Grayslake, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Grayslake, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Save Upto $721 for Multi-vehicle Insurance in Grayslake, IL.
The average cost of car insurance in Grayslake, IL, is $1,288. This cost is lower than nearby locations like Round Lake Park, Round Lake Beach, Third Lake, and Hainesville. Zimlon, through its research, found that car owners in Grayslake, IL, can avail multiple discounts on car insurance by considering various factors. These factors are explored in detail by Zimlon in the analysis below.
Age of the Driver:
Zimlon’s analysis found that teenagers in Grayslake, IL, usually pay much higher car insurance cost compared to the rest of the state. This is mainly because insurance companies consider teenagers to be less responsible drivers than middle-aged or older drivers.
The average cost of car insurance for a teenager in Grayslake, IL is $4,179 whereas, for car owners between the age of 30 to 70 years insurance costs is less than $1500. Car owners in Grayslake, IL, can lower their insurance cost by opting for good driver discounts, discounts for completing driver training courses, and discounts for students. Insurance companies in Grayslake, IL also provide discounts for those working in specific professions like teachers, active members of the military, and military veterans.
Multi-car Insurance:
Car insurance companies in Grayslake, IL, provide discounts for insuring multiple vehicles with the same company. By insuring two or more cars with the same insurance company, car owners in Grayslake, IL, can reduce the average cost of their car insurance. The average savings one can obtain are as follows:
Credit Score:
Having an “excellent” or “good” credit score will also help car owners in Grayslake, IL to reduce the average cost of their car insurance. Several auto insurance companies provide discounts to the car owner that have a higher positive credit score. For example, in Grayslake, IL the insurance cost for an exceptional credit score of 800 to 850 is $1,105. On the other hand, for an average (580-669) or poor (300-579) credit score, the car insurance cost is $1,751 and $2,101, respectively.
Anti-theft Features:
Car owners with safety devices in their vehicles can get multiple discounts on their car insurance premiums in Cars that are equipped with safety devices that are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. However, the discounts vary depending on the type and number of safety devices installed.
Car owners in Grayslake, IL, can get discounts on their car insurance by installing various anti-theft features like audible alarm and tracking devices. The average cost of insurance in Grayslake, IL, for installing an audible alarm or active disabling device is $1,236. Insurance cost for tracking device is $1,211 and the passive disabling device is $1,198 in Grayslake, IL.
Factors that can influence the cost of car insurance in Grayslake, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Grayslake, IL Auto Insurance Rates
- Grayslake, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Grayslake, IL
- Multi Vehicle Insurance Savings in Grayslake, IL
- How Credit Score Affects Car Insurance Rates in Grayslake, IL
- How DUI Affects Auto Insurance Premiums in Grayslake, IL
- Top Auto Insurance Agents Near Grayslake, IL
- How Driving Violations Affect Auto Insurance Rates in Grayslake, IL
- Grayslake, IL Auto Insurance Discounts on Anti Theft Feature
- Grayslake, IL Auto Insurance Company Reviews
Grayslake, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Grayslake, IL with that of other cities in and around Grayslake.
| Grayslake | Round Lake Park | Round Lake Beach | Gages Lake | Third Lake | Hainesville | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,288 | $1,570 | $1,582 | $1,287 | $1,312 | $1,605 |
Grayslake, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Grayslake, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Grayslake | $1,393 | $1,176 |
| Avon | $1,346 | $1,137 |
| Third Lake | $2,139 | $1,807 |
| Hainesville | $1,441 | $1,217 |
| Gages Lake | $1,460 | $1,233 |
| Round Lake Park | $1,468 | $1,240 |
| Round Lake | $1,491 | $1,260 |
| Round Lake Beach | $1,053 | $889 |
Grayslake, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Grayslake, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,179 |
| 20 Years | $1,655 |
| 30 Years | $1,275 |
| 40 Years | $1,226 |
| 50 Years | $1,136 |
| 60 Years | $1,152 |
| 70 Years | $1,340 |
Grayslake, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Grayslake, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,215 | $361 |
| 3 Vehicles | $3,323 | $541 |
| 4 Vehicles | $4,431 | $721 |
Savings on 2 Vehicles bundle:$361
Savings on 3 Vehicles bundle:$541
Savings on 4 Vehicles bundle:$721
Grayslake, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grayslake, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Grayslake | $1,288 | $2,091 |
| Avon | $1,242 | $2,016 |
| Third Lake | $1,312 | $2,130 |
| Hainesville | $1,605 | $2,606 |
| Gages Lake | $1,287 | $2,089 |
| Round Lake Park | $1,570 | $2,549 |
| Round Lake | $1,260 | $2,045 |
| Round Lake Beach | $1,582 | $2,568 |
Grayslake, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,105 |
| Excellent (740-799) | $1,261 |
| Good (670-739) | $1,342 |
| Average (580-669) | $1,751 |
| Poor (300-579) | $2,101 |
Grayslake, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| An Insurance Store | Erie | 3410 MILWAUKEE AVE, NORTHBROOK, 60062 | 847-299-1916 |
| Midwest Certified Ins Agcy Ltd | None | P O Box 670 , Arlington Heights, 60006 | None |
| Martini Miller & Schloss Inc | Travelers | 666 Dundee Rd Ste 1203, Northbrook, 60062 | None |
| John Mcclintock | Liberty Mutual | 100 Saunders Rd Suite 140, Lake Forest, 60045 | 1-847-231-5499 |
| Jim Kelly Ins Agency Inc | Nationwide | 200 Peterson Rd., Libertyville, 60048-1006 | (847) 367-1234 |
| Barry Bernstein | Allstate | 100 N Waukegan Rd Ste 211, Lake Bluff, 60044 | (847) 482-0202 |
| Gary Behrends | State Farm | 435 N Michigan Ave Ste 2700, Chicago, 60611-4008 | 312-222-0333 |
| John Anda | Farmers | 701 N Wheeling Rd, Mount Prospect, 60056 | (847) 590-0934 |
| Johnsonese Brokerage Llc | None | 3660 N Lake Shore Dr 3660 N Lake Shore Dr, Chicago, 60613 | None |
Grayslake, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,345 |
| Driver's Failure In Showing Documents | +$125 | $1,413 |
| Driving With An Expired Registration | +$133 | $1,421 |
| Driving At A Considerably Slow Pace | +$279 | $1,567 |
| Using A Cellphone While Driving | +$295 | $1,583 |
| Running A Red Light | +$300 | $1,588 |
| Speeding | +$316 | $1,604 |
| Driving A Vehicle Without The Required Permission | +$401 | $1,689 |
| Driving With An Expired/Suspended License | +$868 | $2,156 |
Grayslake, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,236 |
| Active Disabling Device | $1,236 |
| Tracking Device | $1,211 |
| Passive Disabling Device | $1,198 |
Latest Auto Insurance Reviews in Grayslake, IL | Back to Top
AllstateI have had all good experiences with All state. I have had no issues with them. They are very fast and friendly.
AllstateI have had all good experiences with All state. I have had no issues with them. They are very fast and friendly.
Liberty MutualThe premium is highly competitive- and saved us a significant percentage over the company that we were using before- at the same level of coverage.
ProgressiveThere's not much to dislike about them. So far I haven't had any issues with them to dislike them and I hope that continues moving forward.