Greensboro, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Greensboro, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Greensboro, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Greensboro, NC Auto Insurance Rates
- Greensboro, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Greensboro, NC
- Multi Vehicle Insurance Savings in Greensboro, NC
- How Credit Score Affects Car Insurance Rates in Greensboro, NC
- How DUI Affects Auto Insurance Premiums in Greensboro, NC
- Top Auto Insurance Agents Near Greensboro, NC
- How Driving Violations Affect Auto Insurance Rates in Greensboro, NC
- Greensboro, NC Auto Insurance Discounts on Anti Theft Feature
- Greensboro, NC Auto Insurance Company Reviews
Greensboro, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Greensboro, NC with that of other cities in and around Greensboro.
| Greensboro | Gilmer | Summerfield | Morehead | Center Grove | Guilford County | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $987 | $1,016 | $1,109 | $999 | $1,427 | $992 |
Greensboro, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Greensboro, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Greensboro | $1,557 | $1,315 |
| Morehead | $1,525 | $1,288 |
| Guilford County | $1,379 | $1,165 |
| Gilmer | $1,117 | $943 |
| Friendship | $948 | $800 |
| Center Grove | $1,766 | $1,492 |
| Summerfield | $1,769 | $1,494 |
| Jefferson | $1,676 | $1,415 |
Greensboro, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Greensboro, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,203 |
| 20 Years | $1,268 |
| 30 Years | $977 |
| 40 Years | $940 |
| 50 Years | $870 |
| 60 Years | $882 |
| 70 Years | $1,027 |
Greensboro, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Greensboro, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,698 | $276 |
| 3 Vehicles | $2,546 | $415 |
| 4 Vehicles | $3,395 | $553 |
Savings on 2 Vehicles bundle:$276
Savings on 3 Vehicles bundle:$415
Savings on 4 Vehicles bundle:$553
Greensboro, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greensboro, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Greensboro | $987 | $4,048 |
| Morehead | $999 | $4,097 |
| Guilford County | $992 | $4,069 |
| Gilmer | $1,016 | $4,167 |
| Friendship | $998 | $4,093 |
| Center Grove | $1,427 | $5,853 |
| Summerfield | $1,109 | $4,548 |
| Jefferson | $979 | $4,015 |
Greensboro, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $847 |
| Excellent (740-799) | $967 |
| Good (670-739) | $1,028 |
| Average (580-669) | $1,342 |
| Poor (300-579) | $1,610 |
Greensboro, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Sonya Hamilton | State Farm | 4917 Piedmont Pkwy Ste 106, Jamestown, 27282-7536 | 336-292-5493 |
| Gail Moseley Agency Inc. | Nationwide | 2502 Lawndale Dr, Greensboro, 27408-7222 | (336) 282-3655 |
| Terry Williams | Allstate | 2109 New Garden Rd, Greensboro, 27410 | (336) 403-0736 |
| Brad Williams | Allstate | 4125 Walker Ave Ste C, Greensboro, 27407 | (336) 852-2627 |
| Judy T. Slade | Allstate | 1320 Lees Chapel Rd Ste G, Greensboro, 27455 | (336) 375-5920 |
| Scott Insurance | None | 628 Green Valley Rd Ste 306, Greensboro, 27408 | None |
| Anwar Rasheed | Liberty Mutual | 101 Centreport Drive Suite 310, Greensboro, 27409 | 1-336-668-2389 |
| B.G. Parker Ins. Agency Inc. | Nationwide | 1400 Battleground Ave Suite 116A, Greensboro, 27408 | (336) 379-1717 |
| Matt Rio | State Farm | 3711 Elmsley St Ste 106, Greensboro, 27406-7039 | 336-482-2200 |
| James A Scott & Son Inc | Travelers | 628 GREEN VALLEY RD STE 306, GREENSBORO, 27408 | 336-273-6599 |
Greensboro, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$43 | $1,030 |
| Driver's Failure In Showing Documents | +$96 | $1,083 |
| Driving With An Expired Registration | +$102 | $1,089 |
| Driving At A Considerably Slow Pace | +$214 | $1,201 |
| Using A Cellphone While Driving | +$226 | $1,213 |
| Running A Red Light | +$230 | $1,217 |
| Speeding | +$242 | $1,229 |
| Driving A Vehicle Without The Required Permission | +$307 | $1,294 |
| Driving With An Expired/Suspended License | +$665 | $1,652 |
Greensboro, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $948 |
| Active Disabling Device | $948 |
| Tracking Device | $928 |
| Passive Disabling Device | $918 |
Latest Auto Insurance Reviews in Greensboro, NC | Back to Top
State FarmYes, even know it is more than most other insurance policy for full coverage the fact you have a local contact can make a huge difference. There nothing like reaching out to the same person each.
State FarmI have my home and car bundled, they're easy to work with.
AllstateThey are not the cheapest and they raise rates every year. I bundle the policies together to save money but will probably switch soon to get my rates reset.
AllstateI would recommend this company because I like the service being local in my neighborhood and very friendly and available when I need help with my car.
ProgressiveThey were okay. They were helpful. They explained my concern and how I could achieve what I wished. However, I had to call them instead of them reaching out to me. Luckily, I was available.
AaaThe AAA auto insurance is good so far. We had it for over 5 years and very satisfying with the customer service.
ProgressiveMy home insurance offerings are comparable with the competition. I use Progressive because I can bundle it with automobile insurance.
ProgressiveMy home insurance offerings are comparable with the competition. I use Progressive because I can bundle it with automobile insurance.
Liberty Mutualmy premium is fair comparing with other policy providers but I still believe that I am paying too much premium.
Safeco Insurancecustomer support is the only thing bad about my insurance company, they are rude and always act like I am bothering them when I have a question they are accessible but not very helpful or friendly
American National Property And Casualty CompanyI can say that there is absolutely nothing I dislike about my auto insurance company so far. Everything has been smooth and easy breezy.
State FarmOfferings are pretty much the same as most other companies.
ProgressiveI have ALWAYS been able to get a real live person on the phone. Every time, from quote, to signing up, to changing payment date, to AT THE DMV WHEN THE LADY BEHIND THE COUNTER TELLS ME THAT SHE CAN'T ACCEPT MY INSURANCE TO REGISTER MY CAR IN NYS UNLESS MY INSURANCE SPECIFICALLY LISTS THE NUMBER OF A NYS DRIVER'S LICENSE THAT SHE HASN'T ACTUALLY ISSUED ME YET. No complaints whatsoever.
ProgressiveWhen I have shopped around it seems like we really are getting the best rate by buying the insurance from Progressive directly.