Great Falls Auto Insurance Rates, Quotes, Agents & Reviews in MT

Great Falls, MT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Great Falls, MT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Great Falls, MT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Great Falls, MT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Great Falls, MT with that of other cities in and around Great Falls.

Great Falls Black Eagle Great Falls North Cascade County Vaughn Ulm
Average Insurance Rates $1,388 $1,338 $1,357 $1,387 $1,363 $1,422

Great Falls, MT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Great Falls, MT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Great Falls $960 $811
Ulm $1,764 $1,490
Sun Prairie $1,692 $1,429
Vaughn $1,388 $1,173
Gibson Flats $1,370 $1,157
Black Eagle $1,595 $1,348
Cascade County $2,025 $1,710
Great Falls North $2,156 $1,821

Great Falls, MT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Great Falls, MT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,504
20 Years $1,783
30 Years $1,374
40 Years $1,322
50 Years $1,224
60 Years $1,241
70 Years $1,444

Great Falls, MT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Great Falls, MT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,360 $416
3 Vehicles $3,539 $625
4 Vehicles $4,719 $833

Savings on 2 Vehicles bundle:$416

Savings on 3 Vehicles bundle:$625

Savings on 4 Vehicles bundle:$833


Great Falls, MT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Great Falls, MT.

Location Average Insurance Cost Post DUI Insurance Rate
Great Falls $1,388 $2,319
Ulm $1,422 $2,376
Sun Prairie $1,343 $2,244
Vaughn $1,363 $2,277
Gibson Flats $1,459 $2,438
Black Eagle $1,338 $2,236
Cascade County $1,387 $2,318
Great Falls North $1,357 $2,267

Great Falls, MT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,191
Excellent (740-799) $1,359
Good (670-739) $1,446
Average (580-669) $1,887
Poor (300-579) $2,264

Great Falls, MT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Advantage Insurance Agency Llc Travelers 207 SMELTER AVE NE STE 2, GREAT FALLS, 59404 406-452-2956
Erwin Insurance Inc Travelers 117 1ST AVENUE NORTH, GREAT FALLS, 59401 406-761-3300
Erwin Insurance Inc Travelers 117 1ST AVENUE NORTH, GREAT FALLS, 59401 406-761-3300
Leavitt Great West Insurance Services Liberty Mutual Independent 321 1St Ave N, GREAT FALLS, 59401 (406) 252-4104
David Copp Allstate 1520 River Dr N Ste A, Great Falls, 59401 (406) 604-4040
Scott Schissler State Farm 222 15th St S Ste A, Great Falls, 59405-2459 406-268-8888
Scott Schissler State Farm 222 15th St S Ste A, Great Falls, 59405-2459 406-268-8888
Intermountain Ins Agy Of Mt In Liberty Mutual Independent 600 CENTRAL AVE STE 322, GREAT FALLS, 59401 (406) 452-2509
Intermountain Ins Agency Of Montana Inc Travelers 600 CENTRAL AVE STE 3220, GREAT FALLS, 59403 406-452-2509
Intermountain Ins Agency Of Montana Inc Travelers 600 CENTRAL AVE STE 3220, GREAT FALLS, 59403 406-452-2509

Great Falls, MT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,449
Driver's Failure In Showing Documents +$135 $1,523
Driving With An Expired Registration +$143 $1,531
Driving At A Considerably Slow Pace +$301 $1,689
Using A Cellphone While Driving +$318 $1,706
Running A Red Light +$323 $1,711
Speeding +$340 $1,728
Driving A Vehicle Without The Required Permission +$432 $1,820
Driving With An Expired/Suspended License +$936 $2,324

Great Falls, MT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,305
Passive Disabling Device $1,291

Latest Auto Insurance Reviews in Great Falls, MT | Back to Top

State Farm
My premium and deductible is about the norm I imagine. I have a $250 deductible on my policy and I feel that is fine. I don't have a problem covering anything up to $250.
State Farm
i will surely recommend this company for car insurance, their service is great and outstanding, am happy i chose this car insurance.
Farmer's Insurance
Farmer's Insurance coverage is better than most other companies. The coverage is great, the prices are low and their customer service is outstanding.
Allstate
I believe Allstate's offerings are in line with other companies, but price is not. We will probably be shopping for a better policy for same coverage.
Progressive
The premiums are in my opinion a little high considering my good driving record, length of time driving, type of car I have etc. I would expect them to go do over time however.
Allstate
the premium that i get at all state is flexible which means that they would find a premium that is affordable but also will fit your needs
Farmer's Insurance
I most like the fact that they gave us the same coverage that we had been paying for for years at almost half the cost. I have not had to file a claim yet, so the jury is still out on that. But working with an independent agent has made everything very seamless and easy. So far I am happy with the insurer and the agent.
Progressive
I think my premium is good compared to other companies. I don't actively look around so I am just assuming.
State Farm
Although I never go there it is nice having a local agent in case I ever needed to discuss my insurance options