Green Valley Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Green Valley, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Green Valley, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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How Can I Lower My Car Insurance in Green Valley, AZ?

The average cost of car insurance in Green Valley, AZ, is $1,324. This cost is lower than nearby locations like Tubac, Amado, Sahuarita, and Arivaca Junction but higher than in locations like Summit. Car owners in Green Valley, AZ, can lower the cost of car insurance by considering factors like deductibles, age of the driver, DUI, and credit scores. Below is Zimlon’s analysis of factors that can help car owners in Green Valley, AZ, to lower costs of car insurance. 

Deductibles: 

Paying a higher deductible will help car owners to make car insurance less expensive in Green Valley, AZ. However, these deductibles can vary depending upon the make and model of the car. A low deductible ($500) usually increases auto insurance value, whereas a high deductible ($1,000) lowers it. Zimlon’s research found that in Green Valley, AZ, the yearly premium on a deductible of $500 is $1,976, and it decreases to $1,669 when the deductible is $1,000.

Age of the Driver: 

According to Zimlon’s research, teenagers in Green Valley, AZ, have to pay much higher car insurance rates compared to middle-age or elder drivers. This is mainly because insurance companies consider teenagers as less responsible drivers. The average cost of car insurance for a teenager in Green Valley, AZ, is $4,296, whereas, for a 20-years-old driver, car insurance cost is $1,701. For drivers between the age of 40 to 60 years, the cost of car insurance in Green Valley, AZ, is less than $1300. Teenagers and young drivers in Green Valley, AZ, can lower the cost of car insurance by opting for various discounts given to students or by completing specific safety driving courses. 

Driving Under Influence (DUI): 

Driving Under Influence (DUI) can increase the cost of car insurance drastically in Green Valley, AZ. Zimlon’s research found that the average car insurance cost of $1,324  in Green Valley, AZ, increases to $2,625 post-DUI. Car owners in Green Valley, AZ, can lower the cost of car insurance by avoiding driving under influence. 

Driving Violations: 

Driving violations is another crucial factor that affects the cost of car insurance in  Green Valley, AZ. Violations such as driving with an expired license or speeding can have a severe influence on auto insurance costs because it increases the amount of risk being covered by insurers. Below is a list by Zimlon highlighting different violations and their cost burden.

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Anti-Theft Features: 

Equipping vehicles with anti-theft features like an audible alarm or tracking device can help to lower the cost of car insurance in Green Valley, AZ. Cars equipped with safety devices are less prone to thefts, therefore, auto insurance companies provide a considerable amount of discounts to vigilant car owners. However, these discounts on auto insurance depend on the type and number of safety devices installed in the vehicle.

Zimlon’s research found that car owners in Green Valley, AZ, can lower car insurance costs to $1,271 by installing anti-theft features like Audible Alarm and Active Disabling Device. The car insurance cost for installing other anti-theft features like Tracking Device and Passive Disabling Device is $1,245 and $1,231 respectively in Green Valley, AZ.

Factors that can influence the cost of car insurance in Green Valley, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Green Valley, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Green Valley, AZ with that of other cities in and around Green Valley.

Green Valley Tubac Amado Sahuarita Summit Arivaca Junction
Average Insurance Rates $1,324 $1,416 $1,764 $1,340 $1,256 $1,642

Green Valley, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Green Valley, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Green Valley $1,976 $1,669
Elephant Head $1,331 $1,124
Arivaca Junction $1,233 $1,041
Sahuarita $2,243 $1,895
Amado $1,817 $1,535
Tubac $1,877 $1,585
Corona de Tucson $1,593 $1,346
Summit $1,889 $1,596

Green Valley, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Green Valley, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,296
20 Years $1,701
30 Years $1,310
40 Years $1,261
50 Years $1,167
60 Years $1,184
70 Years $1,378

Green Valley, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Green Valley, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,251 $397
3 Vehicles $3,376 $596
4 Vehicles $4,502 $794

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$596

Savings on 4 Vehicles bundle:$794


Green Valley, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Green Valley, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Green Valley $1,324 $2,625
Elephant Head $1,331 $2,638
Arivaca Junction $1,642 $3,255
Sahuarita $1,340 $2,656
Amado $1,764 $3,497
Tubac $1,416 $2,807
Corona de Tucson $1,358 $2,692
Summit $1,256 $2,490

Green Valley, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,136
Excellent (740-799) $1,297
Good (670-739) $1,380
Average (580-669) $1,800
Poor (300-579) $2,160

Green Valley, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Delta Insurance Agency, Ltd. None Po Box 1718 , Green Valley, 85622 None
Donald Ehrlich Farmers 267 W DUVAL RD STE 109, Green Valley, 85614 (520) 625-8900
Armando Rubio Allstate 1840 E Irvington Rd, Tucson, 85714 (520) 326-1552
Charlie Riesgo State Farm 131 S Camino Seco, Tucson, 85710-4409 520-885-7717
Edmund Marquez Agency (La Cholla) Allstate 7250 N La Cholla Blvd Ste 178, Tucson, 85741 (520) 297-1296
Insurance Center Of Green Valley Travelers 514 E WHITEHOUSE CANYON RD STE 170, GREEN VALLEY, 85614 520-648-1150
Alameda Insurance Group Travelers 120 WEST RIVER ROAD SUITE A, TUCSON, 85704 520-297-9292
Mark Teece Lutcf Liberty Mutual 333 North Wilmot Rd. Suite 100, Tucson, 85711 1-520-745-1661
Frontier Insurance Concepts Llc Travelers 7470 N LA CHOLLA BLVD, TUCSON, 85741 520-818-2300
Brian Mcquiston Lutcf Farmers 4775 E Camp Lowell Dr, Tucson, 85712 (520) 886-5486

Green Valley, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,382
Driver's Failure In Showing Documents +$128 $1,452
Driving With An Expired Registration +$136 $1,460
Driving At A Considerably Slow Pace +$287 $1,611
Using A Cellphone While Driving +$303 $1,627
Running A Red Light +$308 $1,632
Speeding +$324 $1,648
Driving A Vehicle Without The Required Permission +$412 $1,736
Driving With An Expired/Suspended License +$892 $2,216

Green Valley, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,271
Active Disabling Device $1,271
Tracking Device $1,245
Passive Disabling Device $1,231

Latest Auto Insurance Reviews in Green Valley, AZ | Back to Top

Pekin Insurance
There premiums and deductibles are reasonable and are the same if not a little better then the other companies in my area for the same coverage.
Pekin Insurance
There premiums and deductibles are reasonable and are the same if not a little better then the other companies in my area for the same coverage.
Geico
All the interactions I have had with the company have been online. So far, I have not had any difficulties accessing the information I needed in a timely manner. Sometimes the legalistic language is a little much.
State Farm
They respond quickly to my emails and always answer when I call them. They genuinely seem like they want to help me.