Hancock County Auto Insurance Rates, Quotes, Agents & Reviews in WV

Hancock County, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hancock County, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hancock County, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hancock County, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hancock County, WV with that of other cities in and around Hancock County.

Hancock County Stratton New Cumberland Clay Grant Toronto
Average Insurance Rates $1,397 $1,282 $1,387 $1,395 $1,390 $1,013

Hancock County, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hancock County, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hancock County $1,351 $1,141
New Cumberland $2,418 $2,043
Empire $1,558 $1,316
Stratton $1,444 $1,220
Clay $1,439 $1,215
Grant $1,433 $1,210
Toronto $1,677 $1,416
Knox $1,222 $1,032

Hancock County, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hancock County, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,533
20 Years $1,795
30 Years $1,383
40 Years $1,330
50 Years $1,232
60 Years $1,249
70 Years $1,454

Hancock County, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hancock County, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,403 $391
3 Vehicles $3,604 $587
4 Vehicles $4,806 $782

Savings on 2 Vehicles bundle:$391

Savings on 3 Vehicles bundle:$587

Savings on 4 Vehicles bundle:$782


Hancock County, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hancock County, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Hancock County $1,397 $2,234
New Cumberland $1,387 $2,218
Empire $1,292 $2,091
Stratton $1,282 $2,075
Clay $1,395 $2,231
Grant $1,390 $2,223
Toronto $1,013 $1,639
Knox $1,302 $2,107

Hancock County, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,199
Excellent (740-799) $1,368
Good (670-739) $1,456
Average (580-669) $1,899
Poor (300-579) $2,279

Hancock County, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Joyia Lytle Allstate 3612 Pennsylvania Ave, Weirton, 26062 (304) 723-3612
Mark D Eckleberry Nationwide 515 Carolina Ave, Chester, 26034-1319 (304) 387-1962
Nancy L. Kowalski Nationwide 3350A Pennsylvania Ave, Weirton, 26062-3936 (304) 723-7283
Assure America Corporation Erie 426 Carolina Avenue Suite 1, Chester, 26034 None
Jack Fowler State Farm 3034 Penna Ave, Weirton, 26062-3721 304-723-5540
Mike Mccoy State Farm 900 Lafayette Ave, Moundsville, 26041-2226 304-845-7660

Hancock County, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,458
Driver's Failure In Showing Documents +$136 $1,533
Driving With An Expired Registration +$144 $1,541
Driving At A Considerably Slow Pace +$303 $1,700
Using A Cellphone While Driving +$320 $1,717
Running A Red Light +$326 $1,723
Speeding +$342 $1,739
Driving A Vehicle Without The Required Permission +$434 $1,831
Driving With An Expired/Suspended License +$942 $2,339

Hancock County, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,341
Active Disabling Device $1,341
Tracking Device $1,313
Passive Disabling Device $1,299