Hancock County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Hancock County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hancock County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hancock County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hancock County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hancock County, TN with that of other cities in and around Hancock County.

Hancock County Sneedville Rogersville Ewing Jonesville Bean Station
Average Insurance Rates $1,390 $1,380 $1,426 $2,124 $2,208 $1,394

Hancock County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hancock County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hancock County $2,114 $1,785
Sneedville $1,536 $1,297
Mooresburg $1,360 $1,148
Bean Station $1,588 $1,342
Jonesville $2,452 $2,071
Lee County $1,615 $1,364
Ewing $1,450 $1,225
Rogersville $1,480 $1,250

Hancock County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hancock County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,510
20 Years $1,786
30 Years $1,376
40 Years $1,324
50 Years $1,226
60 Years $1,243
70 Years $1,447

Hancock County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hancock County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,363 $417
3 Vehicles $3,545 $626
4 Vehicles $4,726 $834

Savings on 2 Vehicles bundle:$417

Savings on 3 Vehicles bundle:$626

Savings on 4 Vehicles bundle:$834


Hancock County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hancock County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Hancock County $1,390 $2,490
Sneedville $1,380 $2,472
Mooresburg $1,399 $2,506
Bean Station $1,394 $2,497
Jonesville $2,208 $3,604
Lee County $2,136 $3,487
Ewing $2,124 $3,467
Rogersville $1,426 $2,555

Hancock County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,361
Good (670-739) $1,448
Average (580-669) $1,890
Poor (300-579) $2,267

Hancock County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Randell Greene Allstate PO Box 280, Sneedville, 37869 (423) 733-2781
Bob Johnson Insurance Inc Travelers 7121 AFTON DR, KNOXVILLE, 37918 865-922-3111
Kendall Clark Allstate 2603 W Andrew Johnson Hwy, Morristown, 37814 (423) 586-5220
Greene Insurance Agency Travelers 1450 N BROAD ST, TAZEWELL, 37879 423-626-2700
Randell Greene Allstate 1450 N Broad St, New Tazewell, 37824 (423) 626-2700
J. Mark Bowery Insurance, Inc. None 3713 Memorial Blvd , Kingsport, 37664 None
Todd Mounts State Farm 1004 N Highway 92 Ste A, Jefferson Cty, 37760-3687 865-475-2282
Mountain Empire Agency Alliance Llc Travelers 1524 BRIDGEWATER LA STE 101, KINGSPORT, 37660 866-264-1292
Charles D Fisher Company Inc Travelers 315 East Main St, Newport, 37821 None

Hancock County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,451
Driver's Failure In Showing Documents +$135 $1,525
Driving With An Expired Registration +$143 $1,533
Driving At A Considerably Slow Pace +$302 $1,692
Using A Cellphone While Driving +$318 $1,708
Running A Red Light +$324 $1,714
Speeding +$341 $1,731
Driving A Vehicle Without The Required Permission +$432 $1,822
Driving With An Expired/Suspended License +$937 $2,327

Hancock County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,334
Active Disabling Device $1,334
Tracking Device $1,307
Passive Disabling Device $1,293