Hampton Auto Insurance Rates, Quotes, Agents & Reviews in MD

Hampton, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hampton, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hampton, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hampton, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hampton, MD with that of other cities in and around Hampton.

Hampton Timonium Carney Towson Mays Chapel Lutherville
Average Insurance Rates $1,454 $1,417 $1,363 $1,410 $1,423 $1,408

Hampton, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hampton, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hampton $1,051 $887
Timonium $1,919 $1,621
Lutherville $1,344 $1,135
Carney $1,379 $1,165
Parkville $2,255 $1,904
Baltimore County $1,382 $1,168
Towson $1,345 $1,136
Mays Chapel $1,658 $1,401

Hampton, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hampton, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,718
20 Years $1,868
30 Years $1,439
40 Years $1,384
50 Years $1,282
60 Years $1,300
70 Years $1,513

Hampton, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hampton, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,501 $407
3 Vehicles $3,751 $611
4 Vehicles $5,002 $814

Savings on 2 Vehicles bundle:$407

Savings on 3 Vehicles bundle:$611

Savings on 4 Vehicles bundle:$814


Hampton, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hampton, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Hampton $1,454 $2,318
Timonium $1,417 $2,259
Lutherville $1,408 $2,245
Carney $1,363 $2,173
Parkville $1,340 $2,136
Baltimore County $1,365 $2,176
Towson $1,410 $2,248
Mays Chapel $1,423 $2,269

Hampton, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,248
Excellent (740-799) $1,424
Good (670-739) $1,515
Average (580-669) $1,977
Poor (300-579) $2,372

Hampton, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stephanie Owens State Farm 8766 Philadelphia Rd, Rosedale, 21237-2333 410-866-8333
Steve Moskowitz Allstate 1323 N Calvert St, Baltimore, 21202 (410) 665-3602
Atlantic Insurance Group Llc Erie 2331 YORK RD STE 301, TIMONIUM, 21093 443-588-0101
Valerie Cherry State Farm 6800 York Rd, Baltimore, 21212-1848 410-435-6600
Insure One Inc Travelers 913 RIDGEBROOK RD STE 102, SPARKS, 21152 410-771-4608
Mcmanus Insurance & Financial, Llc None 57 W. Timonium Road 57 W. Timonium Road Timonium, Lutherville Timonium, 21093 None
Pete Bakoulas Liberty Mutual 100 West Rd. Suite 407, Towson, 21204 1-410-821-0400
Ridgebrook Insurance Services Inc Erie 909 Ridgebrook Rd Ste 116, Sparks, 21152 (443) 595-3100
Ridgebrook Insurance Services Inc Erie 909 Ridgebrook Rd Ste 116, Sparks, 21152 (443) 595-3100
Brooke Mc Donald & Associates Erie 2331 York Road Suite 301, Timonium, 21093 None
Nemec & Nemec Insurance Agency Llc Travelers 920 Providence Rd, Ste 305, Towson, 21286 None
Eric Smalls Liberty Mutual 100 West Rd. Suite 407, Towson, 21204 1-410-821-0400

Hampton, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,518
Driver's Failure In Showing Documents +$141 $1,595
Driving With An Expired Registration +$150 $1,604
Driving At A Considerably Slow Pace +$316 $1,770
Using A Cellphone While Driving +$333 $1,787
Running A Red Light +$339 $1,793
Speeding +$356 $1,810
Driving A Vehicle Without The Required Permission +$452 $1,906
Driving With An Expired/Suspended License +$980 $2,434

Hampton, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,396
Active Disabling Device $1,396
Tracking Device $1,367
Passive Disabling Device $1,352