Halsey Auto Insurance Rates, Quotes, Agents & Reviews in OR

Halsey, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Halsey, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Halsey, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Halsey, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Halsey, OR with that of other cities in and around Halsey.

Halsey Brownsville Monroe Southeast Benton Harrisburg Tangent
Average Insurance Rates $1,397 $1,457 $1,396 $1,458 $1,405 $1,416

Halsey, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Halsey, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Halsey $1,449 $1,224
Harrisburg $1,720 $1,453
Shedd $1,698 $1,435
Peoria $1,126 $951
Brownsville $984 $831
Monroe $1,128 $953
Southeast Benton $1,792 $1,514
Tangent $1,592 $1,345

Halsey, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Halsey, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,533
20 Years $1,795
30 Years $1,383
40 Years $1,330
50 Years $1,232
60 Years $1,249
70 Years $1,454

Halsey, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Halsey, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,403 $391
3 Vehicles $3,604 $587
4 Vehicles $4,806 $782

Savings on 2 Vehicles bundle:$391

Savings on 3 Vehicles bundle:$587

Savings on 4 Vehicles bundle:$782

Halsey, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Halsey, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Halsey $1,397 $2,090
Harrisburg $1,405 $2,102
Shedd $1,649 $2,467
Peoria $1,624 $2,429
Brownsville $1,457 $2,180
Monroe $1,396 $2,088
Southeast Benton $1,458 $2,181
Tangent $1,416 $2,118

Halsey, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,199
Excellent (740-799) $1,368
Good (670-739) $1,456
Average (580-669) $1,899
Poor (300-579) $2,279

Halsey, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hanson Insurance Group Liberty Mutual Independent 2211 NW PROFESSIONAL DR STE 202, CORVALLIS, 97330 (541) 207-1370
Severn Thomas State Farm 2372 Main St, Philomath, 97370-9361 541-929-2534
Harrisburg Insurance Travelers 155 N 3RD ST, HARRISBURG, 97446 541-995-6397
Barker-Uerlings Insurance Inc Liberty Mutual Independent 340 N W 5TH STREET, CORVALLIS, 97330 541-757-1321
Sharon Pascone Farmers 343 1st Ave W, Albany, 97321 (541) 967-9502
Paynewest Insurance - Albany None Po Box 865, Albany, 97321 None
Dan Jones State Farm 1117 9th Ave SE, Albany, 97322-3205 541-926-8787
Kirk Martin State Farm 115 W 6th Avenue, Eugene, 97401-2606 541-654-0737

Halsey, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,458
Driver's Failure In Showing Documents +$136 $1,533
Driving With An Expired Registration +$144 $1,541
Driving At A Considerably Slow Pace +$303 $1,700
Using A Cellphone While Driving +$320 $1,717
Running A Red Light +$326 $1,723
Speeding +$342 $1,739
Driving A Vehicle Without The Required Permission +$434 $1,831
Driving With An Expired/Suspended License +$942 $2,339

Halsey, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,341
Active Disabling Device $1,341
Tracking Device $1,313
Passive Disabling Device $1,299