Haines Auto Insurance Rates, Quotes, Agents & Reviews in AK

Haines, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Haines, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Haines, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Haines, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Haines, AK with that of other cities in and around Haines.

Haines census Mud Bay
Average Insurance Rates $1,167 $1,953

Haines, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Haines, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Haines census $1,119 $945
Mud Bay $2,012 $1,699

Haines, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Haines, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,787
20 Years $1,499
30 Years $1,155
40 Years $1,111
50 Years $1,029
60 Years $1,043
70 Years $1,214

Haines, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Haines, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,031 $303
3 Vehicles $3,046 $455
4 Vehicles $4,061 $607

Savings on 2 Vehicles bundle:$303

Savings on 3 Vehicles bundle:$455

Savings on 4 Vehicles bundle:$607

Haines, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Haines, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Haines census $1,167 $1,822
Mud Bay $1,953 $3,049

Haines, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,001
Excellent (740-799) $1,143
Good (670-739) $1,216
Average (580-669) $1,586
Poor (300-579) $1,904

Haines, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chilkoot-Gateway Insurance Agency Allstate 251 State Street, Skagway, 99840 (907) 983-2240

Haines, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,218
Driver's Failure In Showing Documents +$113 $1,280
Driving With An Expired Registration +$120 $1,287
Driving At A Considerably Slow Pace +$253 $1,420
Using A Cellphone While Driving +$267 $1,434
Running A Red Light +$272 $1,439
Speeding +$286 $1,453
Driving A Vehicle Without The Required Permission +$363 $1,530
Driving With An Expired/Suspended License +$787 $1,954

Haines, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,120
Active Disabling Device $1,120
Tracking Device $1,097
Passive Disabling Device $1,085