Grand Rapids, MI Auto Insurance Rates
Grand Rapids, MI residents can save $700 by comparing multiple quotes & reading reviews & research on Grand Rapids car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1105 | $1754 | $2922 |
Latest Auto Insurance Reviews in Grand Rapids, Michigan
State Farm
As with our home insurance, the accident premiums and deductibles have always been unbelievably fair and concise for our needs. They are the best across the board.
As with our home insurance, the accident premiums and deductibles have always been unbelievably fair and concise for our needs. They are the best across the board.
Frankenmuth Insurance
Our car insurance seems to be in line with the rest. I don't think they offer anything out of the ordinary, but they are also not lacking other things that other car insurance companies offer either.
Our car insurance seems to be in line with the rest. I don't think they offer anything out of the ordinary, but they are also not lacking other things that other car insurance companies offer either.
Farmer's Insurance
They don't seem to know what is going on, every time I have to call the office staff is rude and uninformed. Also why I have to pay 5 dollars a month extra to pay my bill online though the bank.
They don't seem to know what is going on, every time I have to call the office staff is rude and uninformed. Also why I have to pay 5 dollars a month extra to pay my bill online though the bank.
Grange Insurance
Grange has a full comprehensive list of policy offerings to suit you and where you are in life. They will even give you advice to help save money on your premiums.
Grange has a full comprehensive list of policy offerings to suit you and where you are in life. They will even give you advice to help save money on your premiums.
Allstate
Good customer service, I haven't had to file a claim yet, but calling them to have my proof of insurance card mailed was easy and pleasant.
Good customer service, I haven't had to file a claim yet, but calling them to have my proof of insurance card mailed was easy and pleasant.
Grange Insurance
My deductible options were the same for this company as with anyother. But the have the best pricing I have been able to see.I get the same coverage I have always had.
My deductible options were the same for this company as with anyother. But the have the best pricing I have been able to see.I get the same coverage I have always had.
Liberty Mutual
Liberty Mutual has been a blessing once again. When I have needed roadside assistance or even when I made claim they were lovely.
Liberty Mutual has been a blessing once again. When I have needed roadside assistance or even when I made claim they were lovely.
Liberty Mutual
Liberty Mutual has been a blessing once again. When I have needed roadside assistance or even when I made claim they were lovely.
Liberty Mutual has been a blessing once again. When I have needed roadside assistance or even when I made claim they were lovely.
Progressive
the premium for full coverage is way cheaper and has same qualities as other insurance companies.
the premium for full coverage is way cheaper and has same qualities as other insurance companies.
Progressive
I don't like they plans they offer, it's either get the cheap almost no coverage or spend a pretty penny for something you may or may not need later on.
I don't like they plans they offer, it's either get the cheap almost no coverage or spend a pretty penny for something you may or may not need later on.
Horace Mann
The accessibility of my insurance company for any sorts of problems is actually also very great. Most of the important actions that I might need to do can be done through my cell phone.
The accessibility of my insurance company for any sorts of problems is actually also very great. Most of the important actions that I might need to do can be done through my cell phone.
Alfa Insurance
What I like is that they are really flexible, they respond quickly and easily. My dislike you can't speak with the same agent.
What I like is that they are really flexible, they respond quickly and easily. My dislike you can't speak with the same agent.
Farmer's Insurance
They offer full coverage for the best possible price in my area
They offer full coverage for the best possible price in my area
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm Auto Insurance, Grand Rapids, MI
$163/1 month
Car Insurance Policy Holder
- Divorced 70 Years old Female licensed 1 year ago with Leased Cadillac SRX Performance used for Business with estimated annual mileage of 20,001+.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 10 K Property Damage
- 300 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Grand Rapids Car Insurance Rate Comparisons
Grand Rapids, MI's average car insurance of $1754 differs from East Grand Rapids, MI (-$116), Grand Rapids charter, MI (+$1596), Cutlerville, MI (+$966) and Michigan (+$766)
| Grand Rapids | East Grand Rapids, MI | Grand Rapids charter, MI | Cutlerville, MI | Michigan | |
| Median Insurance Rates | $1754 | -$116 | +$1596 | +$966 | +$766 |
Grand Rapids Car Insurance Savings By Neighborhood & Street Area
| Grand Rapids Driver Street Residence & Car Locations | Car Details in Grand Rapids | Grand Rapids Driver Demographics | Grand Rapids Auto Insurance Estimates | Recent Grand Rapids Insurance Savings |
|---|---|---|---|---|
| East Paris | ||||
| E Mall Dr SE | 2006 Ford Fusion V6 SEL | 30 year man | $1997 | $490 |
| Sparks Dr SE | 2007 Buick Rendezvous CXL | 17 year male teenager | $3078 | $706 |
| Forestside Ct SE | 2004 Cadillac Deville DTS | 31 year married man | $2293 | $364 |
| Hilltop Mobile Home Park | ||||
| Svc Rd NE | 2006 Acura TSX Base w/Navi | 76 year male senior | $2017 | $599 |
| Plum Hollow Ave NE | 2001 Chevrolet Silverado K2500 Heavy Duty | 49 year woman | $1541 | $925 |
| Edith NE | 2011 Hyundai Sonata GLS | 77 year female senior | $1930 | $714 |
| Other Area | ||||
| Drexel Dr NE | 2010 Mazda Mazda3 s Sport | 17 year female teenager | $3033 | $509 |
| Herrick Ave NE | 2006 Chrysler 300C | 30 year married woman | $1438 | $485 |
| Eastmont | ||||
| Engleside Dr SE | 2013 Honda Civic LX | 16 year teenager | $2913 | $957 |
| Park East Ct SE | 2013 Nissan Rogue S | 71 year senior | $1861 | $753 |
Grand Rapids Post DUI Car Insurance Rates
| Grand Rapids | Alpine | Walker | Wyoming | Michigan | |
| Median Post DUI Insurance Rate | $3262 | +$1239 | +$35 | +$43 | +$1425 |
| Male Teenager Post DUI Insurance Rate | $5838 | +$2217 | +$63 | +$76 | +$2550 |
| Female Teenager Post DUI Insurance Rate | $5806 | +$2205 | +$62 | +$77 | +$2536 |
The Post DUI insurance in Grand Rapids, MI's is $3262 compared to Alpine (+$1239), Walker (+$35), Wyoming (+$43) and Michigan (+$1425)
In Grand Rapids, a male teenager with Post DUI pays $32 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac Deville DTS in Grand Rapids, MI would pay $6470 on auto insurance while a female teenager POST DUI would pay $6435.
