Greensboro Auto Insurance Rates, Quotes, Agents & Reviews in NC

Greensboro, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greensboro, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greensboro, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Greensboro, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greensboro, NC with that of other cities in and around Greensboro.

Greensboro Gilmer Summerfield Morehead Center Grove Guilford County
Average Insurance Rates $987 $1,016 $1,109 $999 $1,427 $992

Greensboro, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greensboro, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greensboro $1,557 $1,315
Morehead $1,525 $1,288
Guilford County $1,379 $1,165
Gilmer $1,117 $943
Friendship $948 $800
Center Grove $1,766 $1,492
Summerfield $1,769 $1,494
Jefferson $1,676 $1,415

Greensboro, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greensboro, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,203
20 Years $1,268
30 Years $977
40 Years $940
50 Years $870
60 Years $882
70 Years $1,027

Greensboro, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greensboro, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,698 $276
3 Vehicles $2,546 $415
4 Vehicles $3,395 $553

Savings on 2 Vehicles bundle:$276

Savings on 3 Vehicles bundle:$415

Savings on 4 Vehicles bundle:$553

Greensboro, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greensboro, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Greensboro $987 $4,048
Morehead $999 $4,097
Guilford County $992 $4,069
Gilmer $1,016 $4,167
Friendship $998 $4,093
Center Grove $1,427 $5,853
Summerfield $1,109 $4,548
Jefferson $979 $4,015

Greensboro, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $847
Excellent (740-799) $967
Good (670-739) $1,028
Average (580-669) $1,342
Poor (300-579) $1,610

Greensboro, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sonya Hamilton State Farm 4917 Piedmont Pkwy Ste 106, Jamestown, 27282-7536 336-292-5493
Gail Moseley Agency Inc. Nationwide 2502 Lawndale Dr, Greensboro, 27408-7222 (336) 282-3655
Terry Williams Allstate 2109 New Garden Rd, Greensboro, 27410 (336) 403-0736
Brad Williams Allstate 4125 Walker Ave Ste C, Greensboro, 27407 (336) 852-2627
Judy T. Slade Allstate 1320 Lees Chapel Rd Ste G, Greensboro, 27455 (336) 375-5920
Scott Insurance None 628 Green Valley Rd Ste 306, Greensboro, 27408 None
Anwar Rasheed Liberty Mutual 101 Centreport Drive Suite 310, Greensboro, 27409 1-336-668-2389
B.G. Parker Ins. Agency Inc. Nationwide 1400 Battleground Ave Suite 116A, Greensboro, 27408 (336) 379-1717
Matt Rio State Farm 3711 Elmsley St Ste 106, Greensboro, 27406-7039 336-482-2200
James A Scott & Son Inc Travelers 628 GREEN VALLEY RD STE 306, GREENSBORO, 27408 336-273-6599

Greensboro, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,030
Driver's Failure In Showing Documents +$96 $1,083
Driving With An Expired Registration +$102 $1,089
Driving At A Considerably Slow Pace +$214 $1,201
Using A Cellphone While Driving +$226 $1,213
Running A Red Light +$230 $1,217
Speeding +$242 $1,229
Driving A Vehicle Without The Required Permission +$307 $1,294
Driving With An Expired/Suspended License +$665 $1,652

Greensboro, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $948
Active Disabling Device $948
Tracking Device $928
Passive Disabling Device $918

Latest Auto Insurance Reviews in Greensboro, NC | Back to Top

State Farm
Yes, even know it is more than most other insurance policy for full coverage the fact you have a local contact can make a huge difference. There nothing like reaching out to the same person each.
State Farm
I have my home and car bundled, they're easy to work with.
They are not the cheapest and they raise rates every year. I bundle the policies together to save money but will probably switch soon to get my rates reset.
I would recommend this company because I like the service being local in my neighborhood and very friendly and available when I need help with my car.
They were okay. They were helpful. They explained my concern and how I could achieve what I wished. However, I had to call them instead of them reaching out to me. Luckily, I was available.
The AAA auto insurance is good so far. We had it for over 5 years and very satisfying with the customer service.
My home insurance offerings are comparable with the competition. I use Progressive because I can bundle it with automobile insurance.
My home insurance offerings are comparable with the competition. I use Progressive because I can bundle it with automobile insurance.
Liberty Mutual
my premium is fair comparing with other policy providers but I still believe that I am paying too much premium.
Safeco Insurance
customer support is the only thing bad about my insurance company, they are rude and always act like I am bothering them when I have a question they are accessible but not very helpful or friendly
American National Property And Casualty Company
I can say that there is absolutely nothing I dislike about my auto insurance company so far. Everything has been smooth and easy breezy.
State Farm
Offerings are pretty much the same as most other companies.
I have ALWAYS been able to get a real live person on the phone. Every time, from quote, to signing up, to changing payment date, to AT THE DMV WHEN THE LADY BEHIND THE COUNTER TELLS ME THAT SHE CAN'T ACCEPT MY INSURANCE TO REGISTER MY CAR IN NYS UNLESS MY INSURANCE SPECIFICALLY LISTS THE NUMBER OF A NYS DRIVER'S LICENSE THAT SHE HASN'T ACTUALLY ISSUED ME YET. No complaints whatsoever.
When I have shopped around it seems like we really are getting the best rate by buying the insurance from Progressive directly.