never gotten this kind of support from the representatives of other insurance companies.
ProgressiveI have a lower premium and a lower deductible that I will be charged by other insurance companies that I have tried in my area.