Hale County Auto Insurance Rates, Quotes, Agents & Reviews in AL

Hale County, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hale County, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hale County, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hale County, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hale County, AL with that of other cities in and around Hale County.

Hale County Moundville Stewart-Akron Greensboro Northeast Greensboro South Akron
Average Insurance Rates $1,412 $1,438 $1,419 $1,435 $1,441 $1,357

Hale County, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hale County, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hale County $1,589 $1,342
Greensboro $2,373 $2,004
Greensboro Northeast $1,505 $1,271
Sawyerville $1,619 $1,368
Greensboro South $1,700 $1,436
Stewart-Akron $1,488 $1,257
Akron $1,524 $1,288
Moundville $2,068 $1,747

Hale County, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hale County, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,582
20 Years $1,814
30 Years $1,397
40 Years $1,345
50 Years $1,245
60 Years $1,262
70 Years $1,469

Hale County, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hale County, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,485 $339
3 Vehicles $3,728 $508
4 Vehicles $4,970 $678

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$678


Hale County, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hale County, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Hale County $1,412 $2,504
Greensboro $1,375 $2,438
Greensboro Northeast $1,435 $2,544
Sawyerville $1,409 $2,498
Greensboro South $1,441 $2,555
Stewart-Akron $1,419 $2,516
Akron $1,357 $2,406
Moundville $1,438 $2,550

Hale County, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,211
Excellent (740-799) $1,383
Good (670-739) $1,471
Average (580-669) $1,920
Poor (300-579) $2,303

Hale County, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Zealco Insurance Travelers 1802 LURLEEN B WALLACE BLVD, NORTHPORT, 35476 205-330-1125
Sherry Jones State Farm 2130 Paul Bryant Dr Ste A, Tuscaloosa, 35401 205-759-5555
Buddy Martin Allstate 5690 Highway 43 N Ste C, Northport, 35473 (205) 210-3434
Blackbelt Insurors Liberty Mutual Independent 1205 Washington St, Marion, 36756 (334) 683-9411
Tiffney Mcculley Allstate 5820 Old Greensboro Rd, Tuscaloosa, 35405 (205) 248-0303
Pritchett-Moore Inc Liberty Mutual Independent 1120 Queen City Ave, Tuscaloosa, 35401 None
The Ins Center Of Tuscaloosa Inc Liberty Mutual Independent 2105 JACK WARNER PKWY, TUSCALOOSA, 35401 (205) 752-0486
Dennis Crocker Insurance Incorporate Nationwide 3709 McFarland Blvd E, Tuscaloosa, 35405-2401 (205) 553-4300

Hale County, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,474
Driver's Failure In Showing Documents +$137 $1,549
Driving With An Expired Registration +$145 $1,557
Driving At A Considerably Slow Pace +$306 $1,718
Using A Cellphone While Driving +$323 $1,735
Running A Red Light +$329 $1,741
Speeding +$346 $1,758
Driving A Vehicle Without The Required Permission +$439 $1,851
Driving With An Expired/Suspended License +$952 $2,364

Hale County, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,356
Active Disabling Device $1,356
Tracking Device $1,327
Passive Disabling Device $1,313