Green Prairie Auto Insurance Rates, Quotes, Agents & Reviews in MN

Green Prairie, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Green Prairie, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Green Prairie, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Green Prairie, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Green Prairie, MN with that of other cities in and around Green Prairie.

Green Prairie Pike Creek Ripley Little Falls Belle Prairie Darling
Average Insurance Rates $1,300 $1,292 $1,304 $1,258 $1,304 $1,281

Green Prairie, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Green Prairie, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Green Prairie $1,094 $924
Darling $1,071 $905
Belle Prairie $1,148 $970
Morrison County $2,013 $1,700
Little Falls $1,997 $1,687
Ripley $1,845 $1,558
Pike Creek $1,107 $935
Randall $1,759 $1,486

Green Prairie, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Green Prairie, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,218
20 Years $1,670
30 Years $1,287
40 Years $1,238
50 Years $1,146
60 Years $1,162
70 Years $1,353

Green Prairie, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Green Prairie, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,288 $312
3 Vehicles $3,432 $468
4 Vehicles $4,576 $624

Savings on 2 Vehicles bundle:$312

Savings on 3 Vehicles bundle:$468

Savings on 4 Vehicles bundle:$624


Green Prairie, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Green Prairie, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Green Prairie $1,300 $2,374
Darling $1,281 $2,339
Belle Prairie $1,304 $2,381
Morrison County $1,283 $2,342
Little Falls $1,258 $2,297
Ripley $1,304 $2,381
Pike Creek $1,292 $2,359
Randall $2,104 $3,841

Green Prairie, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,115
Excellent (740-799) $1,273
Good (670-739) $1,355
Average (580-669) $1,767
Poor (300-579) $2,120

Green Prairie, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insurance Brokers Of Mn Allstate 43 E Broadway Ste 101, Little Falls, 56345 (320) 632-1881
Lori Kush State Farm 15594 Highway 27 Ste 1, Little Falls, 56345-6625 320-632-1926
Mahowald Insurance Agency Liberty Mutual Independent 916 W SAINT GERMAIN ST STE 100, ST CLOUD, 56301 999-999-9999
Mahowald Insurance Agency Liberty Mutual Independent 916 W SAINT GERMAIN ST STE 100, ST CLOUD, 56301 999-999-9999
Oakwood Insurance Agency Inc Liberty Mutual Independent 2700 1ST ST N STE 105, SAINT CLOUD, 56303 (320) 252-1758
St Martin Insurance Agency Travelers 136 MAINE ST, ST MARTIN, 56376 320-548-3556
Omann Insurance Agcy-Sj Travelers 1091 2ND ST S STE 500, SARTELL, 56377 320-253-6822
Mahowald Insurance Agency Llc Travelers 916 W SAINT GERMAIN ST STE 100, ST CLOUD, 56302 320-251-3751
Becker Insurance Agency None P O Box 218 , Becker, 55308 None

Green Prairie, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,357
Driver's Failure In Showing Documents +$126 $1,426
Driving With An Expired Registration +$134 $1,434
Driving At A Considerably Slow Pace +$282 $1,582
Using A Cellphone While Driving +$298 $1,598
Running A Red Light +$303 $1,603
Speeding +$319 $1,619
Driving A Vehicle Without The Required Permission +$404 $1,704
Driving With An Expired/Suspended License +$876 $2,176

Green Prairie, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,248
Active Disabling Device $1,248
Tracking Device $1,222
Passive Disabling Device $1,209