Greenwood Auto Insurance Rates, Quotes, Agents & Reviews in AL

Greenwood, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Greenwood, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Greenwood, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Greenwood, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Greenwood, AL with that of other cities in and around Greenwood.

Greenwood Brantleyville Brighton Lipscomb Helena Hueytown
Average Insurance Rates $1,545 $1,354 $1,378 $1,373 $1,521 $1,438

Greenwood, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Greenwood, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Greenwood $1,147 $969
Bessemer $1,550 $1,309
Helena $1,567 $1,323
Brantleyville $1,850 $1,563
Hueytown $1,176 $994
Lipscomb $1,414 $1,195
Lake View $2,954 $2,495
Brighton $1,324 $1,118

Greenwood, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Greenwood, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,013
20 Years $1,985
30 Years $1,529
40 Years $1,471
50 Years $1,362
60 Years $1,381
70 Years $1,608

Greenwood, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Greenwood, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,719 $371
3 Vehicles $4,079 $556
4 Vehicles $5,438 $742

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$556

Savings on 4 Vehicles bundle:$742


Greenwood, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Greenwood, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Greenwood $1,545 $2,739
Bessemer $1,407 $2,495
Helena $1,521 $2,697
Brantleyville $1,354 $2,401
Hueytown $1,438 $2,550
Lipscomb $1,373 $2,434
Lake View $1,531 $2,714
Brighton $1,378 $2,443

Greenwood, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,326
Excellent (740-799) $1,513
Good (670-739) $1,610
Average (580-669) $2,100
Poor (300-579) $2,520

Greenwood, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chris Dorris State Farm 2717 J Hawkins Pkwy Ste 115, Hoover, 35244-4026 205-985-7799
Krista Rogers State Farm 1123 1st St N Ste C, Alabaster, 35007-8727 205-663-4466
Holt Insurance Agency Inc Travelers 1423 4TH AVE NO, BESSEMER, 35020 205-424-8368
Jerry Austin State Farm 3333 Helena Rd, Helena, 35080-3243 205-664-4404
Chad Watts Allstate 911C Creekside Ct, Helena, 35080 (205) 621-2168
Pete Russell Allstate 4761 Letson Farms Ste 109c, McCalla, 35111 (205) 477-7785
The Insurance Network Inc Liberty Mutual Independent 140 YEAGER PKWY, PELHAM, 35124 205-663-4196
Sherry Mathews Farmers 1230 Eastern Valley Rd, Bessemer, 35020 (205) 565-9033
The Insurance Store Inc Travelers 521 First St N, Alabaster, 35007 None
Corkren Ins Llc Travelers 1516 9TH AVE N STE 112, BESSEMER, 35020 205-565-0060
Mikos Kampakis Insurance Services Travelers 421 EMERY DR, BIRMINGHAM, 35244 205-822-7413
Alexander Insurance Agency Inc Travelers 2 20TH ST N STE 920, BIRMINGHAM, 35203 205-252-1104

Greenwood, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,613
Driver's Failure In Showing Documents +$150 $1,695
Driving With An Expired Registration +$159 $1,704
Driving At A Considerably Slow Pace +$335 $1,880
Using A Cellphone While Driving +$354 $1,899
Running A Red Light +$360 $1,905
Speeding +$379 $1,924
Driving A Vehicle Without The Required Permission +$480 $2,025
Driving With An Expired/Suspended License +$1,041 $2,586

Greenwood, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,483
Active Disabling Device $1,483
Tracking Device $1,452
Passive Disabling Device $1,437