Hanahan Auto Insurance Rates, Quotes, Agents & Reviews in SC

Hanahan, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hanahan, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hanahan, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hanahan, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hanahan, SC with that of other cities in and around Hanahan.

Hanahan North Charleston Goose Creek-Hanahan Ladson Wando Charleston
Average Insurance Rates $1,512 $1,117 $1,471 $1,446 $1,689 $1,070

Hanahan, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hanahan, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hanahan $1,159 $979
North Charleston $1,188 $1,003
Goose Creek $1,525 $1,288
Ladson $1,516 $1,281
Wando $1,935 $1,635
West Ashley $1,176 $994
Charleston $1,733 $1,464
Goose Creek-Hanahan $1,298 $1,096

Hanahan, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hanahan, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,906
20 Years $1,943
30 Years $1,496
40 Years $1,440
50 Years $1,333
60 Years $1,352
70 Years $1,574

Hanahan, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hanahan, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,601 $423
3 Vehicles $3,901 $635
4 Vehicles $5,201 $847

Savings on 2 Vehicles bundle:$423

Savings on 3 Vehicles bundle:$635

Savings on 4 Vehicles bundle:$847

Hanahan, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hanahan, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Hanahan $1,512 $2,285
North Charleston $1,117 $1,688
Goose Creek $945 $1,428
Ladson $1,446 $2,185
Wando $1,689 $2,552
West Ashley $1,539 $2,325
Charleston $1,070 $1,617
Goose Creek-Hanahan $1,471 $2,223

Hanahan, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,297
Excellent (740-799) $1,481
Good (670-739) $1,576
Average (580-669) $2,056
Poor (300-579) $2,466

Hanahan, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Harrell Insurance Agency None 2000 Sam Rittenberg Blvd 2000 Sam Rittenberg Blvd, Charleston, 29407 None
Freedom Tax & Insurance Travelers 1455 REMOUNT RD, NORTH CHARLESTON, 29406 843-974-4183
Patrick Brown Allstate 1124 Sam Rittenberg Blvd Ste 7, Charleston, 29407 (843) 793-1403
A Patch Insurance Agency Inc. Nationwide 2065 Savannah Hwy, Charleston, 29407-2225 (843) 556-4221
The General Agency Inc None 1527 Sam Rittenberg Blvd, Charleston, 29407 None
Anderson Insurance Assoc Llc Liberty Mutual Independent 3491 Shelby Ray Court, Charleston, 29414 (843) 737-6538
P C & L Agency Inc Liberty Mutual Independent 1901 Ashley River Rd Ste 7A, Charleston, 29407 None
Pj Johnson State Farm 2138 Ashley Phos Rd Ste 101, N Charleston, 29406-4172 843-553-7272
Hub International Southeast Liberty Mutual Independent 2430 Mall Dr Ste 280 Charleston, North Charleston, 29406 None
W Lee Taylor Jr Agency Inc Travelers 225 SEVEN FARMS DR STE 101, DANIEL ISLAND, 29492 843-881-7822

Hanahan, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,579
Driver's Failure In Showing Documents +$147 $1,659
Driving With An Expired Registration +$156 $1,668
Driving At A Considerably Slow Pace +$328 $1,840
Using A Cellphone While Driving +$346 $1,858
Running A Red Light +$352 $1,864
Speeding +$370 $1,882
Driving A Vehicle Without The Required Permission +$470 $1,982
Driving With An Expired/Suspended License +$1,019 $2,531

Hanahan, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,452
Active Disabling Device $1,452
Tracking Device $1,421
Passive Disabling Device $1,406