Greece Auto Insurance Rates, Quotes, Agents & Reviews in NY

Greece, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greece, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greece, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Greece, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greece, NY with that of other cities in and around Greece.

Greece Spencerport Gates Irondequoit Hilton Rochester
Average Insurance Rates $1,659 $1,670 $1,651 $1,652 $1,660 $1,050

Greece, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greece, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greece $1,052 $888
Parma $1,434 $1,211
Hilton $1,431 $1,208
North Gates $2,785 $2,352
Spencerport $1,516 $1,281
Gates $1,626 $1,374
Rochester $1,544 $1,304
Irondequoit $1,075 $908

Greece, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greece, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,383
20 Years $2,132
30 Years $1,642
40 Years $1,580
50 Years $1,463
60 Years $1,483
70 Years $1,727

Greece, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greece, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,920 $398
3 Vehicles $4,380 $597
4 Vehicles $5,840 $796

Savings on 2 Vehicles bundle:$398

Savings on 3 Vehicles bundle:$597

Savings on 4 Vehicles bundle:$796

Greece, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greece, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Greece $1,659 $2,503
Parma $1,669 $2,518
Hilton $1,660 $2,504
North Gates $1,650 $2,489
Spencerport $1,670 $2,519
Gates $1,651 $2,491
Rochester $1,050 $1,584
Irondequoit $1,652 $2,492

Greece, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,423
Excellent (740-799) $1,625
Good (670-739) $1,729
Average (580-669) $2,255
Poor (300-579) $2,706

Greece, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Miriam Rivera Farmers 1038 Lyell Ave, Rochester, 14606 (585) 360-0094
Consolidated Agency Inc Erie 1819 E Ridge Road, Rochester, 14622 None
Frank L. Borrelli Allstate 2820 Dewey Ave, Rochester, 14616 (585) 410-6120
Marshall & Sterling Inc. Liberty Mutual Independent 205 Saint Paul St Ste 105 205 Saint Paul St Ste 105, Rochester, 14604 None
Greece Agency Inc Travelers 1777 ENGLISH RD, ROCHESTER, 14616 585-723-1200
M Castle Insurance Agency Travelers 3223 RIDGE ROAD WEST, ROCHESTER, 14626 716-225-2303
Goins Insurance Agency None 1341 Dewey Ave, Rochester, 14613 None
Eastern General Insurance Services Inc. None 522 Lake Ave, Rochester, 14613 None
Tompkins Insurance Agencies, Inc. (Rochester) None 724 Long Pond Rd. , Rochester, 14612 None
Rosalie Marsocci Allstate 1161 N Greece Rd, Rochester, 14626 (585) 225-8300

Greece, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$73 $1,732
Driver's Failure In Showing Documents +$161 $1,820
Driving With An Expired Registration +$171 $1,830
Driving At A Considerably Slow Pace +$360 $2,019
Using A Cellphone While Driving +$380 $2,039
Running A Red Light +$387 $2,046
Speeding +$406 $2,065
Driving A Vehicle Without The Required Permission +$516 $2,175
Driving With An Expired/Suspended License +$1,118 $2,777

Greece, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,593
Active Disabling Device $1,593
Tracking Device $1,559
Passive Disabling Device $1,543

Latest Auto Insurance Reviews in Greece, NY | Back to Top

I have hit my car once before. I did not pay for anything therefore their insurance deductible is on point.
I feel the policy offerings are well within industry standards and probably would not change to save 10%? I haven't really looked into depth on policies I generally get the lowest coverage possible.
One of the better auto insurance company in my life which have good records than other company
Farmer's Insurance
Farmer's Insurance automobile insurance premiums and deductibles are lower than most other companies available in our rural area.I am completely satisfie.
I would recommend them to those that can use them. I don't know if it is because of quality over peace of mind though. I have had them for 10 years now and it just seems like a hassle to change companies.
I would have no problem recommending a friend to request a quote and compare them to their current company. I would also tell them I have hd no claims so far, so I do not know about how they pay claims