Greensboro Auto Insurance Rates, Quotes, Agents & Reviews in MD

Greensboro, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greensboro, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greensboro, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Greensboro, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greensboro, MD with that of other cities in and around Greensboro.

Greensboro Hillsboro Denton Henderson West Denton Goldsboro
Average Insurance Rates $1,316 $1,334 $1,334 $1,319 $1,827 $1,303

Greensboro, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greensboro, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greensboro $1,717 $1,450
Goldsboro $1,759 $1,486
Ridgely $1,443 $1,219
West Denton $1,882 $1,589
Denton $1,142 $965
Henderson $1,315 $1,111
Caroline County $1,849 $1,562
Hillsboro $1,399 $1,181

Greensboro, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greensboro, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,270
20 Years $1,691
30 Years $1,302
40 Years $1,253
50 Years $1,160
60 Years $1,177
70 Years $1,370

Greensboro, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greensboro, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,237 $395
3 Vehicles $3,356 $592
4 Vehicles $4,474 $790

Savings on 2 Vehicles bundle:$395

Savings on 3 Vehicles bundle:$592

Savings on 4 Vehicles bundle:$790

Greensboro, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greensboro, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Greensboro $1,316 $2,098
Goldsboro $1,303 $2,077
Ridgely $1,324 $2,111
West Denton $1,827 $2,913
Denton $1,334 $2,127
Henderson $1,319 $2,103
Caroline County $1,343 $2,141
Hillsboro $1,334 $2,127

Greensboro, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,129
Excellent (740-799) $1,289
Good (670-739) $1,371
Average (580-669) $1,789
Poor (300-579) $2,147

Greensboro, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Richard Phillips State Farm 9707 Ocean Gtwy, Easton, 21601-6005 410-822-9560
Joseph W Mccartin Insurance Inc. Erie 105 N Liberty Street Suite 4, Centreville, 21617 None
Stephanie Jameson State Farm 3 Center Pl, Baltimore, 21222-4343 410-288-1300
Lynn Vannatta State Farm 1055 Taylor Ave Ste 112, Baltimore, 21286-8332 410-821-0055
Thomas Sperli Allstate 8039 Ritchie Hwy Ste B, Pasadena, 21122 (410) 761-8873
Hollingsworth-Riddleberger Nationwide 502 S 5th St, Denton, 21629 (410) 479-9002
Shawn Goding Allstate 1794 Merritt Blvd, Dundalk, 21222 (410) 285-0000
Ritchey Insurance Associates Erie 6600 Belair Road Suite 2c, Baltimore, 21206 None
All Insurance Resource Inc Travelers 8717 Belair Rd., Nottingham, 21236 None

Greensboro, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,374
Driver's Failure In Showing Documents +$128 $1,444
Driving With An Expired Registration +$136 $1,452
Driving At A Considerably Slow Pace +$286 $1,602
Using A Cellphone While Driving +$301 $1,617
Running A Red Light +$307 $1,623
Speeding +$322 $1,638
Driving A Vehicle Without The Required Permission +$409 $1,725
Driving With An Expired/Suspended License +$887 $2,203

Greensboro, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,263
Active Disabling Device $1,263
Tracking Device $1,237
Passive Disabling Device $1,224