Greenwich Auto Insurance Rates, Quotes, Agents & Reviews in PA

Greenwich, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greenwich, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Greenwich, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Greenwich, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greenwich, PA with that of other cities in and around Greenwich.

Greenwich Kempton Virginville Kutztown Richmond Kutztown University
Average Insurance Rates $1,499 $1,449 $1,437 $1,430 $1,440 $1,989

Greenwich, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greenwich, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greenwich $1,061 $896
Lenhartsville $936 $791
Virginville $1,249 $1,055
Kutztown $2,874 $2,427
Kutztown University $2,049 $1,730
Kempton $1,561 $1,319
Richmond $1,733 $1,464
Maxatawny $1,746 $1,475

Greenwich, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greenwich, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,864
20 Years $1,926
30 Years $1,484
40 Years $1,427
50 Years $1,322
60 Years $1,340
70 Years $1,560

Greenwich, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greenwich, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,608 $390
3 Vehicles $3,912 $585
4 Vehicles $5,217 $779

Savings on 2 Vehicles bundle:$390

Savings on 3 Vehicles bundle:$585

Savings on 4 Vehicles bundle:$779


Greenwich, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greenwich, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Greenwich $1,499 $2,360
Lenhartsville $1,425 $2,243
Virginville $1,437 $2,262
Kutztown $1,430 $2,251
Kutztown University $1,989 $3,131
Kempton $1,449 $2,281
Richmond $1,440 $2,267
Maxatawny $1,469 $2,312

Greenwich, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,286
Excellent (740-799) $1,468
Good (670-739) $1,562
Average (580-669) $2,038
Poor (300-579) $2,445

Greenwich, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Haney Associates Inc Travelers 20 N FOURTH ST, EMMAUS, 18049 610-965-0425
Strausser Insurance Agency Travelers 401 SOUTH 4TH STREET, HAMBURG, 19526 610-562-2048
Cynthia Garcia Farmers 1620 Hamilton St Ste 104, Allentown, 18102 (610) 924-7177
Gina Bennett State Farm 438 N Easton Rd, Glenside, 19038-4903 215-885-0140
Peterson Insurance Services Inc Erie 140 W Eagle Road, Havertown, 19083 None
Jeff Boyer State Farm 2 E Butler Ave, Ambler, 19002-4514 215-540-8155
In Kase Insurance Agency Erie 525 Street Road Floor 1, Southampton, 18966 None
Stephen Vahey Allstate 1164 Easton Rd, Roslyn, 19001 (215) 886-0886
Brumbach Associates Inc Travelers 40 N READING AVE, BOYERTOWN, 19512 610-367-2151
Brumbach Associates Inc Travelers 40 N READING AVE, BOYERTOWN, 19512 610-367-2151
Traci Nickens Farmers 1550 E Wadsworth Ave, Philadelphia, 19150 (215) 242-4090
Simon Zhen Cao State Farm 326 W Lancaster Ave Ste 220, Ardmore, 19003-1228 484-416-3518
Richard D Zeises Nationwide 1610 The Fairway STE 109W, Jenkintown, 19046 (215) 576-7722

Greenwich, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,565
Driver's Failure In Showing Documents +$145 $1,644
Driving With An Expired Registration +$154 $1,653
Driving At A Considerably Slow Pace +$325 $1,824
Using A Cellphone While Driving +$343 $1,842
Running A Red Light +$349 $1,848
Speeding +$367 $1,866
Driving A Vehicle Without The Required Permission +$466 $1,965
Driving With An Expired/Suspended License +$1,010 $2,509

Greenwich, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,439
Active Disabling Device $1,439
Tracking Device $1,409
Passive Disabling Device $1,394