Graysville Auto Insurance Rates, Quotes, Agents & Reviews in AL

Graysville, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Graysville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Graysville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Graysville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Graysville, AL with that of other cities in and around Graysville.

Graysville-Adamsville Graysville Cardiff Brookside Minor Adamsville
Average Insurance Rates $1,422 $1,405 $1,367 $1,469 $1,404 $1,421

Graysville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Graysville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Graysville-Adamsville $1,420 $1,200
Adamsville $1,804 $1,523
Graysville $1,520 $1,284
Cardiff $1,436 $1,213
Mulga $1,229 $1,038
Forestdale $1,490 $1,259
Brookside $1,715 $1,449
Minor $1,547 $1,307

Graysville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Graysville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,614
20 Years $1,827
30 Years $1,407
40 Years $1,354
50 Years $1,254
60 Years $1,271
70 Years $1,480

Graysville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Graysville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,474 $370
3 Vehicles $3,711 $555
4 Vehicles $4,949 $739

Savings on 2 Vehicles bundle:$370

Savings on 3 Vehicles bundle:$555

Savings on 4 Vehicles bundle:$739

Graysville, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Graysville, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Graysville-Adamsville $1,422 $2,521
Adamsville $1,421 $2,519
Graysville $1,405 $2,491
Cardiff $1,367 $2,424
Mulga $1,370 $2,429
Forestdale $1,447 $2,566
Brookside $1,469 $2,605
Minor $1,404 $2,489

Graysville, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,220
Excellent (740-799) $1,393
Good (670-739) $1,482
Average (580-669) $1,933
Poor (300-579) $2,319

Graysville, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Scott Cantrell State Farm 313 Fieldstown Rd Ste 101, Gardendale, 35071-2796 205-631-6201
Ashley Caudle State Farm 1326 Main St Ste 112, Gardendale, 35071-2471 205-631-0737
Shawna Holley State Farm 915 Main St, Gardendale, 35071-2633 205-631-8766
Chafin Insurance Agency Travelers 165 S MAIN ST, GRAYSVILLE, 35073 205-674-7851
Claude Houser State Farm 1441 Forestdale Blvd Ste 113, Forestdale, 35214-3094 205-798-8446
Bates-Roberts-Fowlkes & Jackson Insurance Travelers 1812 6TH AVE SOUTH, IRONDALE, 35210 205-956-0563
Vig, Llc Dba The Vestavia Group None 2090 Columbiana Rd 2090 Columbiana Rd Birmingham, Vestavia Hills, 35216 None
Hayes-Rasbury Insurance Agency Inc Nationwide 221 Lapala Dr, Birmingham, 35214-3839 (205) 798-4238
Alabama Insurance Center Llc Travelers 2032 VALLEYDALE RD, BIRMINGHAM, 35244 205-988-0800

Graysville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,485
Driver's Failure In Showing Documents +$138 $1,560
Driving With An Expired Registration +$146 $1,568
Driving At A Considerably Slow Pace +$309 $1,731
Using A Cellphone While Driving +$326 $1,748
Running A Red Light +$331 $1,753
Speeding +$348 $1,770
Driving A Vehicle Without The Required Permission +$442 $1,864
Driving With An Expired/Suspended License +$958 $2,380

Graysville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,365
Active Disabling Device $1,365
Tracking Device $1,337
Passive Disabling Device $1,322