Greenville, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Greenville, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Single men under 25 years pay the highest car insurance premiums in Greenville
A Zimlon survey of car insurance policies in Greenville, South Carolina, showed that the most expensive premiums starting at $815 are paid by single men who are under 25 years of age. The survey was conducted using information from the South Carolina Department of Insurance. On the other hand, the cheapest premium of $220 is paid by married male drivers who are under 25 years of age.
The most expensive premium for the cohort of single male drivers younger than 25 years is offered by State Farm Fire and Casualty Company. The second most expensive premium of $7,406 is paid by single female drivers under 25 years and offered by LM Insurance Corporation.
United Services Automobile Association offers the cheapest premium of $220 for married male drivers under 25 years. The next cheapest premium ($225) is also offered by United Services Automobile Association and available to married female drivers aged 25-65 years.
Single female drivers under 25 years are likely to be charged a significantly high insurance premium in Greenville, South Carolina. However, this cohort can also increase its savings by making informed choices: that is, single female drivers under 25 years report the greatest difference between the 75th and 25th percentile in premiums of $1,752 (106.31%). The second most significant difference is $1,939 (100.99%) and observed for single male drivers under 25 years.
The following graph compares premiums across cohorts in Greenville, South Carolina.
The following table compares car insurance premiums for key cohorts in Greenville, South Carolina, and the differences between the 75th and 25th percentiles of premium rates.
| Cohort | Cheapest Car Insurance Companies in Greenville, SC | Most Expensive Car Insurance Companies in Greenville, SC | Median Car Insurance Companies in Greenville, SC | 25th Percentile of Car Insurance Premiums in Greenville, SC | 75th Percentile of Car Insurance Premiums in Greenville, SC | Difference between 25th and 75th Percentiles (in dollars) | Difference between 25th and 75th Percentiles (%) |
|---|---|---|---|---|---|---|---|
| Single male drivers aged 25-65 years | United Services Automobile Association ($250) | LM Insurance Corporation ($2,798) | Bristol West Insurance Company ($871) | Nationwide Affinity Insurance Company of America ($624) | AMCO Insurance Company ($1,171) | 547 | 87.66 |
| Married males drivers aged 25-65 years | United Services Automobile Association ($220) | LM Insurance Corporation ($2,683) | Allstate Fire and Casualty Insurance Company ($817) | Metropolitan Direct Property and Casualty Insurance Co. ($580) | State Farm Fire and Casualty Co. ($1,110) | 530 | 91.38 |
| Married female drivers aged 25-65 years | United Services Automobile Association ($225) | LM Insurance Corporation ($2,687) | Nationwide Affinity Insurance Company of America ($800) | USAA General Indemnity Company ($562) | Allstate Indemnity Insurance Company ($1,171) | 531 | 94.48 |
| Single female drivers aged 25-65 years | United Services Automobile Association ($249) | Lm Insurance Corporation ($2,798) | South Carolina Farm Bureau Insurance Company ($865) | AMCO Insurance Company ($616) | Progressive Max Insurance Company ($1,162) | 546 | 88.64 |
| Single male drivers under 25 years | United Services Automobile Association ($815) | State Farm Fire and Casualty Co. ($8,442) | Auto-Owners Insurance Company ($2,732) | South Carolina Farm Bureau Insurance Company ($1,920) | Progressive Direct Insurance Company($3,859) | 1,939 | 100.99 |
| Married male drivers under 25 years | United Services Automobile Association ($475) | LM Insurance Corporation ($7,083) | Geico Indemnity Company ($1,843) | Bristol West Insurance Company ($1,308) | Progressive Direct Insurance Company ($2,580) | 1,272 | 97.25 |
| Single female drivers under 25 years | United Services Automobile Association ($715) | Lm Insurance Corporation ($7,406) | National General Insurance Co. ($2,302) | Unitrin Auto and Home Insurance Company ($1,648) | Progressive Direct Insurance Company ($3,400) | 1,752 | 106.31 |
Factors that can influence the cost of car insurance in Greenville, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Greenville, SC Auto Insurance Rates
- Greenville, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Greenville, SC
- Multi Vehicle Insurance Savings in Greenville, SC
- How Credit Score Affects Car Insurance Rates in Greenville, SC
- How DUI Affects Auto Insurance Premiums in Greenville, SC
- Top Auto Insurance Agents Near Greenville, SC
- How Driving Violations Affect Auto Insurance Rates in Greenville, SC
- Greenville, SC Auto Insurance Discounts on Anti Theft Feature
- Greenville, SC Auto Insurance Company Reviews
Greenville, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Greenville, SC with that of other cities in and around Greenville.
