Graysville Auto Insurance Rates, Quotes, Agents & Reviews in TN

Graysville, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Graysville, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Graysville, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Graysville, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Graysville, TN with that of other cities in and around Graysville.

Graysville Rhea County Pikeville Bledsoe County Soddy-Daisy Flat Top Mountain
Average Insurance Rates $1,364 $1,420 $1,417 $1,434 $1,429 $1,525

Graysville, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Graysville, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Graysville $1,551 $1,310
Sale Creek $1,098 $927
Dayton $1,644 $1,389
Flat Top Mountain $1,365 $1,153
Bledsoe County $1,056 $892
Rhea County $1,463 $1,235
Pikeville $1,951 $1,648
Soddy-Daisy $1,966 $1,661

Graysville, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Graysville, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,426
20 Years $1,753
30 Years $1,350
40 Years $1,299
50 Years $1,203
60 Years $1,219
70 Years $1,420

Graysville, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Graysville, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,401 $327
3 Vehicles $3,601 $491
4 Vehicles $4,801 $655

Savings on 2 Vehicles bundle:$327

Savings on 3 Vehicles bundle:$491

Savings on 4 Vehicles bundle:$655


Graysville, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Graysville, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Graysville $1,364 $2,444
Sale Creek $1,451 $2,599
Dayton $1,414 $2,533
Flat Top Mountain $1,525 $2,732
Bledsoe County $1,434 $2,569
Rhea County $1,420 $2,544
Pikeville $1,417 $2,538
Soddy-Daisy $1,429 $2,560

Graysville, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,170
Excellent (740-799) $1,336
Good (670-739) $1,421
Average (580-669) $1,854
Poor (300-579) $2,225

Graysville, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rick Sharpe State Farm 7002 Rhea County Hwy, Dayton, 37321-6203 423-775-0727
Rick Sharpe State Farm 7002 Rhea County Hwy, Dayton, 37321-6203 423-775-0727
Cornerstone Insurance Group Inc Travelers 280 EAST SECOND AVENUE SUITE 6, DAYTON, 37321 423-775-9311
Douglas Baird Morgan Nationwide 36 Hickey Circle STE A, Dunlap, 37327 (423) 949-7770
Jonathan Hunter Farmers 6441 Bonny Oaks Dr Ste B, Chattanooga, 37416 (423) 490-9200
Robert Maurice Farmers 7030 Lee Hwy Ste 102, Chattanooga, 37421 (423) 664-2856
Tammy Gonzales Farmers 4589 Rhea County Hwy Ste 101, Dayton, 37321 (423) 428-9222
Donny R. Garner Nationwide 4878 South Terrace, Chattanooga, 37412 (423) 899-5512

Graysville, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,424
Driver's Failure In Showing Documents +$132 $1,496
Driving With An Expired Registration +$140 $1,504
Driving At A Considerably Slow Pace +$296 $1,660
Using A Cellphone While Driving +$312 $1,676
Running A Red Light +$318 $1,682
Speeding +$334 $1,698
Driving A Vehicle Without The Required Permission +$424 $1,788
Driving With An Expired/Suspended License +$919 $2,283

Graysville, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,309
Active Disabling Device $1,309
Tracking Device $1,282
Passive Disabling Device $1,269