Hackleburg Auto Insurance Rates, Quotes, Agents & Reviews in AL

Hackleburg, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hackleburg, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hackleburg, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hackleburg, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hackleburg, AL with that of other cities in and around Hackleburg.

Hackleburg Spruce Pine Phil Campbell Marion County Vina Hamilton
Average Insurance Rates $1,406 $2,088 $1,390 $1,410 $1,397 $1,417

Hackleburg, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hackleburg, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hackleburg $1,256 $1,061
Hodges $1,506 $1,272
Marion County $2,119 $1,790
Bear Creek $1,866 $1,576
Hamilton $980 $827
Vina $1,400 $1,182
Phil Campbell $1,217 $1,028
Spruce Pine $2,151 $1,817

Hackleburg, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hackleburg, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,562
20 Years $1,807
30 Years $1,391
40 Years $1,339
50 Years $1,240
60 Years $1,257
70 Years $1,463

Hackleburg, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hackleburg, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,418 $394
3 Vehicles $3,627 $591
4 Vehicles $4,837 $787

Savings on 2 Vehicles bundle:$394

Savings on 3 Vehicles bundle:$591

Savings on 4 Vehicles bundle:$787

Hackleburg, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hackleburg, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Hackleburg $1,406 $2,493
Hodges $1,392 $2,468
Marion County $1,410 $2,500
Bear Creek $1,368 $2,425
Hamilton $1,417 $2,512
Vina $1,397 $2,477
Phil Campbell $1,390 $2,464
Spruce Pine $2,088 $3,702

Hackleburg, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,206
Excellent (740-799) $1,377
Good (670-739) $1,465
Average (580-669) $1,911
Poor (300-579) $2,293

Hackleburg, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Diana Fisher State Farm 15480 Highway 43 Suite H, Russellville, 35653-8086 256-332-0121
Haleyville Insurance Center Liberty Mutual Independent 2012 9th Ave, Haleyville, 35565 (205) 486-7575
Todd Barton State Farm 1123 20th St, Haleyville, 35565-1550 205-486-2776
Your Insurance Centers Inc Liberty Mutual Independent 400 BEXAR AVE W, HAMILTON, 35570 205-921-2141
Gary Upton State Farm 15480 Highway 43 Ste H, Russellville, 35653-8086 256-332-0121
Britt Blanton State Farm 365 Highway 72 Ste 2, Killen, 35645-2841 256-757-1169
Jason Parker State Farm 2506 Avalon Ave, Muscle Shoals, 35661-3124 256-381-3434
Tom Jones Insurance Travelers 106 NORTH MAIN ST, TUSCUMBIA, 35674 256-383-5451
Lanny Norris State Farm 201 Washington Ave NW, Russellville, 35653-2246 256-332-0540
Bill Cochran Insurance Inc Nationwide 115 E Mobile St, Florence, 35630-4760 (256) 767-4237

Hackleburg, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,468
Driver's Failure In Showing Documents +$136 $1,542
Driving With An Expired Registration +$145 $1,551
Driving At A Considerably Slow Pace +$305 $1,711
Using A Cellphone While Driving +$322 $1,728
Running A Red Light +$328 $1,734
Speeding +$344 $1,750
Driving A Vehicle Without The Required Permission +$437 $1,843
Driving With An Expired/Suspended License +$948 $2,354

Hackleburg, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,350
Active Disabling Device $1,350
Tracking Device $1,322
Passive Disabling Device $1,308