Grantsville Auto Insurance Rates, Quotes, Agents & Reviews in MD

Grantsville, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Grantsville, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Grantsville, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Grantsville, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Grantsville, MD with that of other cities in and around Grantsville.

Grantsville Finzel Midlothian Meyersdale Elk Lick Accident
Average Insurance Rates $1,317 $1,332 $1,312 $1,363 $1,384 $1,316

Grantsville, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Grantsville, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Grantsville $1,718 $1,451
Jennings $1,395 $1,178
Elk Lick $1,472 $1,243
Addison $1,344 $1,135
Accident $1,432 $1,209
Meyersdale $1,933 $1,633
Finzel $1,464 $1,236
Midlothian $1,055 $891

Grantsville, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Grantsville, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,273
20 Years $1,692
30 Years $1,303
40 Years $1,254
50 Years $1,161
60 Years $1,177
70 Years $1,371

Grantsville, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Grantsville, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,318 $316
3 Vehicles $3,477 $474
4 Vehicles $4,636 $632

Savings on 2 Vehicles bundle:$316

Savings on 3 Vehicles bundle:$474

Savings on 4 Vehicles bundle:$632

Grantsville, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grantsville, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Grantsville $1,317 $2,100
Jennings $1,652 $2,634
Elk Lick $1,384 $2,179
Addison $1,402 $2,207
Accident $1,316 $2,098
Meyersdale $1,363 $2,146
Finzel $1,332 $2,124
Midlothian $1,312 $2,092

Grantsville, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,130
Excellent (740-799) $1,290
Good (670-739) $1,372
Average (580-669) $1,790
Poor (300-579) $2,148

Grantsville, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yoder-Hershberger Insurance Llc Erie 12588 National Pike, Grantsville, 21536 None
Armstrong Insurance Agency Llc Erie 21 S Water Street, Frostburg, 21532 None
Janey Smith Allstate 1225b National Hwy, Lavale, 21502 (301) 729-3111
Knippenberg Ins & Fin Srv Inc Nationwide 12676 National Pike STE 102, Grantsville, 21536-3320 (877) 621-1030
Duckworth Insurance Service Inc. Erie 14831 Broadway Avenue, Midland, 21532 None
Rob Michael State Farm 121 N Third Street, Oakland, 21550-1323 301-334-3774

Grantsville, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,375
Driver's Failure In Showing Documents +$128 $1,445
Driving With An Expired Registration +$136 $1,453
Driving At A Considerably Slow Pace +$286 $1,603
Using A Cellphone While Driving +$302 $1,619
Running A Red Light +$307 $1,624
Speeding +$323 $1,640
Driving A Vehicle Without The Required Permission +$410 $1,727
Driving With An Expired/Suspended License +$888 $2,205

Grantsville, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,264
Active Disabling Device $1,264
Tracking Device $1,238
Passive Disabling Device $1,225