Halls Auto Insurance Rates, Quotes, Agents & Reviews in TN

Halls, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Halls, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Halls, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Halls, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Halls, TN with that of other cities in and around Halls.

Halls Friendship Dyersburg Gates Lauderdale County Maury City
Average Insurance Rates $1,382 $1,381 $1,406 $1,367 $1,388 $1,394

Halls, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Halls, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Halls $1,539 $1,300
Gates $1,350 $1,141
Friendship $1,221 $1,031
Maury City $1,354 $1,144
Dyersburg $1,060 $895
Ripley $1,454 $1,228
Dyer County $1,932 $1,632
Lauderdale County $1,044 $882

Halls, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Halls, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,484
20 Years $1,776
30 Years $1,368
40 Years $1,316
50 Years $1,219
60 Years $1,236
70 Years $1,438

Halls, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Halls, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,349 $415
3 Vehicles $3,524 $622
4 Vehicles $4,699 $829

Savings on 2 Vehicles bundle:$415

Savings on 3 Vehicles bundle:$622

Savings on 4 Vehicles bundle:$829

Halls, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Halls, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Halls $1,382 $2,476
Gates $1,367 $2,449
Friendship $1,381 $2,474
Maury City $1,394 $2,497
Dyersburg $1,406 $2,519
Ripley $1,395 $2,499
Dyer County $1,404 $2,515
Lauderdale County $1,388 $2,487

Halls, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,186
Excellent (740-799) $1,353
Good (670-739) $1,440
Average (580-669) $1,879
Poor (300-579) $2,254

Halls, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
S.N. Anthony, Inc. - Halls None P O Box 95 , Halls, 38040 None
Jeff Herman State Farm 3205 Kirby Whitten Pkwy, Bartlett, 38134 901-388-4402
Terry Jones Farmers 7807 Church St, Millington, 38053 (901) 873-4200
S N Anthony Inc Erie 110 S CHURCH ST, HALLS, 38040 (731) 836-9641
Tonja Burgess Insurance Erie 2735 Highway 64 Suite 201, Eads, 38028 None
Don Stewart State Farm 9998 Hwy 64, Lakeland, 38002-7984 901-753-5442
Saig Mcbride & Stitt None 8370 Hwy 51 North Ste. 111, Millington, 38083 None
Jack Leonard State Farm 8110 Highway 51 North, Millington, 38053 901-873-3555

Halls, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,443
Driver's Failure In Showing Documents +$134 $1,516
Driving With An Expired Registration +$142 $1,524
Driving At A Considerably Slow Pace +$300 $1,682
Using A Cellphone While Driving +$316 $1,698
Running A Red Light +$322 $1,704
Speeding +$339 $1,721
Driving A Vehicle Without The Required Permission +$430 $1,812
Driving With An Expired/Suspended License +$931 $2,313

Halls, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,327
Active Disabling Device $1,327
Tracking Device $1,299
Passive Disabling Device $1,285