Hamblen County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Hamblen County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hamblen County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hamblen County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hamblen County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hamblen County, TN with that of other cities in and around Hamblen County.

Hamblen County White Pine Bean Station Mooresburg Jefferson City Morristown
Average Insurance Rates $1,436 $1,421 $1,394 $1,399 $1,419 $1,417

Hamblen County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hamblen County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hamblen County $1,386 $1,171
Morristown $1,176 $994
White Pine $1,040 $879
Bean Station $1,588 $1,342
Mooresburg $1,360 $1,148
Bulls Gap $1,266 $1,069
Baneberry $1,835 $1,550
Jefferson City $1,698 $1,435

Hamblen County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hamblen County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,660
20 Years $1,845
30 Years $1,421
40 Years $1,367
50 Years $1,266
60 Years $1,284
70 Years $1,494

Hamblen County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hamblen County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,470 $402
3 Vehicles $3,705 $603
4 Vehicles $4,940 $804

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$603

Savings on 4 Vehicles bundle:$804


Hamblen County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hamblen County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Hamblen County $1,436 $2,573
Morristown $1,417 $2,538
White Pine $1,421 $2,546
Bean Station $1,394 $2,497
Mooresburg $1,399 $2,506
Bulls Gap $1,410 $2,526
Baneberry $1,530 $2,741
Jefferson City $1,419 $2,542

Hamblen County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,232
Excellent (740-799) $1,406
Good (670-739) $1,496
Average (580-669) $1,952
Poor (300-579) $2,342

Hamblen County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeremy Gordon State Farm 7767 Rutledge Pike, Rutledge, 37861-3024 865-828-4663
Angela Huskey-Grooms State Farm 321 Cosby Hwy, Newport, 37821-2914 423-623-2421
Strate Insurance Group Inc None 1750 West Andrew Johnson Hwy, Morristown, 37814 None
Danny Mills Allstate 525 W Morris Blvd Ste E, Morristown, 37813 (423) 586-4777
Bullard Insurance Group Erie 1121 W 1st North Street, Morristown, 37814 None
Insurance Marketing Inc Travelers 430 WEST 1ST NORTH STREET, MORRISTOWN, 37816 423-581-9000
Jim Pope State Farm 700 W 1st North Street, Morristown, 37814-4546 423-581-9390
Concord Insurance Llc Travelers 9029 TALL TIMBER DR, KNOXVILLE, 37931 865-850-7287
Sam Neill Insurance Agency Erie 910 WEST MAIN, MORRISTOWN, 37814 423-587-3558
Charles Hartsell State Farm 5104 Central Ave Pike, Knoxville, 37912-3517 865-688-4651
Adam Mckenry Lutcf Farmers 8078 KINGSTON PIKE STE 117, Knoxville, 37919 (865) 691-3633

Hamblen County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,499
Driver's Failure In Showing Documents +$139 $1,575
Driving With An Expired Registration +$148 $1,584
Driving At A Considerably Slow Pace +$312 $1,748
Using A Cellphone While Driving +$329 $1,765
Running A Red Light +$335 $1,771
Speeding +$352 $1,788
Driving A Vehicle Without The Required Permission +$447 $1,883
Driving With An Expired/Suspended License +$968 $2,404

Hamblen County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,379
Active Disabling Device $1,379
Tracking Device $1,350
Passive Disabling Device $1,335