Grand Ronde Auto Insurance Rates, Quotes, Agents & Reviews in OR

Grand Ronde, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Grand Ronde, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Grand Ronde, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Grand Ronde, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Grand Ronde, OR with that of other cities in and around Grand Ronde.

Grand Ronde Neskowin Rose Lodge Cloverdale Hebo Sheridan
Average Insurance Rates $1,408 $1,455 $1,377 $1,428 $1,415 $1,416

Grand Ronde, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Grand Ronde, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Grand Ronde $1,138 $961
Fort Hill $2,023 $1,709
Willamina $1,586 $1,340
Sheridan $2,246 $1,897
Rose Lodge $1,075 $908
Neskowin $1,489 $1,258
Cloverdale $2,274 $1,921
Hebo $1,039 $878

Grand Ronde, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Grand Ronde, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,569
20 Years $1,809
30 Years $1,393
40 Years $1,341
50 Years $1,242
60 Years $1,259
70 Years $1,465

Grand Ronde, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Grand Ronde, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,450 $366
3 Vehicles $3,675 $549
4 Vehicles $4,900 $732

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$732


Grand Ronde, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grand Ronde, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Grand Ronde $1,408 $2,106
Fort Hill $1,964 $2,938
Willamina $1,425 $2,132
Sheridan $1,416 $2,118
Rose Lodge $1,377 $2,060
Neskowin $1,455 $2,177
Cloverdale $1,428 $2,136
Hebo $1,415 $2,117

Grand Ronde, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,208
Excellent (740-799) $1,379
Good (670-739) $1,467
Average (580-669) $1,914
Poor (300-579) $2,297

Grand Ronde, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tnt Insurance Services, Llc None 140 Se Mill St, Dallas, 97338 None
Doug Dicola Allstate 15455 Hallmark Dr Ste 150, Lake Oswego, 97035 (503) 635-7765
Scott Brennan State Farm 14475 SW Allen Blvd Suite C, Beaverton, 97005-4418 503-644-4999
Chris Garland State Farm 1174 Cornucopia St NW Ste 220, Salem, 97304-3193 503-779-1051
Emery & Karrigan Inc Liberty Mutual Independent 17933 NW EVERGREEN PKWY STE 350, BEAVERTON, 97006 503-624-9111
G & M Insurance None 451 Ne Main St Willaminia, Willamina, 97396 None
Aaa - Lake Oswego Travelers 6 CENTERPOINTE DR STE 100, LAKE OSWEGO, 97035 503-222-6748
W B Adams Co Liberty Mutual Independent 14737 SW MILLIKAN WAY, BEAVERTON, 97006 (503) 644-9945
Sunset Corridor Insurance Services Inc Travelers 17933 NW EVERGREEN PKWY STE 350, BEAVERTON, 97006 503-624-9111
Dwayne E Crabtree Liberty Mutual 4949 Sw Meadows Road Ste 650, Lake Oswego, 97035 1-503-675-7600

Grand Ronde, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,470
Driver's Failure In Showing Documents +$137 $1,545
Driving With An Expired Registration +$145 $1,553
Driving At A Considerably Slow Pace +$306 $1,714
Using A Cellphone While Driving +$322 $1,730
Running A Red Light +$328 $1,736
Speeding +$345 $1,753
Driving A Vehicle Without The Required Permission +$438 $1,846
Driving With An Expired/Suspended License +$949 $2,357

Grand Ronde, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,352
Active Disabling Device $1,352
Tracking Device $1,324
Passive Disabling Device $1,309