Grand Rapids Car Insurance by Segment
Grand Rapids Teenagers Car Insurance Rates Comparison
14213 Grand Rapids Teenagers (7% of total population), 48% Male & 52% Female.
| Grand Rapids | Grandville | Byron Center | Grand Rapids charter | Michigan | |
| All Teenagers | $3122 | -$363 | +$2930 | +$2841 | +$1363 |
| Male Teenager | $3139 | -$365 | +$2947 | +$2857 | +$1371 |
| Female Teenager | $3122 | -$363 | +$2930 | +$2841 | +$1363 |
Grand Rapids teenagers pay $3122 in insurance in contrast with Grandville (-$363), Byron Center (+$2930), Grand Rapids charter (+$2841) and Michigan (+$1363). The difference between Male & Female teenagers in Grand Rapids is $17
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $2948
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3244
Grand Rapids Men & Women Car Insurance
189340 Grand Rapids Adults (100% of total population), 49% Men & 51% Women.
| Grand Rapids | Byron | Wyoming | Walker | Michigan | |
| All Women | $1613 | +$89 | +$21 | +$18 | +$705 |
| Married Women | $1403 | +$77 | +$18 | +$15 | +$613 |
| All Men | $2174 | +$120 | +$29 | +$24 | +$950 |
| Married Men | $2069 | +$114 | +$27 | +$23 | +$904 |
The typical insurance rate of $2174 that Grand Rapids Men pay varies from Byron (+$120), Wyoming (+$29), Walker (+$24) and Michigan (+$950). In Grand Rapids, married men pay $666 more than married women.
Example
- 2014 Toyota Prius Three Married Men Insurance Rate $2094
- 2011 Audi A4 2.0T quattro Premium Married Women Insurance Rate $2404
Grand Rapids Senior Car Insurance
28897 Grand Rapids Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| Grand Rapids | Wyoming | Alpine | Gaines charter | Michigan | |
| All Seniors | $1946 | +$26 | +$740 | +$274 | +$851 |
| Senior Men | $1946 | +$26 | +$740 | +$274 | +$851 |
| Senior Women | $1964 | +$26 | +$746 | +$276 | +$858 |
Grand Rapids seniors pay $1946 in insurance compared to Wyoming (+$26), Alpine (+$740), Gaines charter (+$274) and Michigan (+$851). In Grand Rapids, senior men pay $18 less than senior women.
Grand Rapids Car Insurance Discounts for Multiple Vehicles
Grand Rapids Population with 1 Vehicle 29061 (40% of Grand Rapids population), 2 Vehicles 25476 (35% of the Grand Rapids population) and 3 vehicles 6135 (8% of the population)
| Grand Rapids | Grand Rapids charter | Georgetown charter | Grandville | Michigan | |
| 2 Vehicles | $3333 | +$3032 | +$334 | -$388 | +$1455 |
| 3 Vehicles | $5087 | +$4628 | +$510 | -$592 | +$2221 |
| 4 Vehicles | $6841 | +$6224 | +$686 | -$796 | +$2987 |
Car Insurance Agents in Grand Rapids, MI
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 4650 Plainfield Ave NE, Grand Rapids, MI 49525 |
| 2 | AAA Insurance | 2560 East Paris Ave SE, Grand Rapids, MI 49546 |
| 3 | Advasure Insurance Agency | 3665 28th St SE, Grand Rapids, MI 49512 |
| 4 | Advasure Insurance Agency XIV | 2005 Kalamazoo Ave SE, Grand Rapids, MI 49507 |
| 5 | Advasure Insurance Agency XVII | 1219 Plainfield Ave NE, Grand Rapids, MI 49505 |
| 6 | AgencyOne | 3300 Eagle Run Dr NE Ste 101, Grand Rapids, MI 49525 |
| 7 | Al Dionise | 1345 Walker Village Dr NW, Grand Rapids, MI 49534 |
| 8 | Allstate Insurance - The Lange Agency | 2055 28th St SE Ste 16, Grand Rapids, MI 49508 |
| 9 | Aon Risk Services Central | 171 Monroe Ave NW Ste 525, Grand Rapids, MI 49503 |
| 10 | Arlington/Roe of Grand Rapids, MI | 2675 44th St SW Ste 105, Grand Rapids, MI 49519 |
Grand Rapids Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Silverado 1500 Work Truck | $300 | $1710 | $2010 | $1600 | $1900 | $110 |
| GMC, Sierra 2500HD SLE | $1500 | $1750 | $2250 | $1650 | $3150 | $-900 |
| Nissan, Titan SV King Cab SWB | $100 | $1750 | $1850 | $1640 | $1740 | $110 |
| Toyota, Sequoia Limited | $500 | $1750 | $2250 | $1630 | $2130 | $120 |
| Ford, Explorer Limited | $1000 | $1720 | $2220 | $1620 | $2620 | $-400 |