Gulfport, MS Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Gulfport, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Gulfport, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Gulfport, MS Auto Insurance Rates
- Gulfport, MS Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Gulfport, MS
- Multi Vehicle Insurance Savings in Gulfport, MS
- How Credit Score Affects Car Insurance Rates in Gulfport, MS
- How DUI Affects Auto Insurance Premiums in Gulfport, MS
- Top Auto Insurance Agents Near Gulfport, MS
- How Driving Violations Affect Auto Insurance Rates in Gulfport, MS
- Gulfport, MS Auto Insurance Discounts on Anti Theft Feature
- Gulfport, MS Auto Insurance Company Reviews
Gulfport, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Gulfport, MS with that of other cities in and around Gulfport.
| Gulfport | DeLisle | Harrison County | Lyman | D'Iberville | Pass Christian | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,306 | $1,816 | $1,634 | $1,671 | $1,598 | $1,673 |
Gulfport, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Gulfport, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Gulfport | $1,654 | $1,397 |
| Harrison County | $1,211 | $1,023 |
| Long Beach | $2,318 | $1,958 |
| Lyman | $1,709 | $1,443 |
| Biloxi | $1,470 | $1,241 |
| D'Iberville | $1,254 | $1,059 |
| Pass Christian | $1,735 | $1,465 |
| DeLisle | $1,654 | $1,397 |
Gulfport, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Gulfport, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,238 |
| 20 Years | $1,678 |
| 30 Years | $1,293 |
| 40 Years | $1,244 |
| 50 Years | $1,152 |
| 60 Years | $1,168 |
| 70 Years | $1,359 |
Gulfport, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Gulfport, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,246 | $366 |
| 3 Vehicles | $3,369 | $549 |
| 4 Vehicles | $4,493 | $731 |
Savings on 2 Vehicles bundle:$366
Savings on 3 Vehicles bundle:$549
Savings on 4 Vehicles bundle:$731
Gulfport, MS Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gulfport, MS.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Gulfport | $1,306 | $2,166 |
| Harrison County | $1,634 | $2,710 |
| Long Beach | $1,633 | $2,708 |
| Lyman | $1,671 | $2,771 |
| Biloxi | $1,303 | $2,161 |
| D'Iberville | $1,598 | $2,650 |
| Pass Christian | $1,673 | $2,775 |
| DeLisle | $1,816 | $3,012 |
Gulfport, MS Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,121 |
| Excellent (740-799) | $1,279 |
| Good (670-739) | $1,361 |
| Average (580-669) | $1,775 |
| Poor (300-579) | $2,130 |
Gulfport, MS Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mattina Insurance Agency Inc | Travelers | 11010 HWY 49 STE 1, GULFPORT, 39503 | 228-832-1100 |
| Mike Heflin | Nationwide | 510 Pass Rd, Gulfport, 39507 | (228) 896-2222 |
| Silver Bridge Insurance Brokerage | None | 1323 28Th Ave. Ste. B, Gulfport, 39501 | None |
| Elvis Gates Jr | State Farm | 218 E Railroad St, Long Beach, 39560-4627 | 228-864-6323 |
| David Brice Denison | Nationwide | 2789 Pass Rd, Biloxi, 39531 | (228) 388-4401 |
| David Stanovich | State Farm | 1689 Pass Rd, Biloxi, 39531-4359 | 228-374-7400 |
| Stewart Sneed Hewes | Travelers | 2909 13TH ST 4TH FL, GULFPORT, 39501 | 228-863-5362 |
Gulfport, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,363 |
| Driver's Failure In Showing Documents | +$127 | $1,433 |
| Driving With An Expired Registration | +$135 | $1,441 |
| Driving At A Considerably Slow Pace | +$283 | $1,589 |
| Using A Cellphone While Driving | +$299 | $1,605 |
| Running A Red Light | +$304 | $1,610 |
| Speeding | +$320 | $1,626 |
| Driving A Vehicle Without The Required Permission | +$406 | $1,712 |
| Driving With An Expired/Suspended License | +$880 | $2,186 |
Gulfport, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,254 |
| Active Disabling Device | $1,254 |
| Tracking Device | $1,228 |
| Passive Disabling Device | $1,215 |
Latest Auto Insurance Reviews in Gulfport, MS | Back to Top
State FarmA good reputation, and when I have needed them, they were there. My son got in an accident a few years ago, and they handled the claim quickly and effiiently.
ProgressiveI would recommend my company because overall I have had a very positive experience-I love that I can save on my vehicle insurance by also having my renters insurance through the same company.
MetlifeThe policy offering is pretty standard full coverage. However, Metlife offered a lower rate when combined with homeowners insurance.
AllstateServices are all the same but All State for some reason feels the need to charge more for basic car needs, repairs, and temp car rentals
ProgressiveI like that I am able to contact Progressive in a few different ways. Using their app, talking to a representative through their website, or calling Progressive directly. Their wait times when I have to call them are very good as well, I usually don't have to wait more than 5 minutes.
Amica Mutual InsuranceMy company offers collision and comprehensive coverage. There is rental car coverage for 30 days. They also offer online claim filing.