Gray Auto Insurance Rates, Quotes, Agents & Reviews in GA

Gray, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gray, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gray, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Gray, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gray, GA with that of other cities in and around Gray.

Gray Jones County Payne Gray-Macon East Macon Macon West
Average Insurance Rates $1,629 $1,613 $2,655 $1,616 $1,640 $1,598

Gray, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gray, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gray $1,404 $1,186
Jones County $1,816 $1,534
Gray-Macon East $1,708 $1,442
Round Oak $2,748 $2,321
Macon East $1,435 $1,212
Payne $2,735 $2,310
Macon $1,687 $1,425
Macon West $2,777 $2,346

Gray, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gray, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,286
20 Years $2,093
30 Years $1,612
40 Years $1,551
50 Years $1,436
60 Years $1,456
70 Years $1,695

Gray, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gray, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,867 $391
3 Vehicles $4,301 $586
4 Vehicles $5,734 $782

Savings on 2 Vehicles bundle:$391

Savings on 3 Vehicles bundle:$586

Savings on 4 Vehicles bundle:$782

Gray, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gray, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Gray $1,629 $2,978
Jones County $1,613 $2,949
Gray-Macon East $1,616 $2,954
Round Oak $1,584 $2,896
Macon East $1,557 $2,846
Payne $2,655 $4,854
Macon $1,640 $2,998
Macon West $1,598 $2,921

Gray, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,398
Excellent (740-799) $1,595
Good (670-739) $1,697
Average (580-669) $2,215
Poor (300-579) $2,657

Gray, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Paul Sheets State Farm 4130 Gray Hwy, Gray, 31032-6100 478-986-4700
Snider-Killingsworth Insurance Liberty Mutual Independent 325 S Hill St. P.O. Box 738, Griffin, 30224 (678) 967-4355
Wally Taylor State Farm 885 Honey Creek Rd SE, Conyers, 30094-2847 770-483-4134
Sellars Insurance Agency, Inc. None 2032 Highway 81 S , Covington, 30016 None
Ann Sullivan State Farm 1499 Highway 20 West, McDonough, 30253-7205 678-583-9400
Beckham-Fain Ins Allstate 211 W Clinton St, Gray, 31032 (478) 986-3641
Jones Ewing Dobbs & Tamplin Travelers 7169 HIGHWAY 278 EAST, COVINGTON, 30014 770-786-6691
Mcgarity Insurance Liberty Mutual Independent 60 Jonesboro St, McDonough, 30253 None
Christian Trinity & Zion Ins Agency Inc Travelers 3545 Highway 20, Se , Conyers, 30013 (678) 607-2737
Georgia Farm Bureau Brokerage Inc Travelers 10386 HWY 278 EAST, COVINGTON, 30015 770-786-7201

Gray, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,701
Driver's Failure In Showing Documents +$158 $1,787
Driving With An Expired Registration +$168 $1,797
Driving At A Considerably Slow Pace +$353 $1,982
Using A Cellphone While Driving +$373 $2,002
Running A Red Light +$380 $2,009
Speeding +$399 $2,028
Driving A Vehicle Without The Required Permission +$507 $2,136
Driving With An Expired/Suspended License +$1,098 $2,727

Gray, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,564
Active Disabling Device $1,564
Tracking Device $1,531
Passive Disabling Device $1,515