Gwinnett County Auto Insurance Rates, Quotes, Agents & Reviews in GA

Gwinnett County, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gwinnett County, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gwinnett County, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gwinnett County, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gwinnett County, GA with that of other cities in and around Gwinnett County.

Gwinnett County Snellville Dacula Grayson Lawrenceville Snellville-Grayson
Average Insurance Rates $1,675 $1,645 $1,622 $1,767 $1,655 $1,667

Gwinnett County, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gwinnett County, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gwinnett County $1,497 $1,264
Lawrenceville $1,160 $980
Grayson $1,204 $1,017
Suwanee-Duluth $1,343 $1,134
Suwanee $1,094 $924
Snellville $2,009 $1,697
Snellville-Grayson $1,452 $1,227
Dacula $1,005 $849

Gwinnett County, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gwinnett County, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,435
20 Years $2,152
30 Years $1,658
40 Years $1,595
50 Years $1,477
60 Years $1,498
70 Years $1,743

Gwinnett County, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gwinnett County, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,948 $402
3 Vehicles $4,422 $603
4 Vehicles $5,896 $804

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$603

Savings on 4 Vehicles bundle:$804


Gwinnett County, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gwinnett County, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Gwinnett County $1,675 $3,062
Lawrenceville $1,655 $3,026
Grayson $1,767 $3,230
Suwanee-Duluth $1,736 $3,174
Suwanee $1,767 $3,230
Snellville $1,645 $3,007
Snellville-Grayson $1,667 $3,047
Dacula $1,622 $2,965

Gwinnett County, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,437
Excellent (740-799) $1,640
Good (670-739) $1,745
Average (580-669) $2,277
Poor (300-579) $2,732

Gwinnett County, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$74 $1,749
Driver's Failure In Showing Documents +$162 $1,837
Driving With An Expired Registration +$173 $1,848
Driving At A Considerably Slow Pace +$363 $2,038
Using A Cellphone While Driving +$384 $2,059
Running A Red Light +$390 $2,065
Speeding +$410 $2,085
Driving A Vehicle Without The Required Permission +$521 $2,196
Driving With An Expired/Suspended License +$1,129 $2,804

Gwinnett County, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,608
Active Disabling Device $1,608
Tracking Device $1,575
Passive Disabling Device $1,558