Gulfport Auto Insurance Rates, Quotes, Agents & Reviews in MS

Gulfport, MS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gulfport, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gulfport, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gulfport, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gulfport, MS with that of other cities in and around Gulfport.

Gulfport DeLisle Harrison County Lyman D'Iberville Pass Christian
Average Insurance Rates $1,306 $1,816 $1,634 $1,671 $1,598 $1,673

Gulfport, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gulfport, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gulfport $1,654 $1,397
Harrison County $1,211 $1,023
Long Beach $2,318 $1,958
Lyman $1,709 $1,443
Biloxi $1,470 $1,241
D'Iberville $1,254 $1,059
Pass Christian $1,735 $1,465
DeLisle $1,654 $1,397

Gulfport, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gulfport, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,238
20 Years $1,678
30 Years $1,293
40 Years $1,244
50 Years $1,152
60 Years $1,168
70 Years $1,359

Gulfport, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gulfport, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,246 $366
3 Vehicles $3,369 $549
4 Vehicles $4,493 $731

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$731


Gulfport, MS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gulfport, MS.

Location Average Insurance Cost Post DUI Insurance Rate
Gulfport $1,306 $2,166
Harrison County $1,634 $2,710
Long Beach $1,633 $2,708
Lyman $1,671 $2,771
Biloxi $1,303 $2,161
D'Iberville $1,598 $2,650
Pass Christian $1,673 $2,775
DeLisle $1,816 $3,012

Gulfport, MS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,121
Excellent (740-799) $1,279
Good (670-739) $1,361
Average (580-669) $1,775
Poor (300-579) $2,130

Gulfport, MS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mattina Insurance Agency Inc Travelers 11010 HWY 49 STE 1, GULFPORT, 39503 228-832-1100
Mike Heflin Nationwide 510 Pass Rd, Gulfport, 39507 (228) 896-2222
Silver Bridge Insurance Brokerage None 1323 28Th Ave. Ste. B, Gulfport, 39501 None
Elvis Gates Jr State Farm 218 E Railroad St, Long Beach, 39560-4627 228-864-6323
David Brice Denison Nationwide 2789 Pass Rd, Biloxi, 39531 (228) 388-4401
David Stanovich State Farm 1689 Pass Rd, Biloxi, 39531-4359 228-374-7400
Stewart Sneed Hewes Travelers 2909 13TH ST 4TH FL, GULFPORT, 39501 228-863-5362

Gulfport, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,363
Driver's Failure In Showing Documents +$127 $1,433
Driving With An Expired Registration +$135 $1,441
Driving At A Considerably Slow Pace +$283 $1,589
Using A Cellphone While Driving +$299 $1,605
Running A Red Light +$304 $1,610
Speeding +$320 $1,626
Driving A Vehicle Without The Required Permission +$406 $1,712
Driving With An Expired/Suspended License +$880 $2,186

Gulfport, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,254
Active Disabling Device $1,254
Tracking Device $1,228
Passive Disabling Device $1,215

Latest Auto Insurance Reviews in Gulfport, MS | Back to Top

State Farm
A good reputation, and when I have needed them, they were there. My son got in an accident a few years ago, and they handled the claim quickly and effiiently.
Progressive
I would recommend my company because overall I have had a very positive experience-I love that I can save on my vehicle insurance by also having my renters insurance through the same company.
Metlife
The policy offering is pretty standard full coverage. However, Metlife offered a lower rate when combined with homeowners insurance.
Allstate
Services are all the same but All State for some reason feels the need to charge more for basic car needs, repairs, and temp car rentals
Progressive
I like that I am able to contact Progressive in a few different ways. Using their app, talking to a representative through their website, or calling Progressive directly. Their wait times when I have to call them are very good as well, I usually don't have to wait more than 5 minutes.
Amica Mutual Insurance
My company offers collision and comprehensive coverage. There is rental car coverage for 30 days. They also offer online claim filing.