Grayson Auto Insurance Rates, Quotes, Agents & Reviews in GA

Grayson, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Grayson, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Grayson, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Grayson, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Grayson, GA with that of other cities in and around Grayson.

Grayson Loganville Gwinnett County Dacula Dacula-Rocky Creek Lawrenceville
Average Insurance Rates $1,767 $1,662 $1,675 $1,622 $1,708 $1,655

Grayson, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Grayson, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Grayson $1,204 $1,017
Snellville-Grayson $1,452 $1,227
Snellville $2,009 $1,697
Lawrenceville $1,160 $980
Gwinnett County $1,497 $1,264
Loganville $1,331 $1,124
Dacula $1,005 $849
Dacula-Rocky Creek $1,276 $1,078

Grayson, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Grayson, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,734
20 Years $2,270
30 Years $1,749
40 Years $1,683
50 Years $1,558
60 Years $1,580
70 Years $1,839

Grayson, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Grayson, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,039 $495
3 Vehicles $4,559 $742
4 Vehicles $6,078 $990

Savings on 2 Vehicles bundle:$495

Savings on 3 Vehicles bundle:$742

Savings on 4 Vehicles bundle:$990

Grayson, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Grayson, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Grayson $1,767 $3,230
Snellville-Grayson $1,667 $3,047
Snellville $1,645 $3,007
Lawrenceville $1,655 $3,026
Gwinnett County $1,675 $3,062
Loganville $1,662 $3,038
Dacula $1,622 $2,965
Dacula-Rocky Creek $1,708 $3,122

Grayson, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,516
Excellent (740-799) $1,731
Good (670-739) $1,841
Average (580-669) $2,402
Poor (300-579) $2,882

Grayson, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Debbie Dykes Allstate 3937 Holcomb Bridge Rd Ste 100, Peachtree Corners, 30092 (770) 242-6355
Amy Reese Allstate 150 Athens Hwy Ste 1400, Loganville, 30052 (770) 554-2888
Darryl Brooks State Farm 1670 McKendree Ch Rd Ste 1100, Lawrenceville, 30043-6677 678-218-0777
Scotty Lewis State Farm 1245 Pleasant Hill Rd, Lawrenceville, 30044-3003 770-381-1200
Peggy Mcintosh Liberty Mutual 1350 Scenic Highway N Suite 258, Snellville, 30078 1-770-972-2859
Vu Nguyen Liberty Mutual 2530 Sever Road Ste 360, Lawrenceville, 30043 1-678-546-0499
First National Insurance Group Travelers 1689 DULUTH HWY, LAWRENCEVILLE, 30043 770-513-2264
Steven Watson State Farm 490 Pleasant Hl Rd NW Ste C, Lilburn, 30047-8736 770-923-3555
Iii-Thediederichagency Travelers 3973 ATLANTA HWY STE 300, LOGANVILLE, 30052 770-554-8711
Xavier Collins Farmers 4371 Stone Mountain Hwy Ste A, Lilburn, 30047 (404) 947-5600
Charles L Perkins Farmers 1505 Lakes Pkwy Ste 180, Lawrenceville, 30043 (678) 731-7907
Lloyd Pro Group Inc Nationwide 2675 Breckinridge Blvd STE 100, Duluth, 30096-8953 (770) 497-1200

Grayson, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$78 $1,845
Driver's Failure In Showing Documents +$171 $1,938
Driving With An Expired Registration +$182 $1,949
Driving At A Considerably Slow Pace +$383 $2,150
Using A Cellphone While Driving +$405 $2,172
Running A Red Light +$412 $2,179
Speeding +$433 $2,200
Driving A Vehicle Without The Required Permission +$550 $2,317
Driving With An Expired/Suspended License +$1,191 $2,958

Grayson, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,696
Active Disabling Device $1,696
Tracking Device $1,661
Passive Disabling Device $1,643