Greenfield Auto Insurance Rates, Quotes, Agents & Reviews in TN

Greenfield, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greenfield, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greenfield, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Greenfield, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greenfield, TN with that of other cities in and around Greenfield.

Greenfield Sharon Bradford Weakley County Rutherford Gleason
Average Insurance Rates $1,372 $1,370 $1,374 $1,400 $1,375 $1,376

Greenfield, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greenfield, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greenfield $1,597 $1,349
Sharon $1,594 $1,347
Bradford $2,394 $2,022
Dresden $1,611 $1,361
Rutherford $1,529 $1,291
Weakley County $1,126 $951
Gleason $1,066 $900
Kenton $1,215 $1,027

Greenfield, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greenfield, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,452
20 Years $1,763
30 Years $1,358
40 Years $1,306
50 Years $1,210
60 Years $1,227
70 Years $1,428

Greenfield, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greenfield, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,332 $412
3 Vehicles $3,499 $617
4 Vehicles $4,665 $823

Savings on 2 Vehicles bundle:$412

Savings on 3 Vehicles bundle:$617

Savings on 4 Vehicles bundle:$823

Greenfield, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greenfield, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Greenfield $1,372 $2,458
Sharon $1,370 $2,454
Bradford $1,374 $2,461
Dresden $1,385 $2,481
Rutherford $1,375 $2,463
Weakley County $1,400 $2,508
Gleason $1,376 $2,465
Kenton $1,373 $2,460

Greenfield, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,177
Excellent (740-799) $1,344
Good (670-739) $1,430
Average (580-669) $1,865
Poor (300-579) $2,238

Greenfield, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Harris Insurance None 2300 N Meridian St, Greenfield, 38230 None
Diana Longman State Farm 151 Heritage Dr, Dresden, 38225-4374 731-364-2511
Carroll Insurance Agency Liberty Mutual Independent 49 BROADWAY ST, MC KENZIE, 38201 (731) 352-5307
Phelan-Estes Insurance Agency Inc Liberty Mutual Independent 118 E EATON ST, TRENTON, 38382 (731) 855-2813
Amy Greer State Farm 308 S College St, Trenton, 38382-2115 731-855-0433
Fsb Insurance Liberty Mutual Independent 23 FEDERAL DR, JACKSON, 38305 (731) 668-9312
Westan Insurance Group, Inc. Dba Dresden Insurance Agency None 123 N Poplar , Dresden, 38225 None
Moore Insurance Erie 15 N Lafayette Avenue, Brownsville, 38012 None

Greenfield, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,432
Driver's Failure In Showing Documents +$133 $1,505
Driving With An Expired Registration +$141 $1,513
Driving At A Considerably Slow Pace +$298 $1,670
Using A Cellphone While Driving +$314 $1,686
Running A Red Light +$320 $1,692
Speeding +$336 $1,708
Driving A Vehicle Without The Required Permission +$427 $1,799
Driving With An Expired/Suspended License +$925 $2,297

Greenfield, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,317
Active Disabling Device $1,317
Tracking Device $1,290
Passive Disabling Device $1,276