Gypsum Auto Insurance Rates, Quotes, Agents & Reviews in KS

Gypsum, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Gypsum, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Gypsum, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Gypsum, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Gypsum, KS with that of other cities in and around Gypsum.

Gypsum Riverside Pleasant Rockford Oaklawn-Sunview McConnell AFB
Average Insurance Rates $1,559 $1,461 $1,528 $1,500 $1,393 $1,964

Gypsum, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Gypsum, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Gypsum $1,238 $1,046
McConnell AFB $2,023 $1,709
Rose Hill $2,024 $1,710
Derby $1,439 $1,215
Riverside $1,981 $1,673
Oaklawn-Sunview $2,027 $1,712
Rockford $1,433 $1,210
Pleasant $1,230 $1,039

Gypsum, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Gypsum, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,059
20 Years $2,003
30 Years $1,543
40 Years $1,484
50 Years $1,375
60 Years $1,394
70 Years $1,622

Gypsum, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Gypsum, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,650 $468
3 Vehicles $3,975 $702
4 Vehicles $5,301 $935

Savings on 2 Vehicles bundle:$468

Savings on 3 Vehicles bundle:$702

Savings on 4 Vehicles bundle:$935


Gypsum, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gypsum, KS.

Location Average Insurance Cost Post DUI Insurance Rate
Gypsum $1,559 $2,599
McConnell AFB $1,964 $3,274
Rose Hill $1,491 $2,485
Derby $1,510 $2,517
Riverside $1,461 $2,435
Oaklawn-Sunview $1,393 $2,322
Rockford $1,500 $2,500
Pleasant $1,528 $2,547

Gypsum, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,338
Excellent (740-799) $1,527
Good (670-739) $1,625
Average (580-669) $2,119
Poor (300-579) $2,543

Gypsum, KS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Joshua Franklin Farmers 5315 E 21st St N Ste 102, Wichita, 67208 (316) 201-6633
Uche Onwugbufor Allstate 608 N Andover Rd, Andover, 67002 (316) 440-4141
Asset Insurance Consultants Travelers 550 N 159TH ST E STE 108, WICHITA, 67230 316-613-2553
Tony Durano State Farm 825 W Central Ave., Andover, 67002-9608 316-733-1000
Carson Insurance Group Liberty Mutual Independent 122 W Main St, MULVANE, 67110 (316) 777-9490
David Kauffman Allstate 5825 E Central Ave, Wichita, 67208 (316) 686-3059
Jim Maddox State Farm 2020 N Webb Rd, Wichita, 67206-3409 316-733-5543
Lance Mead Farmers 112 E Main St, Mulvane, 67110 (316) 777-2949
Jose Looney State Farm 5635 E Harry St, Wichita, 67218-3801 316-686-6878
James Mcqueen Farmers 240 N Rock Rd Ste 210, Wichita, 67206 (316) 685-0682
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Fred Thurlow State Farm 551 S Woodlawn Blvd, Wichita, 67218-2852 316-686-2118

Gypsum, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,628
Driver's Failure In Showing Documents +$151 $1,710
Driving With An Expired Registration +$161 $1,720
Driving At A Considerably Slow Pace +$338 $1,897
Using A Cellphone While Driving +$357 $1,916
Running A Red Light +$363 $1,922
Speeding +$382 $1,941
Driving A Vehicle Without The Required Permission +$485 $2,044
Driving With An Expired/Suspended License +$1,051 $2,610

Gypsum, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,497
Active Disabling Device $1,497
Tracking Device $1,465
Passive Disabling Device $1,450