Greeley Auto Insurance Rates, Quotes, Agents & Reviews in CO

Greeley, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greeley, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greeley, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Greeley, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greeley, CO with that of other cities in and around Greeley.

Greeley Evans La Salle-Gilcrest La Salle Windsor Garden City
Average Insurance Rates $1,010 $1,745 $1,758 $1,743 $1,821 $1,689

Greeley, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greeley, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greeley $1,431 $1,208
Garden City $2,037 $1,721
Eaton $1,477 $1,248
La Salle $1,671 $1,411
Evans $1,266 $1,069
Kersey $1,832 $1,548
Windsor $1,739 $1,469
La Salle-Gilcrest $1,235 $1,043

Greeley, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greeley, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,277
20 Years $1,298
30 Years $1,000
40 Years $962
50 Years $891
60 Years $903
70 Years $1,051

Greeley, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greeley, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,737 $283
3 Vehicles $2,606 $424
4 Vehicles $3,474 $566

Savings on 2 Vehicles bundle:$283

Savings on 3 Vehicles bundle:$424

Savings on 4 Vehicles bundle:$566


Greeley, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greeley, CO.

Location Average Insurance Cost Post DUI Insurance Rate
Greeley $1,010 $1,527
Garden City $1,689 $2,553
Eaton $1,789 $2,704
La Salle $1,743 $2,634
Evans $1,745 $2,638
Kersey $1,738 $2,627
Windsor $1,821 $2,752
La Salle-Gilcrest $1,758 $2,657

Greeley, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $867
Excellent (740-799) $989
Good (670-739) $1,052
Average (580-669) $1,373
Poor (300-579) $1,647

Greeley, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$44 $1,054
Driver's Failure In Showing Documents +$98 $1,108
Driving With An Expired Registration +$104 $1,114
Driving At A Considerably Slow Pace +$219 $1,229
Using A Cellphone While Driving +$231 $1,241
Running A Red Light +$235 $1,245
Speeding +$247 $1,257
Driving A Vehicle Without The Required Permission +$314 $1,324
Driving With An Expired/Suspended License +$681 $1,691

Greeley, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $970
Active Disabling Device $970
Tracking Device $949
Passive Disabling Device $939

Latest Auto Insurance Reviews in Greeley, CO | Back to Top

Usaa
My deductible is $500 and I pay a fair amount for my coverage. I, of couse, would prefer it would be cheaper however where I live, insurance is expensive.
Usaa
I recommend this insurance company. They offer great protection at a great price. They are better than other insurance companies.
Farmer's Insurance
for my budget it is good for me so i recommend this for middle class people who need low budget insurance
Progressive
I believe they are very good. When I first bought my new Jeep Compass, other insurance company wanted me to pay over --3-5 thousand. I pay under one hundred dollars a month for Progressive!
La Insurance
LA Insurance company has very good customer service because they are very friendly and they don't keep you waiting for a long time.
La Insurance
LA Insurance company has very good customer service because they are very friendly and they don't keep you waiting for a long time.
Usaa
As far as the actual coverage, my understanding is that here in the State of Florida, USAA is quite high. I agree with that statement because I have talked to some of my neighbors who have very expensive vehicles compared to mine & then pay less
Usaa
Every time I've had to contact customer support, I was promptly helped and assisted. I've had no issues.
Metlife
In comparison with other companies MetLife offers better premiums since it gives more priorities to the client and a lot of benefits, besides that it gives more responsibility to the client.
Usaa
My premium with USAA is a discounted rate. I have checked other auto insurance company premium rates and I cant seem to find anything with a lower rate. With the amount of accidents I have had, USAA offers me the best deal for my car insurance premium.
Progressive
They offer good discounts if you bundle insurance (home, car, etc.). They also offer a nice discount when you pay six months in full. Their customer service is fast and helpful. Their website is easy to navigate. They offer discount levels for long-term customers.
National General
My premiums were below average a few months ago, however now their slightly above average.
Esurance
It is inexpensive so it might not payout claims like I expect, it may be hard to get a hold of someone when I can't do something online through the site.
Geico
I like how easy it is to get a hold of a representative when I need one. Their billing is also very easy to understand, and the workers are always positive and friendly on the phone.