| Greenville | Dunean | Sans Souci | Greenville County | Wade Hampton | Judson | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $954 | $1,392 | $1,404 | $1,092 | $1,481 | $1,360 |
Greenville, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Greenville, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Greenville | $1,575 | $1,330 |
| Wade Hampton | $1,031 | $871 |
| Greenville County | $1,705 | $1,440 |
| City View | $1,674 | $1,414 |
| Judson | $1,045 | $883 |
| Dunean | $1,349 | $1,140 |
| Gantt | $2,445 | $2,065 |
| Sans Souci | $1,928 | $1,629 |
Greenville, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Greenville, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,096 |
| 20 Years | $1,226 |
| 30 Years | $944 |
| 40 Years | $908 |
| 50 Years | $841 |
| 60 Years | $853 |
| 70 Years | $993 |
Greenville, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Greenville, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,641 | $267 |
| 3 Vehicles | $2,461 | $401 |
| 4 Vehicles | $3,282 | $534 |
Savings on 2 Vehicles bundle:$267
Savings on 3 Vehicles bundle:$401
Savings on 4 Vehicles bundle:$534
Greenville, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greenville, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Greenville | $954 | $1,441 |
| Wade Hampton | $1,481 | $2,238 |
| Greenville County | $1,092 | $1,650 |
| City View | $1,383 | $2,090 |
| Judson | $1,360 | $2,055 |
| Dunean | $1,392 | $2,103 |
| Gantt | $1,407 | $2,126 |
| Sans Souci | $1,404 | $2,121 |
Greenville, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $819 |
| Excellent (740-799) | $934 |
| Good (670-739) | $994 |
| Average (580-669) | $1,297 |
| Poor (300-579) | $1,556 |
Greenville, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Dylan Schaefer | State Farm | 5000 Old Buncombe Rd Ste 47, Greenville, 29617-8208 | 864-246-2416 |
| Joe Hayden | Allstate | 26a Orchard Park Dr, Greenville, 29615 | (864) 233-9701 |
| Chris Johnstone | Allstate | 3241 Wade Hampton Blvd Ste 19, Taylors, 29687 | (864) 292-8914 |
| The Furman Co Insurance Agency Llc | Liberty Mutual Independent | 703 E NORTH ST STE A, GREENVILLE, 29601 | 864-242-5151 |
| Premier Insurance Consultants | Travelers | 3900 S HWY 14 STE 1A, GREENVILLE, 29615 | 864-213-9100 |
| Bill Hutto | Allstate | 145 Verdin Rd Ste C, Greenville, 29607 | (864) 234-3777 |
| William R. Timmons Agency Llc | None | 400 E Stone Ave, Greenville, 29601 | None |
| Greg Rogers | State Farm | 9 Maple Tree Ct Ste E, Greenville, 29615-4071 | 864-675-1150 |
| Nfp Property & Casualty Services | Liberty Mutual Independent | 80 INTERNATIONAL DR STE 425, GREENVILLE, 29615 | (864) 751-2345 |
| Allison Mcdaniel | State Farm | 637 NE Main St Ste A, Simpsonville, 29681-2024 | 864-967-7654 |
| John E Reitz Jr | Nationwide | 1601 Cedar Lane Rd 10 Centre West Plaza, Greenville, 29617-2338 | (864) 246-8202 |
Greenville, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $996 |
| Driver's Failure In Showing Documents | +$93 | $1,047 |
| Driving With An Expired Registration | +$98 | $1,052 |
| Driving At A Considerably Slow Pace | +$207 | $1,161 |
| Using A Cellphone While Driving | +$218 | $1,172 |
| Running A Red Light | +$222 | $1,176 |
| Speeding | +$234 | $1,188 |
| Driving A Vehicle Without The Required Permission | +$297 | $1,251 |
| Driving With An Expired/Suspended License | +$643 | $1,597 |
Greenville, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $916 |
| Active Disabling Device | $916 |
| Tracking Device | $897 |
| Passive Disabling Device | $887 |
Latest Auto Insurance Reviews in Greenville, SC | Back to Top
State FarmThe policies of State Farm Insurance company is more reliable and sufficient to other companies policies.
ProgressiveI would recommend Progressive because it is easy to sign up for them. They tell you what you are going to get for the cost. They have an easy to use online service.
Liberty MutualSame policy offerings as my last two car insurance providers, there are only so many options. I think I have roadside assistance, so that's good, but I also had that with Progressive and Geico.
State FarmJust like my home insurance, I have had no problems with the company's customer service department. Always so helpful.
MetlifeI would recommend this company for car insurance. When I recently bought a new car all I had to do was text so information from the dealer and the agent quickly took car of everything.
ProgressiveThe deductible for my plan is a little higher than some I have had in the past, but my monthly payments are lower so it definitely ends up working out financially better for the most part.
ProgressiveThe deductible for my plan is a little higher than some I have had in the past, but my monthly payments are lower so it definitely ends up working out financially better for the most part.
ProgressiveI am dissatisfied with progressive's premium. It is least expensive than most but after a year of service they are not as cheap as Geico.
Travelersi have talked to other people with similar policies and my courage is provided at a better rate then that have by a good margin.
ProgressiveThe premium is not the lowest and not the highest. Progressive tends to be middle of the road any time I quote auto insurance.
National GeneralThere is not a time of day or at night that you can't get in touch with Progressive to talk to them about anything you need to talk about. If you want to speak to them, they are available, and they are very helpful.
ProgressiveI've had okay interactions with customer service, etc. I'm less than thrilled with the representative agent who signed the policies, though.
Haulers InsuranceI get good coverage and at a very good price
Geiconothing so far. I haven't had to submit a claim with them so far.