Hampton Auto Insurance Rates, Quotes, Agents & Reviews in GA

Hampton, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hampton, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hampton, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hampton, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hampton, GA with that of other cities in and around Hampton.

Hampton Lovejoy Towalaga Experiment Jonesboro Sunny Side
Average Insurance Rates $1,632 $1,578 $1,653 $1,551 $1,595 $1,593

Hampton, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hampton, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hampton $1,992 $1,683
Sunny Side $1,244 $1,051
Lovejoy $1,310 $1,107
Heron Bay $1,148 $970
Bonanza $1,679 $1,418
Experiment $1,566 $1,322
Jonesboro $1,695 $1,432
Towalaga $1,478 $1,248

Hampton, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hampton, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,296
20 Years $2,097
30 Years $1,615
40 Years $1,554
50 Years $1,439
60 Years $1,459
70 Years $1,698

Hampton, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hampton, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,774 $490
3 Vehicles $4,162 $734
4 Vehicles $5,549 $979

Savings on 2 Vehicles bundle:$490

Savings on 3 Vehicles bundle:$734

Savings on 4 Vehicles bundle:$979

Hampton, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hampton, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Hampton $1,632 $2,983
Sunny Side $1,593 $2,912
Lovejoy $1,578 $2,885
Heron Bay $1,682 $3,075
Bonanza $1,568 $2,866
Experiment $1,551 $2,835
Jonesboro $1,595 $2,916
Towalaga $1,653 $3,022

Hampton, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,400
Excellent (740-799) $1,598
Good (670-739) $1,701
Average (580-669) $2,219
Poor (300-579) $2,662

Hampton, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chris Richardson State Farm 10211 Tara Blvd, Jonesboro, 30236-6555 678-489-2776
Justin Anderson Farmers 103 Jonesboro Rd, Mcdonough, 30253 (678) 782-6090
Mcgarity Insurance Liberty Mutual Independent 60 JONESBORO ST, MCDONOUGH, 30253 770-957-2925
Modern Family Insurance Agency Inc Travelers 1001 WEATHERSTONE PARKWAY SUITE 440, WOODSTOCK, 30188 770-928-9122
Harry Hudson State Farm 10595 Old Ala Conn Rd Ste 6, Alpharetta, 30022-8276 770-587-3505
Paul Narcisse Farmers 145 N Marietta Pkwy NE Ste C, Marietta, 30060 (770) 874-9022
Johnathan Barksdale Farmers 13010 Morris Rd Bldg 1, Alpharetta, 30004 (770) 557-3354
Lincoln Ins Group Llc Travelers 830 EAGLES LANDING PKY STE 200, STOCKBRIDGE, 30281 770-692-1991
Mosley Insurance Agency Travelers 5696 PEACHTREE PKWY NW STE A, NORCROSS, 30092 678-992-2639
The Nsure Network Llc Travelers 5180 Roswell Rd 5180 Roswell Rd Atlanta, Sandy Springs, 30342 None

Hampton, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,704
Driver's Failure In Showing Documents +$158 $1,790
Driving With An Expired Registration +$168 $1,800
Driving At A Considerably Slow Pace +$354 $1,986
Using A Cellphone While Driving +$374 $2,006
Running A Red Light +$380 $2,012
Speeding +$400 $2,032
Driving A Vehicle Without The Required Permission +$508 $2,140
Driving With An Expired/Suspended License +$1,100 $2,732

Hampton, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,567
Active Disabling Device $1,567
Tracking Device $1,534
Passive Disabling Device $1,518