Groton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Groton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Groton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Groton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Groton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Groton, VT with that of other cities in and around Groton.

Groton Orange Marshfield Newbury Ryegate Peacham
Average Insurance Rates $1,057 $1,076 $1,076 $1,071 $1,069 $1,121

Groton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Groton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Groton $1,453 $1,228
Topsham $2,868 $2,422
Marshfield $1,108 $936
Orange $1,121 $947
Plainfield $1,359 $1,148
Peacham $1,114 $941
Ryegate $1,474 $1,245
Newbury $1,791 $1,513

Groton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Groton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,430
20 Years $1,358
30 Years $1,046
40 Years $1,006
50 Years $932
60 Years $945
70 Years $1,100

Groton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Groton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,839 $275
3 Vehicles $2,759 $412
4 Vehicles $3,678 $550

Savings on 2 Vehicles bundle:$275

Savings on 3 Vehicles bundle:$412

Savings on 4 Vehicles bundle:$550


Groton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Groton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Groton $1,057 $2,184
Topsham $1,066 $2,203
Marshfield $1,076 $2,224
Orange $1,076 $2,224
Plainfield $1,096 $2,265
Peacham $1,121 $2,317
Ryegate $1,069 $2,209
Newbury $1,071 $2,213

Groton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $907
Excellent (740-799) $1,035
Good (670-739) $1,101
Average (580-669) $1,437
Poor (300-579) $1,724

Groton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Denis Ricker & Brown Allstate 2 PIONEER ST, MONTPELIER, 5602 802-229-0563
Taylor-Palmer Agency Liberty Mutual Independent 25 North Main St , Bradford, 5033 None
Ritchie Agency None 457 West Main St West , Barnet, 5821 None
Nfp - Poulos Insurance None 723 Concord Ave , St Johnsbury, 5819 None
Nfp - Poulos Insurance None 723 Concord Ave , St Johnsbury, 5819 None
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Nfp Property & Casualty Services Liberty Mutual Independent 752 GRANGER RD, BARRE, 5641 (802) 229-5727
Hickok & Boardman Inc Liberty Mutual Independent 346 SHELBURNE RD, BURLINGTON, 5401 (802) 658-3500

Groton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,104
Driver's Failure In Showing Documents +$103 $1,160
Driving With An Expired Registration +$109 $1,166
Driving At A Considerably Slow Pace +$229 $1,286
Using A Cellphone While Driving +$242 $1,299
Running A Red Light +$246 $1,303
Speeding +$259 $1,316
Driving A Vehicle Without The Required Permission +$329 $1,386
Driving With An Expired/Suspended License +$712 $1,769

Groton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,015
Active Disabling Device $1,015
Tracking Device $994
Passive Disabling Device $983